Ameris Bancorp (ABCB)
NYSE: ABCB · Real-Time Price · USD
82.88
+0.51 (0.62%)
Oct 23, 2026, 12:42 PM EDT - Market open
Ameris Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 211.1 | 1,089 | 1,220 | 1,167 | 1,118 | 4,022 |
Investment Securities | 3,507 | 816.63 | 1,003 | 915.16 | 980.93 | 185.14 |
Trading Asset Securities | - | 10.77 | 16.02 | 9.57 | 8.51 | 11.94 |
Mortgage-Backed Securities | 201.81 | 1,679 | 899.35 | 701.1 | 764.99 | 534.89 |
Total Investments | 3,709 | 2,507 | 1,918 | 1,626 | 1,754 | 731.96 |
Gross Loans | 22,351 | 21,514 | 20,740 | 20,269 | 19,855 | 15,874 |
Allowance for Loan Losses | -362.31 | -348.14 | -338.08 | -307.1 | -205.68 | -167.58 |
Net Loans | 21,989 | 21,165 | 20,402 | 19,962 | 19,650 | 15,707 |
Property, Plant & Equipment | 222.22 | 255.3 | 254.53 | 266.3 | 276.62 | 281.47 |
Goodwill | 1,016 | 1,016 | 1,016 | 1,016 | 1,016 | 1,013 |
Other Intangible Assets | 45.37 | 54.82 | 70.76 | 87.95 | 106.19 | 125.94 |
Loans Held for Sale | 398.51 | 623.15 | 528.6 | 281.33 | 392.08 | 1,255 |
Accrued Interest Receivable | - | 92.3 | 87.5 | 86.7 | 77 | 57.2 |
Restricted Cash | - | - | - | - | - | 43 |
Other Real Estate Owned & Foreclosed | 4.15 | 2.92 | 2.44 | 6.22 | 0.84 | 3.81 |
Other Long-Term Assets | 955.49 | 710.81 | 762.12 | 704.23 | 662.77 | 619.36 |
Total Assets | 28,550 | 27,516 | 26,262 | 25,204 | 25,053 | 23,858 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 16,212 | 15,159 | 15,224 | 14,217 | 11,533 | 11,891 |
Institutional Deposits | - | 791.31 | - | - | - | - |
Non-Interest Bearing Deposits | 6,695 | 6,426 | 6,498 | 6,492 | 7,930 | 7,775 |
Total Deposits | 22,907 | 22,376 | 21,722 | 20,709 | 19,463 | 19,666 |
Short-Term Borrowings | - | 535.32 | 68.73 | 172.06 | 1,455 | 6.56 |
Current Portion of Long-Term Debt | - | - | 15 | - | - | - |
Current Portion of Leases | - | 10.34 | - | - | - | - |
Long-Term Debt | 928.01 | - | 183.49 | 301.13 | 377.11 | 691.09 |
Federal Home Loan Bank Debt, Long-Term | - | 33.13 | 33.3 | 48.46 | 48.63 | 48.79 |
Long-Term Leases | - | 40.33 | 53.4 | 58.52 | 65.09 | 64.82 |
Trust Preferred Securities | 135.8 | 134.3 | 132.31 | 130.32 | 128.32 | 126.33 |
Pension & Post-Retirement Benefits | - | 6.4 | 6.8 | 7.1 | 11.3 | 11 |
Other Long-Term Liabilities | 454.66 | 304.02 | 295.05 | 350.86 | 308.13 | 277.73 |
Total Liabilities | 24,425 | 23,440 | 22,511 | 21,777 | 21,856 | 20,892 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 73.27 | 72.9 | 72.7 | 72.52 | 72.26 | 72.02 |
Additional Paid-In Capital | 1,983 | 1,971 | 1,959 | 1,945 | 1,935 | 1,925 |
Retained Earnings | 2,448 | 2,210 | 1,853 | 1,540 | 1,311 | 1,006 |
Treasury Stock | -290.08 | -186.7 | -103.13 | -95.17 | -74.83 | -52.41 |
Comprehensive Income & Other | -89.33 | 8.31 | -30.12 | -35.94 | -46.51 | 15.59 |
Shareholders' Equity | 4,124 | 4,076 | 3,752 | 3,427 | 3,197 | 2,966 |
Total Liabilities & Equity | 28,550 | 27,516 | 26,262 | 25,204 | 25,053 | 23,858 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 1,064 | 753.43 | 486.23 | 710.48 | 2,074 | 937.59 |
Net Cash (Debt) | 73.36 | 346.25 | 750.16 | 466.4 | -947.08 | 3,096 |
Net Cash Growth | -87.24% | -53.84% | 60.84% | - | - | 104.37% |
Net Cash Per Share | 1.09 | 5.04 | 10.86 | 6.75 | -13.64 | 44.38 |
Filing Date Shares Outstanding | 67.11 | 67.65 | 68.8 | 68.77 | 69.16 | 69.45 |
Total Common Shares Outstanding | 67.11 | 67.8 | 68.8 | 68.8 | 69.15 | 69.38 |
Book Value Per Share | 61.67 | 60.12 | 54.53 | 49.81 | 46.24 | 42.75 |
Tangible Book Value | 3,063 | 3,006 | 2,665 | 2,323 | 2,076 | 1,828 |
Tangible Book Value Per Share | 45.80 | 44.33 | 38.74 | 33.77 | 30.02 | 26.34 |