Tompkins Financial Corporation (TMP)
Stock Price Chart
Key Info
| Market Cap | 860.44M |
| Revenue (ttm) | 273.11M |
| Net Income (ttm) | 70.67M |
| Shares Out | 14.92M |
| EPS (ttm) | 4.99 |
| PE Ratio | 11.56 |
| Forward PE | n/a |
| Dividend | $2.08 |
| Dividend Yield | 3.61% |
Stock Quote
| Trading Day | Oct 26, 2020 |
| Last Price | $57.68 |
| Previous Close | $58.31 |
| Change ($) | -0.63 |
| Change (%) | -1.08% |
| Day's Open | 57.16 |
| Day's Range | 56.69 - 58.04 |
| Day's Volume | 30,673 |
| 52-Week Range | 53.32 - 93.66 |
More Stats
| Market Cap | 860.44M |
| Enterprise Value | 774.32M |
| Earnings Date (est) | Jan 22, 2021 |
| Ex-Dividend Date | Jul 31, 2020 |
| Shares Outstanding | 14.92M |
| Float | 12.95M |
| EPS (basic) | 4.71 |
| EPS (diluted) | 4.99 |
| FCF / Share | 6.30 |
| Dividend | $2.08 |
| Dividend Yield | 3.61% |
| Earnings Yield | 8.65% |
| FCF Yield | 10.92% |
| Payout Ratio | 43.70% |
| Shares Short | 353,076 |
| Short Ratio | 6.79 |
| Short % of Float | 2.73% |
| Beta | 0.63 |
| PE Ratio | 11.56 |
| Forward PE | n/a |
| P/FCF Ratio | 9.16 |
| PS Ratio | 3.15 |
| PB Ratio | 1.21 |
| Revenue | 273.11M |
| Operating Income | 88.93M |
| Net Income | 70.67M |
| Free Cash Flow | 93.95M |
| Net Cash | 86.12M |
| Net Cash / Share | 5.77 |
| Gross Margin | 102.16% |
| Operating Margin | 32.56% |
| Profit Margin | 25.90% |
| FCF Margin | 34.40% |
| ROA | 1.04% |
| ROE | 10.90% |
| ROIC | 1.20% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 285 | 285 | 266 | 245 | 237 | 232 | 225 | 180 | 150 | 149 |
| Revenue Growth | -0.21% | 7.12% | 8.66% | 3.26% | 2.2% | 3.29% | 24.85% | 19.7% | 0.7% | - |
| Gross Profit | 285 | 285 | 266 | 245 | 237 | 232 | 225 | 180 | 150 | 149 |
| Operating Income | 103 | 104 | 95.24 | 86.52 | 87.51 | 77.58 | 71.76 | 42.51 | 51.92 | 50.38 |
| Net Income | 81.72 | 82.31 | 52.49 | 59.34 | 58.42 | 52.04 | 50.86 | 31.29 | 35.42 | 33.83 |
| Shares Outstanding | 14.94 | 15.28 | 15.20 | 15.06 | 14.90 | 14.76 | 14.71 | 14.36 | 11.12 | 10.88 |
| Earnings Per Share | 5.37 | 5.35 | 3.43 | 3.91 | 3.87 | 3.48 | 3.46 | 2.43 | 3.20 | 3.11 |
| EPS Growth | 0.37% | 55.98% | -12.28% | 1.03% | 11.21% | 0.58% | 42.39% | -24.06% | 2.89% | - |
| Dividend Per Share | 2.02 | 1.94 | 1.82 | 1.77 | 1.70 | 1.62 | 1.54 | 1.46 | 1.40 | 1.02 |
| Dividend Growth | 4.12% | 6.59% | 2.82% | 4.12% | 4.94% | 5.19% | 5.48% | 4.29% | 37.25% | - |
| Operating Cash Flow | 102 | 107 | 86.07 | 90.86 | 82.80 | 77.60 | 83.71 | 61.78 | 71.99 | 64.85 |
| Capital Expenditures | -5.57 | -14.77 | -35.13 | -16.17 | -6.26 | -8.84 | -6.42 | -7.01 | -3.26 | -3.45 |
| Free Cash Flow | 96.05 | 92.50 | 50.93 | 74.69 | 76.55 | 68.76 | 77.29 | 54.77 | 68.73 | 61.41 |
| Cash & Equivalents | 138 | 80.39 | 84.30 | 63.95 | 58.26 | 56.07 | 82.88 | 119 | 49.57 | 49.67 |
| Total Debt | 735 | 1,175 | 1,164 | 992 | 710 | 541 | 536 | 369 | 380 | 453 |
| Net Cash / Debt | -597 | -1,094 | -1,079 | -928 | -652 | -485 | -454 | -251 | -331 | -403 |
| Assets | 6,726 | 6,758 | 6,648 | 6,237 | 5,690 | 5,270 | 5,003 | 4,837 | 3,400 | 3,260 |
| Liabilities | 6,063 | 6,138 | 6,072 | 5,687 | 5,174 | 4,780 | 4,545 | 4,396 | 3,101 | 2,987 |
| Book Value | 662 | 619 | 575 | 548 | 515 | 488 | 456 | 440 | 298 | 272 |
Company Profile
Company Details
| Full Name | Tompkins Financial Corporation |
| Country | United States |
| Employees | 934 |
| CEO | Stephen S. Romaine |
Stock Information
| Ticker Symbol | TMP |
| Stock Exchange | NYSE American |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NYSEAMERICAN: TMP |
Description
Tompkins Financial Corporation, a community-based financial services company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates in three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking accounts, savings accounts, time deposits, IRA products, brokered time deposits, and municipal money market accounts. The company also offers loans for various business purposes, including real estate financing, construction and equipment financing, accounts receivable financing, and commercial leasing; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculturally-related loans; and consumer loans, such as personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; and deposit and cash management, Internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and Internet banking services. Further, the company offers investment management, trust and estate, and financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. The company operates through a network of 64 banking offices, including 44 offices in New York and 20 offices in Pennsylvania. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.