Tompkins Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	264.93	249.73	211.1	209.51	230.28	223.79
Net Interest Income Growth	22.04%	18.30%	0.76%	-9.02%	2.90%	-0.69%
Non-Interest Income	188.24	188.24	0	0	77.97	78.85
Non-Interest Income Growth	-	-	-	-	-1.11%	6.75%
Revenues Before Loan Losses	453.17	437.97	211.1	209.51	308.25	302.64
Provision for Credit Losses	7.75	11.53	6.61	4.34	2.79	-2.22
Revenue	445.42	426.44	204.49	205.18	305.46	304.86
Revenue Growth (YoY)	116.18%	108.54%	-0.33%	-32.83%	0.20%	8.11%
Total Non-Interest Expense	207.33	210.21	199.64	203.29	195.75	190.29
Pretax Income	233.52	224.86	92.98	12.12	109.71	114.57
Provision for Income Taxes	66.06	63.79	22	2.5	24.56	25.18
Net Income	167.47	161.07	70.85	9.51	85.03	89.26
Minority Interest in Earnings	-	0	0.12	0.12	0.13	0.13
Net Income to Common	167.47	161.07	70.85	9.51	85.03	89.26
Net Income Growth	127.36%	127.34%	645.40%	-88.82%	-4.74%	15.05%
Shares Outstanding (Basic)	14	14	14	14	14	15
Shares Outstanding (Diluted)	14	14	14	14	14	15
Shares Change (YoY)	0.38%	0.47%	-0.23%	-0.72%	-1.67%	-0.64%
EPS (Basic)	11.74	11.30	4.98	0.66	5.92	6.08
EPS (Diluted)	11.67	11.24	4.97	0.66	5.89	6.05
EPS Growth	127.04%	126.16%	653.03%	-88.80%	-2.65%	16.35%
Shares Outstanding	14.33	14.43	14.39	14.31	14.43	14.57
Free Cash Flow	82.18	31.95	88.76	82.24	95.17	116.44
Free Cash Flow Growth	157.23%	-64.00%	7.92%	-13.59%	-18.26%	20.24%
Free Cash Flow Per Share	5.73	2.23	6.22	5.75	6.61	7.95
Dividends Per Share	2.560	2.510	2.440	2.400	2.310	2.190
Dividend Growth	1.99%	2.87%	1.67%	3.90%	5.48%	4.29%
Profit Margin	31.74%	37.77%	34.71%	4.69%	27.88%	29.32%
FCF Margin	18.45%	7.49%	43.40%	40.08%	31.16%	38.19%
EBITDA	8.65	8.62	10.48	11.73	11.56	11.57
EBITDA Margin	1.94%	2.02%	5.12%	5.72%	3.78%	3.79%
Effective Tax Rate	28.29%	28.37%	23.67%	20.58%	22.38%	21.98%

SEC Filings: 10-K · 10-Q