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Provident Financial Services, Inc. (PFS)
NYSE: PFS · Real-Time Price · USD
24.57
-0.07 (-0.28%)
Aug 17, 2026, 4:00 PM EDT - Market closed

PFS Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
312.72291.16115.53128.4175.65167.92
Depreciation & Amortization
63.0765.5154.5922.1923.6922.73
Gain (Loss) on Sale of Assets
-1.17-0.67-0.21-2.7-8.56-0.5
Gain (Loss) on Sale of Investments
16.3515.8510.128.312.4915.59
Provision for Credit Losses
10.833.5887.5728.175-24.34
Net Decrease (Increase) in Loans Originated / Sold - Operating
-6.6122.92143.653.52-1.7749.53
Accrued Interest Receivable
-5.4-4.64-4.95-7.06-9.914.46
Change in Other Net Operating Assets
-27.56-65.5740.53-3.924.25-85.52
Other Operating Activities
1.667.53-30.87-12.28-12.76-1.16
Operating Cash Flow
370.48442.26426.38173.4200.31156.81
Operating Cash Flow Growth
-36.54%3.72%145.90%-13.44%27.74%51.80%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-20.12-11.54-1.31-7.49-9.41-13.81
Sale of Property, Plant and Equipment
2.772.35-0.110.020.04
Cash Acquisitions
--194.55---
Investment in Securities
-188.74-228.91531.62173.1735.15-985.33
Net Decrease (Increase) in Loans Originated / Sold - Investing
-933.4-817.99-193.99-632.94-656.19247.99
Other Investing Activities
7.253.77-23.2-2.45-17.1434.53
Investing Cash Flow
-1,132-1,052507.67-469.6-647.56-716.57

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
-293.8818.6156.3--
Long-Term Debt Issued
-150857.08534.813,982913.69
Total Debt Issued
160.32443.88875.68691.113,982913.69
Short-Term Debt Repaid
-----18.95-8.44
Long-Term Debt Repaid
--352.36-1,390-58.44-3,253-1,469
Total Debt Repaid
-127.45-352.36-1,390-58.44-3,272-1,478
Net Debt Issued (Repaid)
32.8791.52-514.35632.66710.6-564.2
Issuance of Common Stock
1.51--0.79-0.89
Repurchase of Common Stock
-12.97-2.87-1.32-1.68-47.55-21.67
Common Dividends Paid
-124.41-125.91-100.96-72.45-72.02-71.48
Net Increase (Decrease) in Deposit Accounts
834.13652.88-291.75-269.38-669.721,396
Financing Cash Flow
731.13615.62-908.37289.95-78.7739.86

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-30.635.5525.68-6.25-525.96180.11

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
350.36430.73425.07165.91190.9143.01
Free Cash Flow Growth
-39.45%1.33%156.21%-13.09%33.49%58.06%
Free Cash Flow Margin
39.18%49.69%70.01%36.78%38.15%30.19%
Free Cash Flow Per Share
2.683.303.872.222.551.87

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
472.65494.1397.28210.3546.935.91
Cash Income Tax Paid
71.56102.6536.1846.4651.0557.47
SEC Filings: 10-K · 10-Q