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Credicorp Ltd. (BAP)

Stock Price: $128.45 USD 4.25 (3.42%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 10.25B
Revenue (ttm) 3.67B
Net Income (ttm) 1.29B
Shares Out 79.76M
EPS (ttm) 11.51
PE Ratio 11.16
Forward PE 8.42
Dividend $8.60
Dividend Yield 6.70%

Stock Quote

Trading Day Aug 7, 2020
Last Price $128.45
Previous Close $124.20
Change ($) 4.25
Change (%) 3.42%
Day's Open 124.24
Day's Range 122.63 - 129.42
Day's Volume 551,148
52-Week Range 118.00 - 220.25

More Stats

Market Cap 10.25B
Enterprise Value 12.47B
Earnings Date (est) Nov 5, 2020
Ex-Dividend Date Apr 9, 2020
Shares Outstanding 79.76M
Float 66.61M
EPS (basic) n/a
EPS (diluted) 11.51
FCF / Share 21.89
Dividend $8.60
Dividend Yield 6.70%
Earnings Yield 8.96%
FCF Yield 20.17%
Payout Ratio 52.10%
Shares Short 637,407
Short Ratio 1.22
Short % of Float 1.26%
Beta 0.74
PE Ratio 11.16
Forward PE 8.42
P/FCF Ratio 4.96
PS Ratio 2.79
PB Ratio 1.57
Revenue 3.67B
Operating Income 1.54B
Net Income 1.29B
Free Cash Flow 2.07B
Net Cash -2.22B
Net Cash / Share -27.86
Gross Margin 100.00%
Operating Margin 42.09%
Profit Margin 35.10%
FCF Margin 56.33%
ROA 1.83%
ROE 14.39%
ROIC 3.10%
Key stats in USD, based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (15)

Buy 6
Overweight 1
Hold 6
Underweight 1
Sell 1

Analyst Consensus: Overweight

Price Target

$171.81*
(33.76% upside)
Low
136
Current: $128.45
High
253
Target: 171.81
*Average 12-month USD price target from 14 stock analysts.

Financial Performance

Financial numbers in millions PEN.

Financial Overview

Year20192018201720162015201420132012
Revenue12,14311,36810,97511,00610,3259,2927,7546,852
Revenue Growth6.81%3.58%-0.28%6.59%11.11%19.85%13.16%-
Gross Profit12,14311,36810,97511,00610,3259,2927,7546,852
Operating Income5,1114,7404,8174,8914,4383,2292,6632,596
Net Income4,2653,9844,0923,5153,0922,3881,5382,080
Shares Outstanding94.3894.3894.3894.3894.3894.38--
Earnings Per Share53.6650.1351.4944.2338.9130.0419.3526.11
EPS Growth7.04%-2.64%16.41%13.67%29.53%55.25%-25.89%-
Dividend Per Share8.444.399.002.322.193.802.502.13
Dividend Growth92.13%-51.17%288.51%5.9%-42.45%51.88%17.41%-
Operating Cash Flow6,934-2529,507-1,368-1,3169193,2229,734
Capital Expenditures-93.77-1106.77-151-170-282-513-370
Free Cash Flow6,840-3629,514-1,519-1,4866372,7099,364
Cash & Equivalents25,98722,16923,22216,64622,39221,68921,76320,015
Total Debt33,34334,65138,35539,05338,87324,49021,49619,305
Net Cash / Debt-7,356-12,483-15,133-22,407-16,481-2,800267711
Assets187,877177,263170,472156,435155,480134,834114,094104,033
Liabilities161,130152,997148,219136,319138,753120,208101,75192,901
Book Value26,23823,83921,75719,65616,12813,97911,83210,628
Numbers in millions PEN, except per-share numbers.

Company Profile

Company Details

Full Name Credicorp Ltd.
Country Peru
Employees 38,327
CEO Walter Bayly Llona

Stock Information

Ticker Symbol BAP
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Banks—Regional
Unique Identifier NYSE: BAP
IPO Date October 25, 1995

Description

Credicorp Ltd., a financial services holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. It operates through Universal Banking, Insurance and Pensions, Microfinance, and Investment Banking and Wealth Management segments. The company offers deposits and current accounts, and various credits and financial instruments to individuals and legal entities. It also issues insurance policies to cover losses in commercial property, transportation, marine vessels, automobile, life, health, and pensions, as well as provides private pension fund management services. In addition, the company offers microfinance, including the management of loans, credits, deposits, and current accounts of the small and microenterprises. Further, it provides investment brokerage and management services to corporations, institutional investors, governments, and foundations; and engages in structuring and placement of issues in the primary market, as well as the execution and negotiation of operations in the secondary market. Additionally, it structures securitization processes for corporate customers and manages mutual funds, as well as investment advisory and financial planning services. The company was founded in 1889 and is based in Hamilton, Bermuda.