PFS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	228.29	209.08	205.87	180.19	186.44	685.16
Investment Securities	767.76	854.41	1,053	768.85	765.48	786.47
Trading Asset Securities	115.72	105.26	179.33	105.16	151.19	66.5
Mortgage-Backed Securities	2,805	2,612	2,062	1,286	1,427	1,709
Total Investments	3,689	3,572	3,295	2,160	2,344	2,562
Gross Loans	20,061	19,517	18,669	10,884	10,263	9,595
Allowance for Loan Losses	-184.66	-184.77	-193.43	-107.2	-88.02	-80.74
Other Adjustments to Gross Loans	-15.35	-12.98	-9.54	-12.46	-14.14	-13.71
Net Loans	19,861	19,319	18,466	10,765	10,161	9,501
Property, Plant & Equipment	171.54	171.27	181.88	127.91	140.37	129.37
Goodwill	-	624.07	624.07	443.62	443.62	443.62
Other Intangible Assets	765.02	157.04	194.06	13.77	16.65	19.87
Loans Held for Sale	5.48	14.71	162.45	1.79	-	-
Accrued Interest Receivable	98.12	95.8	91.16	58.97	51.9	41.99
Restricted Cash	-	2.4	0.07	0.07	0.07	27.3
Long-Term Deferred Tax Assets	-	165.44	223.63	71.58	82.23	22.96
Other Real Estate Owned & Foreclosed	0.96	2.02	9.47	11.65	2.12	8.73
Other Long-Term Assets	713.67	531.89	485.48	297.72	286.81	305.21
Total Assets	25,663	24,981	24,052	14,211	13,783	13,781

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Bearing Deposits	14,771	3,947	4,058	7,871	7,811	8,100
Institutional Deposits	965.7	929.99	789.34	218.55	108.18	368.28
Non-Interest Bearing Deposits	3,808	14,402	13,776	2,203	2,644	2,766
Total Deposits	19,545	19,279	18,624	10,293	10,563	11,234
Short-Term Borrowings	845.81	383.12	559.55	688.83	608.39	62.47
Current Portion of Long-Term Debt	1,222	1,285	113.22	72.16	98	116.76
Current Portion of Leases	6.63	12.71	-	-	-	-
Long-Term Debt	410.65	408.8	405.32	10.73	10.49	10.28
Federal Home Loan Bank Debt, Long-Term	450	550	1,518	1,300	753.37	510.01
Long-Term Leases	56.2	48.41	65.23	60.04	63.37	50.24
Pension & Post-Retirement Benefits	-	15.56	13.47	13.07	13.92	18.67
Other Long-Term Liabilities	219.98	165.47	151.52	83.03	75.16	81.66
Total Liabilities	22,756	22,147	21,451	12,520	12,186	12,084

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	1.38	1.38	1.38	0.83	0.83	0.83
Additional Paid-In Capital	1,850	1,845	1,834	989.06	981.14	969.82
Retained Earnings	1,250	1,154	989.11	974.54	918.16	814.53
Treasury Stock	-102.78	-91.29	-88.42	-127.83	-127.15	-79.6
Comprehensive Income & Other	-91.93	-76.18	-135.36	-146.01	-175.27	-8.48
Shareholders' Equity	2,907	2,833	2,601	1,691	1,598	1,697
Total Liabilities & Equity	25,663	24,981	24,052	14,211	13,783	13,781

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	2,991	2,688	2,662	2,132	1,534	749.77
Net Cash (Debt)	-2,647	-2,373	-2,277	-1,846	-1,196	1.9
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-20.28	-18.19	-20.75	-24.66	-15.99	0.02
Filing Date Shares Outstanding	130.42	130.7	130.49	75.31	74.73	76.21
Total Common Shares Outstanding	130.42	130.7	130.49	75.25	74.57	76.07
Book Value Per Share	22.29	21.68	19.93	22.47	21.43	22.31
Tangible Book Value	2,142	2,052	1,783	1,233	1,137	1,234
Tangible Book Value Per Share	16.42	15.70	13.66	16.39	15.25	16.22

SEC Filings: 10-K · 10-Q