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Tompkins Financial Corporation (TMP)

Stock Price: $68.73 USD 4.02 (6.21%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 1.03B
Revenue (ttm) 273.11M
Net Income (ttm) 68.63M
Shares Out 14.92M
EPS (ttm) 4.70
PE Ratio 14.62
Forward PE n/a
Dividend $2.08
Dividend Yield 3.03%

Stock Quote

Trading Day Aug 7, 2020
Last Price $68.73
Previous Close $64.71
Change ($) 4.02
Change (%) 6.21%
Day's Open 64.32
Day's Range 64.58 - 68.73
Day's Volume 40,320
52-Week Range 53.32 - 93.66

More Stats

Market Cap 1.03B
Enterprise Value 1.45B
Earnings Date (est) Oct 23, 2020
Ex-Dividend Date Jul 31, 2020
Shares Outstanding 14.92M
Float 12.04M
EPS (basic) 4.54
EPS (diluted) 4.70
FCF / Share 6.97
Dividend $2.08
Dividend Yield 3.03%
Earnings Yield 6.84%
FCF Yield 10.19%
Payout Ratio 44.90%
Shares Short 373,020
Short Ratio 7.14
Short % of Float 4.40%
Beta 0.57
PE Ratio 14.62
Forward PE n/a
P/FCF Ratio 9.82
PS Ratio 3.75
PB Ratio 1.38
Revenue 273.11M
Operating Income 86.09M
Net Income 68.63M
Free Cash Flow 104.45M
Net Cash -428.79M
Net Cash / Share -28.74
Gross Margin 104.24%
Operating Margin 31.52%
Profit Margin 25.50%
FCF Margin 38.24%
ROA 1.00%
ROE 10.44%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$72.00*
(4.76% upside)
Low
69.0
Current: $68.73
High
75.0
Target: 72.00
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue285285266245237232225180150149
Revenue Growth-0.21%7.12%8.66%3.26%2.2%3.29%24.85%19.7%0.7%-
Gross Profit285285266245237232225180150149
Operating Income10310495.2486.5287.5177.5871.7642.5151.9250.38
Net Income81.7282.3152.4959.3458.4252.0450.8631.2935.4233.83
Shares Outstanding14.9415.2815.2015.0614.9014.7614.7114.3611.1210.88
Earnings Per Share5.375.353.433.913.873.483.462.433.203.11
EPS Growth0.37%55.98%-12.28%1.03%11.21%0.58%42.39%-24.06%2.89%-
Dividend Per Share2.021.941.821.771.701.621.541.461.401.02
Dividend Growth4.12%6.59%2.82%4.12%4.94%5.19%5.48%4.29%37.25%-
Operating Cash Flow10210786.0790.8682.8077.6083.7161.7871.9964.85
Capital Expenditures-5.57-14.77-35.13-16.17-6.26-8.84-6.42-7.01-3.26-3.45
Free Cash Flow96.0592.5050.9374.6976.5568.7677.2954.7768.7361.41
Cash & Equivalents13880.3984.3063.9558.2656.0782.8811949.5749.67
Total Debt7351,1751,164992710541536369380453
Net Cash / Debt-597-1,094-1,079-928-652-485-454-251-331-403
Assets6,7266,7586,6486,2375,6905,2705,0034,8373,4003,260
Liabilities6,0636,1386,0725,6875,1744,7804,5454,3963,1012,987
Book Value662619575548515488456440298272
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Tompkins Financial Corporation
Country United States
Employees 934
CEO Stephen S. Romaine

Stock Information

Ticker Symbol TMP
Stock Exchange NYSE American
Sector Financial Services
Industry Banks—Regional
Unique Identifier NYSEAMERICAN: TMP

Description

Tompkins Financial Corporation, a community-based financial services company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates in three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking accounts, savings accounts, time deposits, IRA products, brokered time deposits, and municipal money market accounts. The company also offers loans for various business purposes, including real estate financing, construction and equipment financing, accounts receivable financing, and commercial leasing; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculturally-related loans; and consumer loans, such as personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; and deposit and cash management, Internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and Internet banking services. Further, the company offers investment management, trust and estate, and financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. The company operates through a network of 64 banking offices, including 44 offices in New York and 20 offices in Pennsylvania. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.