Tompkins Financial Corporation (TMP)
NYSEAMERICAN: TMP · Real-Time Price · USD
100.92
+1.08 (1.08%)
Aug 3, 2026, 4:00 PM EDT - Market closed

Tompkins Financial Statistics

Total Valuation

TMP has a market cap or net worth of $1.45 billion. The enterprise value is $2.03 billion.

Market Cap1.45B
Enterprise Value 2.03B

Important Dates

The last earnings date was Friday, July 24, 2026, before market open.

Earnings Date Jul 24, 2026
Ex-Dividend Date Aug 7, 2026

Share Statistics

TMP has 14.38 million shares outstanding. The number of shares has increased by 0.26% in one year.

Current Share Class 14.38M
Shares Outstanding 14.38M
Shares Change (YoY) +0.26%
Shares Change (QoQ) -0.10%
Owned by Insiders (%) 2.77%
Owned by Institutions (%) 69.38%
Float 13.04M

Valuation Ratios

The trailing PE ratio is 8.25 and the forward PE ratio is 12.53.

PE Ratio 8.25
Forward PE 12.53
PS Ratio 3.25
Forward PS 3.96
PB Ratio 1.51
P/TBV Ratio 1.64
P/FCF Ratio 30.39
P/OCF Ratio 25.46
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 11.59
EV / Sales 4.55
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 42.54

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 15.29
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 20.36%.

Return on Equity (ROE) 20.36%
Return on Assets (ROA) 2.04%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.46%
Revenue Per Employee $513,341
Profits Per Employee $201,493
Employee Count870
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TMP has paid $68.53 million in taxes.

Income Tax 68.53M
Effective Tax Rate 28.11%

Stock Price Statistics

The stock price has increased by +60.70% in the last 52 weeks. The beta is 0.72, so TMP's price volatility has been lower than the market average.

Beta (5Y) 0.72
52-Week Price Change +60.70%
50-Day Moving Average 92.02
200-Day Moving Average 80.07
Relative Strength Index (RSI) 65.45
Average Volume (20 Days) 98,707

Short Selling Information

The latest short interest is 275,856, so 1.92% of the outstanding shares have been sold short.

Short Interest 275,856
Short Previous Month 249,144
Short % of Shares Out 1.92%
Short % of Float 2.12%
Short Ratio (days to cover) 2.70

Income Statement

In the last 12 months, TMP had revenue of $446.61 million and earned $175.30 million in profits. Earnings per share was $12.23.

Revenue446.61M
Gross Profit 446.61M
Operating Income 244.13M
Pretax Income 243.83M
Net Income 175.30M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $12.23
Full Income Statement

Balance Sheet

The company has $150.01 million in cash and $730.57 million in debt, with a net cash position of -$580.57 million or -$40.37 per share.

Cash & Cash Equivalents 150.01M
Total Debt 730.57M
Net Cash -580.57M
Net Cash Per Share -$40.37
Equity (Book Value) 959.93M
Book Value Per Share 67.04
Working Capital -7.32B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $57.01 million and capital expenditures -$9.24 million, giving a free cash flow of $47.77 million.

Operating Cash Flow 57.01M
Capital Expenditures -9.24M
Depreciation & Amortization n/a
Net Borrowing -71.74M
Free Cash Flow 47.77M
FCF Per Share $3.32
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 54.66%
Pretax Margin 54.60%
Profit Margin 39.25%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 10.70%

Dividends & Yields

This stock pays an annual dividend of $2.68, which amounts to a dividend yield of 2.66%.

Dividend Per Share $2.68
Dividend Yield 2.66%
Dividend Growth (YoY) 8.47%
Years of Dividend Growth 39
Payout Ratio 22.00%
Buyback Yield -0.26%
Shareholder Yield 2.40%
Earnings Yield 12.08%
FCF Yield 3.29%
Dividend Details

Analyst Forecast

The average price target for TMP is $104.50, which is 3.55% higher than the current price. The consensus rating is "Hold".

Price Target $104.50
Price Target Difference 3.55%
Analyst Consensus Hold
Analyst Count 2
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 3, 2010. It was a forward split with a ratio of 1.1:1.

Last Split Date Feb 3, 2010
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3