Provident Financial Services, Inc. (PFS)
NYSE: PFS · IEX Real-Time Price · USD
13.51
+0.14 (1.05%)
At close: Jun 17, 2024, 4:00 PM
13.59
+0.08 (0.59%)
After-hours: Jun 17, 2024, 7:47 PM EDT

PFS Statistics

Total Valuation

PFS has a market cap or net worth of $1.75 billion. The enterprise value is $3.67 billion.

Market Cap 1.75B
Enterprise Value 3.67B

Important Dates

The next estimated earnings date is Thursday, July 25, 2024, after market close.

Earnings Date Jul 25, 2024
Ex-Dividend Date Apr 26, 2024

Share Statistics

PFS has 129.90 million shares outstanding. The number of shares has increased by 0.77% in one year.

Shares Outstanding 129.90M
Shares Change (YoY) +0.77%
Shares Change (QoQ) +0.31%
Owned by Insiders (%) 2.78%
Owned by Institutions (%) 44.03%
Float 71.28M

Valuation Ratios

The trailing PE ratio is 8.44 and the forward PE ratio is 7.04. PFS's PEG ratio is 1.84.

PE Ratio 8.44
Forward PE 7.04
PS Ratio 3.98
Forward PS 2.80
PB Ratio 1.04
P/FCF Ratio 11.75
PEG Ratio 1.84
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 19.74, with an EV/FCF ratio of 24.54.

EV / Earnings 30.56
EV / Sales 8.31
EV / EBITDA 19.74
EV / EBIT 22.38
EV / FCF 24.54

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.22
Debt / EBITDA 11.14
Debt / FCF 13.85
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.20% and return on invested capital (ROIC) is 3.19%.

Return on Equity (ROE) 7.20%
Return on Assets (ROA) 0.80%
Return on Capital (ROIC) 3.19%
Revenue Per Employee $386,334
Profits Per Employee $105,030
Employee Count 1,142
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, PFS has paid $43.82 million in taxes.

Income Tax 43.82M
Effective Tax Rate 26.76%

Stock Price Statistics

The stock price has decreased by -23.54% in the last 52 weeks. The beta is 1.02, so PFS's price volatility has been similar to the market average.

Beta (1Y) 1.02
52-Week Price Change -23.54%
50-Day Moving Average 14.70
200-Day Moving Average 15.48
Relative Strength Index (RSI) 34.32
Average Volume (30 Days) 1,177,007

Short Selling Information

The latest short interest is 4.46 million, so 3.43% of the outstanding shares have been sold short.

Short Interest 4.46M
Short Previous Month 4.26M
Short % of Shares Out 3.43%
Short % of Float 6.26%
Short Ratio (days to cover) 4.26

Income Statement

In the last 12 months, PFS had revenue of $441.19 million and earned $119.94 million in profits. Earnings per share was $1.60.

Revenue 441.19M
Gross Profit 441.19M
Operating Income 163.76M
Pretax Income 163.76M
Net Income 119.94M
EBITDA 185.71M
EBIT 163.76M
Earnings Per Share (EPS) $1.60
Full Income Statement

Balance Sheet

The company has $158.35 million in cash and $2.07 billion in debt, giving a net cash position of -$1.91 billion or -$14.71 per share.

Cash & Cash Equivalents 158.35M
Total Debt 2.07B
Net Cash -1.91B
Net Cash Per Share -$14.71
Equity / Book Value 1.70B
Book Value Per Share 13.05
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $156.74 million and capital expenditures -$7.37 million, giving a free cash flow of $149.37 million.

Operating Cash Flow 156.74M
Capital Expenditures -7.37M
Free Cash Flow 149.37M
FCF Per Share $1.99
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 37.12% and 27.19%.

Gross Margin 100.00%
Operating Margin 37.12%
Pretax Margin 37.12%
Profit Margin 27.19%
EBITDA Margin 42.09%
EBIT Margin 37.12%
FCF Margin 33.86%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 7.11%.

Dividend Per Share $0.96
Dividend Yield 7.11%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 60.00%
Buyback Yield -0.77%
Shareholder Yield 6.34%
Earnings Yield 6.83%
FCF Yield 8.51%
Dividend Details

Analyst Forecast

The average price target for PFS is $18.80, which is 39.16% higher than the current price. The consensus rating is "Buy".

Price Target $18.80
Price Target Difference 39.16%
Analyst Consensus Buy
Analyst Count 5
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4