Nu Holdings Ltd. (NU)

NYSE: NU · Real-Time Price · USD
12.83
+0.03 (0.23%)
At close: May 9, 2025, 4:00 PM
12.83
0.00 (0.00%)
After-hours: May 9, 2025, 7:59 PM EDT
0.23%
Market Cap 61.82B
Revenue (ttm) 5.51B
Net Income (ttm) 1.97B
Shares Out 4.82B
EPS (ttm) 0.40
PE Ratio 31.80
Forward PE 24.48
Dividend n/a
Ex-Dividend Date n/a
Volume 38,687,101
Open 12.89
Previous Close 12.80
Day's Range 12.75 - 12.98
52-Week Range 9.01 - 16.15
Beta 1.11
Analysts Buy
Price Target 15.47 (+20.58%)
Earnings Date May 20, 2025

About NU

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrate... [Read more]

Sector Financials
IPO Date Dec 9, 2021
Country Brazil
Stock Exchange NYSE
Ticker Symbol NU
Full Company Profile

Financial Performance

In 2024, Nu Holdings's revenue was $5.51 billion, an increase of 48.73% compared to the previous year's $3.71 billion. Earnings were $1.97 billion, an increase of 91.37%.

Financial Statements

Analyst Forecast

According to 9 analysts, the average rating for NU stock is "Buy." The 12-month stock price forecast is $15.47, which is an increase of 20.58% from the latest price.

Price Target
$15.47
(20.58% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Nu Holdings: Mexican Banking License Opens A Door To New Growth Avenue

NU Holdings has secured a full banking license in Mexico, enabling it to expand its product offerings beyond credit cards to include personal loans. NU's strategy focuses on becoming the largest retai...

3 days ago - Seeking Alpha

Roberto Campos Neto to Join Nubank as Vice Chairman and Global Head of Public Policy

SÃO PAULO--(BUSINESS WIRE)--Nu, one of the largest digital financial services platforms in the world, announces the expected appointment of former Brazilian Central Bank president Roberto Campos Neto ...

3 days ago - Business Wire

Nu Holdings: An Attractive Opportunity To Invest In LatAm's Fintech Ecosystem

Nu Holdings delivered strong 2024 results, with a 43% revenue growth and a net income of $1.97B, nearly doubling 2023's performance. The company's high ROE of 32% and efficient operations reflect stro...

11 days ago - Seeking Alpha

Nubank clears major hurdle in securing Mexico banking license

Brazilian fintech Nubank said on Thursday that its Mexico arm received regulatory approval from the Mexican National Banking and Securities Commission to begin the process of becoming a full-service b...

15 days ago - Reuters

Nu Mexico Receives Banking License Approval, Paving the Way for Product Portfolio Expansion and Increased Financial Inclusion

MEXICO CITY--(BUSINESS WIRE)--Nu Mexico, a subsidiary of Nubank, announced today the approval of its banking license by the National Banking and Securities Commission (CNBV). With this milestone, Nu h...

15 days ago - Business Wire

Why Nu Holdings Is Attractive At Current Levels

Nu Holdings, a leading digital financial services platform in Latin America, is trading at attractive levels with significant growth potential in existing and new markets. Despite temporary setbacks i...

16 days ago - Seeking Alpha

Nu Holdings: Where Value Investors and Growth Hunters Align

Nubank offers a combination of growth and value, making it a strong buy, especially at its current discounted price. Despite recent setbacks, including increased non-performing loans and currency vola...

5 weeks ago - Seeking Alpha

NU: Banking's Silent Disruptor

Nu added 20.4 million clients in FY24, reaching 114 million total users across Brazil, Mexico, and Colombia. Total deposits surged 55% YoY to $28.9B, with standout growth in Mexico (+438% YoY) and Col...

5 weeks ago - Seeking Alpha

Nu Holdings: A Golden Buying Opportunity

Nu Holdings is a rapidly growing, profitable fintech with a strong presence in Brazil, Mexico, and Colombia, offering a unique buying opportunity due to its undervaluation. The platform's customer bas...

5 weeks ago - Seeking Alpha

Nu Holdings: Misunderstood Growth Story

Nu Holdings Ltd. offers a compelling entry point due to its significant growth potential in Latin America and recent stock dip. When looking past currency fluctuations, the digital bank achieved 50% r...

6 weeks ago - Seeking Alpha

Nubank Could Become The Next Global Super App

Nubank's core financial services segment is performing well, as revenues and margins continue to grow off the back of efficient user acquisition and deepening monetization. NU's potential to evolve in...

6 weeks ago - Seeking Alpha

Nu Holdings Dominates, But The Real Opportunity Lies In The Dips

Investing in Brazilian stocks, like Nu Holdings, requires vigilance due to macroeconomic volatility and the necessity of managing risk and margin of safety. Nu Holdings, despite trading at premium mul...

6 weeks ago - Seeking Alpha

Nu Holdings: Credit Woes Cloud A Bright Future

Nu Holdings continues to grow rapidly with 114 million customers, but recent financial results were disappointing due to rising credit losses and currency depreciation. The 7% delinquency rate has rai...

6 weeks ago - Seeking Alpha

Nu Holdings: A Cash Cow In The Making

A weakening Brazilian Real has paused the positive momentum of Nu Holdings. Nonetheless, Nu keeps performing excellently by growing customers, revenue, and profit margins. The valuation looks attracti...

6 weeks ago - Seeking Alpha

Nu Holdings: Short-Term Forex Drag, Long-Term Profit Machine

Nu Holdings missed revenue expectations in Q4, with slower customer growth and slight profitability declines. FX headwinds were a major factor, impacting net interest margins and ARPAC. Nu Holdings st...

6 weeks ago - Seeking Alpha

Here Are 5 Companies I'd Aggressively Add To Amid Rising Market Volatility

Despite recent market volatility, now is the time to be aggressive in investing, focusing on companies with strong fundamentals and growth potential. Nu Holdings, despite macroeconomic challenges, off...

Other symbols: AMZNLMNDMELITMDX
2 months ago - Seeking Alpha

Big Fund Buys MicroStrategy and Nu Holdings Stock. Sells Dollar General and Celsius.

The California State Teachers' Retirement System bought more MicroStrategy and Nu Holdings stock, and slashed positions in Dollar General and Celsius Holdings in the fourth quarter.

Other symbols: CELHDGMSTR
2 months ago - Barrons

Nu Holdings: A Very Solid Quarter Despite What You May Think

Nu Holdings' stock dropped 19% despite strong earnings, mainly due to macro challenges in Brazil, not business fundamentals. Q4 earnings showed impressive FX-neutral growth: 50% YoY revenue, 23% ARPAC...

2 months ago - Seeking Alpha

Nu Holdings: Deposit Surge, Net Interest Margins Squeeze. A Risky Balance

I remain concerned about three consecutive quarters of NIM contraction, driven by FX headwinds, secured lending growth, and rising deposit costs in Mexico and Colombia. I believe Nu's strategic move t...

2 months ago - Seeking Alpha

Nu Holdings: I Am Buying The Dip After Q4 Results

Nu Holdings' Q4 earnings weren't favorable, causing the stock to drop by double digits and bringing a great opportunity to buy the dip. The significant depreciation of the Brazilian currency made Nu's...

2 months ago - Seeking Alpha

Nu Holdings: Reasons For The Q4 Miss Are Critical & Mercado Pago Competition Worries

Nu Holdings reported Q4 results missing expectations, causing an 8% pre-market share drop, primarily due to significant FX impact, controlled growth, and competition. Despite short-term pressures, Nu'...

2 months ago - Seeking Alpha

Nu Holdings Ltd. (NU) Q4 2024 Earnings Call Transcript

Nu Holdings Ltd. (NU) Q4 2024 Earnings Call Transcript

2 months ago - Seeking Alpha

Nu Holdings Increases Customer Base by 22%, Prepares Global Expansion

Nu Holdings, the digital financial services platform operating across Brazil, Mexico and Colombia, increased its customer base by 22% in 2024 to reach a total of 114.2 million. The company added 4.5 m...

2 months ago - PYMNTS

Nubank posts 87% increase in fourth-quarter adjusted profit

Brazilian digital lender Nubank posted on Thursday an 87% increase in its fourth-quarter adjusted net profit from a year earlier.

2 months ago - Reuters

Nu Holdings Ltd. Reports Fourth Quarter and Full Year 2024 Financial Results

SÃO PAULO--(BUSINESS WIRE)--Nu Holdings Ltd. (NYSE: NU) (“Nu” or the “Company”), one of the largest digital financial services platforms in the world, released its Fourth Quarter and Full Year 2024 fi...

2 months ago - Business Wire