Tompkins Financial Corporation (TMP)
NYSEAMERICAN: TMP · Real-Time Price · USD
100.92
+1.08 (1.08%)
Aug 3, 2026, 4:00 PM EDT - Market closed

Tompkins Financial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
175.3161.0770.859.5185.0389.26
Depreciation & Amortization
8.828.6210.4811.7311.5611.57
Provision for Credit Losses
6.4711.536.614.342.79-2.22
Stock-Based Compensation
3.463.494.634.14.345.15
Net Change in Loans Held-for-Sale
0.82-45.03-0.06-0.510.365.11
Other Adjustments
66.47-93.751.1476.785.1614.94
Changes in Accrued Interest and Accounts Receivable
-1.84-1.87-2.72-1.24-2.279.43
Changes in Accrued Expenses
0.040.071.382.050.52-0.83
Changes in Other Operating Activities
-1.43-5.252.66-17.76-4.15-11.22
Operating Cash Flow
57.0138.8794.9789103.34121.18
Operating Cash Flow Growth
-32.63%-59.07%6.70%-13.87%-14.72%19.52%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Loans Held-for-Investment
-429.17-445.47-428.94-337.05-193.01175.16
Net Change in Securities and Investments
-595.37-99.08182.47210.84197.56-759.39
Proceeds from Business Divestments
-220.6700--
Capital Expenditures
-9.24-6.92-6.21-6.76-8.17-4.74
Sale of Property, Plant & Equipment
2.52.440.290.150.220.1
Other Investing Activities
5.6427.641.95-13.47-5.055.58
Investing Cash Flow
-319.47-300.73-250.44-146.3-8.44-583.29

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Deposits
313.57466.2272.38-201.98-188.62354.18
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
54.658.53-13.96-5.28-10.510.94
Long-Term Debt Issued
296.78367.45804.95450.4435.914
Long-Term Debt Repaid
-423.12-593.25-616.8-139.6-268.6-173.08
Net Long-Term Debt Issued (Repaid)
-126.34-225.8188.15310.8167.3-159.08
Issuance of Common Stock
0.110.090.06-0.122.41-0.8
Repurchase of Common Stock
-5.73-2.66-1.24-9.9-17.19-26.07
Net Common Stock Issued (Repurchased)
-5.62-2.58-1.19-10.02-14.78-26.87
Common Dividends Paid
-37.56-36.09-35.05-34.51-33.57-32.42
Financing Cash Flow
198.65260.28210.3359-80.17136.76

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-63.8-1.5854.861.7114.73-325.36

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
47.7731.9588.7682.2495.17116.44
Free Cash Flow Growth
-39.35%-64.00%7.92%-13.59%-18.26%20.24%
FCF Margin
10.70%7.49%43.40%40.08%31.16%38.19%
Free Cash Flow Per Share
3.332.236.225.756.617.95
SEC Filings: 10-K · 10-Q