Provident Financial Services, Inc. (PFS)
NYSE: PFS · Real-Time Price · USD
22.19
+0.03 (0.14%)
May 29, 2026, 4:00 PM EDT - Market closed
PFS Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 306.55 | 291.16 | 115.53 | 128.4 | 175.65 | 167.92 |
Depreciation & Amortization | 49.98 | 51.32 | 41.5 | 11.7 | 13.08 | 12.66 |
Provision for Credit Losses | 2.31 | 3.58 | 87.57 | 28.17 | 5 | -22.82 |
Stock-Based Compensation | 11.02 | 10.45 | 12.2 | 10.8 | 13.75 | 9.97 |
Net Change in Loans Held-for-Sale | 132.3 | 122.92 | 143.65 | 3.52 | -1.77 | 1.86 |
Other Adjustments | 30.2 | 33.04 | -9.63 | 1.8 | 0.27 | 20.63 |
Changes in Accrued Interest and Accounts Receivable | -5.95 | -4.64 | -4.95 | -7.06 | -9.91 | 4.46 |
Changes in Other Operating Activities | -86.53 | -65.57 | 40.53 | -3.92 | 4.25 | -37.85 |
Operating Cash Flow | 438.4 | 442.26 | 426.38 | 173.4 | 200.31 | 156.81 |
Operating Cash Flow Growth | -7.41% | 3.72% | 145.90% | -13.44% | 27.74% | 51.80% |
Net Change in Loans Held-for-Investment | -845.17 | -817.99 | -193.99 | -632.94 | -656.19 | 247.99 |
Net Change in Securities and Investments | -93.17 | -231.83 | 498.72 | 162.51 | 0.89 | -960.13 |
Proceeds from Business Divestments | - | - | 194.55 | - | - | - |
Capital Expenditures | -14.09 | -11.54 | -1.31 | -7.49 | -9.41 | -13.81 |
Sale of Property, Plant & Equipment | 2.71 | 2.35 | - | 0.11 | 0.02 | 0.04 |
Other Investing Activities | 5.78 | 6.69 | 9.7 | 8.21 | 17.13 | 9.33 |
Investing Cash Flow | -1,108 | -1,052 | 507.67 | -469.6 | -647.56 | -716.57 |
Net Change in Deposits | 651.44 | 654.87 | -291.63 | -270.51 | -670.99 | 1,396 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 47.34 | 293.88 | 18.6 | 156.3 | -18.95 | -8.44 |
Long-Term Debt Issued | 200 | 150 | 857.08 | 534.81 | 3,982 | 913.69 |
Long-Term Debt Repaid | -100.55 | -352.36 | -1,390 | -58.44 | -3,253 | -1,469 |
Net Long-Term Debt Issued (Repaid) | 99.45 | -202.36 | -532.95 | 476.36 | 729.54 | -555.76 |
Issuance of Common Stock | 1.4 | - | - | 0.79 | - | 0.89 |
Repurchase of Common Stock | -13.42 | -2.87 | -1.32 | -1.68 | -47.55 | -21.67 |
Net Common Stock Issued (Repurchased) | -12.02 | -2.87 | -1.32 | -0.89 | -47.55 | -20.79 |
Common Dividends Paid | -125.4 | -125.91 | -100.96 | -72.45 | -72.02 | -71.48 |
Other Financing Activities | -2.95 | -1.99 | -0.12 | 1.13 | 1.27 | 0.14 |
Financing Cash Flow | 657.85 | 615.62 | -908.37 | 289.95 | -78.7 | 739.86 |
Net Cash Flow | 79.78 | 5.55 | 25.68 | -6.25 | -525.96 | 180.11 |
Free Cash Flow | 424.31 | 430.73 | 425.07 | 165.91 | 190.9 | 143.01 |
Free Cash Flow Growth | -1.49% | 1.33% | 156.21% | -13.09% | 33.49% | 58.06% |
FCF Margin | 47.89% | 49.69% | 70.01% | 36.78% | 38.15% | 29.97% |
Free Cash Flow Per Share | 3.25 | 3.30 | 3.87 | 2.22 | 2.55 | 1.87 |
Levered Free Cash Flow | 349.41 | 58.37 | -341.66 | 597.98 | 903.2 | -422.37 |
Unlevered Free Cash Flow | -56.59 | -30.43 | 75.77 | -6.78 | -2 | -34.54 |