Ameris Bancorp (ABCB)
NYSE: ABCB · Real-Time Price · USD
82.81
+0.44 (0.53%)
Oct 23, 2026, 11:37 AM EDT - Market open
Ameris Bancorp Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,201 | 1,139 | 1,082 | 936.22 | 991.97 | 1,041 |
Revenue Growth | 6.25% | 5.19% | 15.62% | -5.62% | -4.73% | 6.36% |
Net Income Net Income Growth | 386.39 | 412.15 | 358.69 | 269.11 | 346.54 | 376.91 |
Earnings Per Share EPS Growth | 5.72 | 6.00 | 5.19 | 3.89 | 4.99 | 5.40 |
EPS Growth | -0.89% | 15.61% | 33.42% | -22.04% | -7.59% | 43.24% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Banking Growth | 841.22 | 753.26 | 658.28 | 697.27 | - |
Retail Mortgage Retail Mortgage Growth | 222.37 | 264.13 | 215.91 | 248.88 | 361.67 |
Warehouse Lending Warehouse Lending Growth | 31.49 | 30.71 | 27.75 | 32.34 | 40.52 |
Premium Finance Premium Finance Growth | 42.63 | 35.57 | 33.27 | 35.26 | 30.12 |
Total Total Growth | 1,138 | 1,084 | 935.22 | 1,014 | 1,056 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,137 | 1,100 | 1,236 | 1,177 | 1,127 | 4,034 |
Total Debt Total Debt Growth | 1,064 | 753.43 | 486.23 | 710.48 | 2,074 | 937.59 |
Net Cash (Debt) Net Cash Growth | 73.36 | 346.25 | 750.16 | 466.4 | -947.08 | 3,096 |
Net Cash Growth | -87.24% | -53.84% | 60.84% | - | - | 104.37% |
Net Cash Per Share Net Cash Per Share Growth | 1.09 | 5.04 | 10.86 | 6.75 | -13.64 | 44.38 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 390.18 | 154.19 | 568.96 | 1,062 | 9.14 |
Capital Expenditures CapEx Growth | - | -20.54 | -13.48 | -17.53 | -13.57 | -25.45 |
Free Cash Flow Free Cash Flow Growth | - | 369.64 | 140.72 | 551.43 | 1,049 | -16.31 |
Free Cash Flow Growth | - | 162.69% | -74.48% | -47.43% | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 32.17% | 36.20% | 33.14% | 28.74% | 34.93% | 36.20% |
FCF Margin | - | 32.46% | 13.00% | 58.90% | 105.74% | -1.57% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.800 | 0.800 | 0.650 | 0.600 | 0.600 | 0.600 |
Dividend Per Share Growth | 0% | 23.08% | 8.33% | 0% | 0% | 0% |
Dividend Yield | 0.96% | 1.07% | 1.04% | 1.13% | 1.27% | 1.21% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.48 | 12.26 | 12.00 | 13.57 | 9.40 | 9.14 |
Forward PE | 11.94 | 11.95 | 12.75 | 11.82 | 8.76 | 10.94 |
P/FCF Ratio | 10.55 | 13.67 | 30.60 | 6.62 | 3.11 | - |
PS Ratio | 4.59 | 4.44 | 3.98 | 3.90 | 3.29 | 3.31 |