Ameris Bancorp (ABCB)
NYSE: ABCB · Real-Time Price · USD
87.21
-0.36 (-0.41%)
Jul 31, 2026, 4:00 PM EDT - Market closed
Ameris Bancorp Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,157 | 1,138 | 1,084 | 935.22 | 1,014 | 1,056 |
Revenue Growth | 6.21% | 4.99% | 15.87% | -7.75% | -4.02% | 12.50% |
Net Income Net Income Growth | 376.32 | 412.15 | 358.69 | 269.11 | 346.54 | 376.91 |
Earnings Per Share EPS Growth | 5.53 | 6.00 | 5.19 | 3.89 | 4.99 | 5.40 |
EPS Growth | -2.64% | 15.61% | 33.42% | -22.04% | -7.59% | 43.24% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Mortgage Retail Mortgage Growth | 200.71 | 222.37 | 264.13 | 215.91 | 248.88 | 361.67 |
Warehouse Lending Warehouse Lending Growth | 34.23 | 31.49 | 30.71 | 27.75 | 32.34 | 40.52 |
Premium Finance Premium Finance Growth | 46.42 | 42.63 | 35.57 | 33.27 | 35.26 | 30.12 |
Banking Banking Growth | 919.29 | 841.22 | 753.26 | 658.28 | 697.27 | - |
Total Total Growth | 1,201 | 1,138 | 1,084 | 935.22 | 1,014 | 1,056 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 1,197 | 1,089 | 1,220 | 1,167 | 1,118 | 4,065 |
Total Debt Total Debt Growth | 135.3 | 134.3 | 132.31 | 130.32 | 128.32 | 126.33 |
Net Cash (Debt) Net Cash Growth | -135.3 | -134.3 | -132.31 | -130.32 | -128.32 | -126.33 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1.99 | -1.95 | -1.92 | -1.89 | -1.85 | -1.81 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 530.48 | 390.18 | 154.19 | 568.96 | 1,062 | 9.14 |
Capital Expenditures CapEx Growth | -25.59 | -20.54 | -13.48 | -17.53 | -13.57 | -25.45 |
Free Cash Flow Free Cash Flow Growth | 504.89 | 369.64 | 140.72 | 551.43 | 1,049 | -16.31 |
Free Cash Flow Growth | 110.60% | 162.69% | -74.48% | -47.43% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 41.90% | 46.92% | 43.91% | 38.17% | 44.70% | 46.97% |
Profit Margin | 32.52% | 36.23% | 33.10% | 28.77% | 34.18% | 35.68% |
FCF Margin | 0.00% | 32.49% | 12.99% | 58.96% | 103.47% | -1.54% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.800 | 0.800 | 0.650 | 0.600 | 0.600 | 0.600 |
Dividend Per Share Growth | 6.67% | 23.08% | 8.33% | 0% | 0% | 0% |
Dividend Yield | 0.91% | 1.09% | 0.96% | 1.14% | 1.28% | 1.21% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.75 | 12.38 | 12.06 | 13.64 | 9.45 | 9.20 |
Forward PE | 12.88 | 11.95 | 12.75 | 11.82 | 8.76 | 10.94 |
P/FCF Ratio | 11.55 | 13.67 | 30.71 | 6.64 | 3.12 | - |
PS Ratio | 4.93 | 4.44 | 3.99 | 3.92 | 3.23 | 3.27 |