Ameris Bancorp (ABCB)

Ameris Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	935.22	1,014	1,056	938.87	683.52
Revenue Growth (YoY)	-7.75%	-4.02%	12.50%	37.36%	53.55%
Gross Profit	935.22	1,014	1,056	938.87	683.52
Selling, General & Admin	497.81	496.01	513.06	544.03	441.46
Other Operating Expenses	80.47	64.64	47.06	54.6	30.48
Operating Expenses	578.28	560.66	560.12	598.63	471.94
Operating Income	356.94	453.1	496.11	340.24	211.58
Pretax Income	356.94	453.1	496.11	340.24	211.58
Income Tax	87.83	106.56	119.2	78.26	50.14
Net Income	269.11	346.54	376.91	261.99	161.44
Net Income Growth	-22.35%	-8.06%	43.87%	62.28%	33.39%
Shares Outstanding (Basic)	69	69	69	69	58
Shares Outstanding (Diluted)	69	69	70	69	59
Shares Change	-0.45%	-0.49%	0.48%	18.45%	35.53%
EPS (Basic)	3.90	5.01	5.43	3.78	2.76
EPS (Diluted)	3.89	4.99	5.40	3.77	2.75
EPS Growth	-22.04%	-7.59%	43.24%	37.09%	-1.79%
Free Cash Flow	555.35	1,049	-14.35	781	-946.21
Free Cash Flow Per Share	8.05	15.16	-0.21	11.28	-16.18
Dividend Per Share	0.600	0.600	0.600	0.600	0.500
Dividend Growth	0%	0%	0%	20.00%	25.00%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	38.17%	44.70%	46.97%	36.24%	30.96%
Profit Margin	28.77%	34.18%	35.68%	27.90%	23.62%
Free Cash Flow Margin	59.38%	103.47%	-1.36%	83.18%	-138.43%
Effective Tax Rate	24.61%	23.52%	24.03%	23.00%	23.70%
EBITDA	405.65	503.9	544.04	395.36	252.68
EBITDA Margin	43.38%	49.71%	51.51%	42.11%	36.97%
Depreciation & Amortization	48.72	50.8	47.93	55.11	41.1
EBIT	356.94	453.1	496.11	340.24	211.58
EBIT Margin	38.17%	44.70%	46.97%	36.24%	30.96%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).