Provident Financial Services, Inc. (PFS)
NYSE: PFS · Real-Time Price · USD
22.19
+0.03 (0.14%)
May 29, 2026, 4:00 PM EDT - Market closed
PFS Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 772.58 | 760.57 | 600.61 | 399.45 | 417.55 | 366.02 |
Net Interest Income Growth | 12.18% | 26.63% | 50.36% | -4.33% | 14.08% | 17.10% |
Non-Interest Income | 114.26 | 109.84 | 94.11 | 79.83 | 87.79 | 86.81 |
Non-Interest Income Growth | 13.88% | 16.71% | 17.89% | -9.07% | 1.13% | 19.85% |
Revenues Before Loan Losses | 886.84 | 870.4 | 694.73 | 479.28 | 505.34 | 452.83 |
Provision for Credit Losses | 0.83 | 3.58 | 87.56 | 28.17 | 5 | -24.34 |
| 886.01 | 866.82 | 607.16 | 451.12 | 500.34 | 477.17 | |
Revenue Growth (YoY) | 26.48% | 42.77% | 34.59% | -9.84% | 4.86% | 34.31% |
Compensation Expenses | 256.96 | 253.13 | 218.34 | 148.5 | 147.2 | 143.37 |
Selling, General & Admin | 109.08 | 108.64 | 98.7 | 68.66 | 66.68 | 62.9 |
Other Non-Interest Expenses | 93.5 | 96.89 | 140.5 | 58.18 | 46.35 | 43.79 |
Total Non-Interest Expense | 459.54 | 458.66 | 457.55 | 275.34 | 260.23 | 250.05 |
Pretax Income | 426.48 | 408.16 | 149.62 | 175.78 | 240.11 | 227.12 |
Provision for Income Taxes | 119.93 | 117 | 34.09 | 47.38 | 64.46 | 59.2 |
Net Income | 306.55 | 291.16 | 115.53 | 128.4 | 175.65 | 167.92 |
Net Income to Common | 306.55 | 291.16 | 115.53 | 128.4 | 175.65 | 167.92 |
Net Income Growth | 107.87% | 152.03% | -10.03% | -26.90% | 4.60% | 73.20% |
Shares Outstanding (Basic) | 131 | 130 | 110 | 75 | 75 | 76 |
Shares Outstanding (Diluted) | 131 | 131 | 110 | 75 | 75 | 77 |
Shares Change (YoY) | -99.60% | 18.95% | 46.53% | 0.12% | -2.32% | 9.96% |
EPS (Basic) | 2.35 | 2.23 | 1.05 | 1.72 | 2.35 | 2.20 |
EPS (Diluted) | 2.35 | 2.23 | 1.05 | 1.71 | 2.35 | 2.19 |
EPS Growth | 111.71% | 112.38% | -38.60% | -27.23% | 7.31% | 57.55% |
Shares Outstanding | 130.31 | 130.62 | 130.49 | 75.54 | 76.17 | 76.97 |
Free Cash Flow | 424.31 | 430.73 | 425.07 | 165.91 | 190.9 | 143.01 |
Free Cash Flow Growth | -1.49% | 1.33% | 156.21% | -13.09% | 33.49% | 58.06% |
Free Cash Flow Per Share | 3.25 | 3.30 | 3.87 | 2.22 | 2.55 | 1.87 |
Dividends Per Share | 0.960 | 0.960 | 0.960 | 0.960 | 0.960 | 0.930 |
Dividend Growth | - | - | - | - | 3.23% | 1.09% |
Profit Margin | 34.60% | 33.59% | 19.03% | 28.46% | 35.11% | 35.19% |
FCF Margin | 47.89% | 49.69% | 70.01% | 36.78% | 38.15% | 29.97% |
EBITDA | 49.98 | 51.32 | 41.5 | 11.7 | 13.08 | 12.66 |
EBITDA Margin | 5.64% | 5.92% | 6.83% | 2.59% | 2.61% | 2.65% |
Effective Tax Rate | 28.12% | 28.66% | 22.79% | 26.95% | 26.85% | 26.06% |