Ameris Bancorp (ABCB)
NYSE: ABCB · Real-Time Price · USD
87.21
-0.36 (-0.41%)
Jul 31, 2026, 4:00 PM EDT - Market closed
Ameris Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 1,197 | 1,089 | 1,220 | 1,167 | 1,118 | 4,065 |
Securities and Investments | 2,793 | 2,496 | 1,902 | 1,616 | 1,746 | 720.02 |
Other Earning Assets | 482.22 | 623.15 | 528.6 | 281.33 | 392.08 | 1,255 |
Gross Loans | 22,178 | 21,514 | 20,740 | 20,269 | 19,855 | 15,874 |
Allowance for Loan Losses | -359.51 | -348.14 | -338.08 | -307.1 | -205.68 | -167.58 |
Net Loans | 21,818 | 21,165 | 20,402 | 19,962 | 19,650 | 15,707 |
Net Property, Plant & Equipment | 220.5 | 213.1 | 209.46 | 216.44 | 220.28 | 225.4 |
Accrued Interest and Accounts Receivable | 482.21 | 435.5 | 502.14 | 454.6 | 416.21 | 413.42 |
Other Intangible Assets | 48.32 | 54.82 | 70.76 | 87.95 | 106.19 | 125.94 |
Goodwill | 1,016 | 1,016 | 1,016 | 1,016 | 1,016 | 1,013 |
Long-Term Investments | 427.79 | 420.58 | 408.57 | 395.78 | 388.41 | 331.15 |
Other Non-Earning Assets | 4.04 | 2.92 | 2.43 | 6.2 | 0.84 | 3.81 |
Total Assets | 28,489 | 27,516 | 26,262 | 25,204 | 25,053 | 23,858 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest-bearing deposits | 15,805 | 15,950 | 15,224 | 14,217 | 11,533 | 11,891 |
Noninterest-bearing deposits | 6,783 | 6,426 | 6,498 | 6,492 | 7,930 | 7,775 |
Total Deposits | 22,588 | 22,376 | 21,722 | 20,709 | 19,463 | 19,666 |
Short-Term Interbank Borrowing and Repurchase Agreements | - | - | - | - | - | 5.85 |
Short-Term Borrowings | 1,250 | 558.04 | 291.79 | 509.59 | 1,876 | 739.88 |
Accounts Payable | 425.35 | 371.52 | 363.98 | 428.54 | 389.09 | 354.27 |
Long-Term Debt | 135.3 | 134.3 | 132.31 | 130.32 | 128.32 | 126.33 |
Total Liabilities | 24,398 | 23,440 | 22,511 | 21,777 | 21,856 | 20,892 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 2,052 | 2,044 | 2,031 | 72.52 | 72.26 | 72.02 |
Treasury Stock | -290.05 | -186.7 | -103.13 | -95.17 | -74.83 | -52.41 |
Additional Paid-in Capital | - | - | - | 1,945 | 1,935 | 1,925 |
Accumulated Other Comprehensive Income | -16.51 | 8.31 | -30.12 | -35.94 | -46.51 | 15.59 |
Retained Earnings | 2,345 | 2,210 | 1,853 | 1,540 | 1,311 | 1,006 |
Shareholders' Equity | 4,091 | 4,076 | 3,752 | 3,427 | 3,197 | 2,966 |
Total Liabilities & Equity | 28,489 | 27,516 | 26,262 | 25,204 | 25,053 | 23,858 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 135.3 | 134.3 | 132.31 | 130.32 | 128.32 | 126.33 |
Net Cash (Debt) | -135.3 | -134.3 | -132.31 | -130.32 | -128.32 | -126.33 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -1.99 | -1.96 | -1.92 | -1.89 | -1.85 | -1.81 |
Book Value | 4,091 | 4,076 | 3,752 | 3,427 | 3,197 | 2,966 |
Book Value Per Share | 60.19 | 59.33 | 54.32 | 49.59 | 46.06 | 42.52 |
Tangible Book Value | 3,027 | 3,006 | 2,665 | 2,323 | 2,076 | 1,828 |
Tangible Book Value Per Share | 44.53 | 43.75 | 38.59 | 33.62 | 29.90 | 26.20 |