Ameris Bancorp (ABCB)
NYSE: ABCB · Real-Time Price · USD
65.91
-2.44 (-3.57%)
Aug 1, 2025, 4:00 PM - Market closed

Ameris Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
1,2651,2661,172834.97676.09690.91
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Interest Income on Investments
118.4112.76108.2758.9227.0235.59
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Total Interest Income
1,3831,3781,280893.89703.11726.5
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Interest Paid on Deposits
457.27484.67356.0256.1122.3659.07
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Interest Paid on Borrowings
36.1344.4289.3736.7625.4329.68
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Total Interest Expense
493.39529.09445.3992.8647.7988.75
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Net Interest Income
889.53849.19835.04801.03655.33637.75
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Net Interest Income Growth (YoY)
7.54%1.69%4.25%22.23%2.76%26.25%
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Mortgage Banking Activities
149.12160.48139.89163.08272.28413.38
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Gain (Loss) on Sale of Assets
-1.2-1.21.90.05-0.51-
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Gain (Loss) on Sale of Investments
0.0212.3-0.30.20.520.01
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Other Non-Interest Income
69.3869.5956.6754.8226.521.81
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Total Non-Interest Income
270.4292.05244.73262.65350.5486.57
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Non-Interest Income Growth (YoY)
-2.00%19.34%-6.82%-25.07%-27.96%152.95%
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Revenues Before Loan Losses
1,1601,1411,0801,0641,0061,124
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Provision for Loan Losses
43.5858.79142.6671.7-35.37145.38
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1,1161,082937.12991.971,041978.94
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Revenue Growth (YoY)
9.90%15.51%-5.53%-4.73%6.36%44.44%
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Salaries and Employee Benefits
338.99334.2310.16313.01329.83356.47
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Occupancy Expenses
34.6237.9839.1539.7635.7736.25
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Federal Deposit Insurance
15.515.526.948.065.6114.08
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Amortization of Goodwill & Intangibles
16.5417.1918.2419.7414.9719.61
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Selling, General & Administrative
114.37113.29105.196.0186.5889.95
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Other Non-Interest Expense
88.888.4380.5982.982.6680.89
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Total Non-Interest Expense
608.82606.59580.18559.49555.41597.24
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EBT Excluding Unusual Items
507.54475.86356.94432.49485.79381.7
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Asset Writedown
---21.8214.53-40.07
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Pretax Income
507.54475.86356.94453.1496.11340.24
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Income Tax Expense
116.18117.1887.83106.56119.278.26
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Net Income
391.36358.69269.11346.54376.91261.99
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Net Income to Common
391.36358.69269.11346.54376.91261.99
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Net Income Growth
25.78%33.29%-22.35%-8.06%43.87%62.28%
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Basic Shares Outstanding
696969696969
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Diluted Shares Outstanding
696969697069
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Shares Change (YoY)
--0.06%-0.46%-0.49%0.48%18.45%
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EPS (Basic)
5.695.213.905.015.433.78
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EPS (Diluted)
5.675.193.894.995.403.77
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EPS Growth
25.98%33.42%-22.04%-7.59%43.24%37.09%
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Dividend Per Share
0.7500.6500.6000.6000.6000.600
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Dividend Growth
25.00%8.33%---20.00%
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Effective Tax Rate
22.89%24.62%24.61%23.52%24.03%23.00%
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Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q