Ameris Bancorp (ABCB)
NYSE: ABCB · Real-Time Price · USD
82.88
+0.51 (0.62%)
Oct 23, 2026, 12:42 PM EDT - Market open
Ameris Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 412.15 | 358.69 | 269.11 | 346.54 | 376.91 |
Depreciation & Amortization | 38.44 | 46.73 | 45.93 | 53.63 | 47.93 |
Gain (Loss) on Sale of Assets | 0.85 | -8.56 | -3.25 | -1.2 | 2.88 |
Gain (Loss) on Sale of Investments | -1.63 | -12.3 | 0.3 | -0.2 | 2.37 |
Total Asset Writedown | 0.91 | -0.12 | - | -23.6 | -13.73 |
Provision for Credit Losses | 70.24 | 58.79 | 142.66 | 71.7 | -35.37 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -46.61 | -216.45 | 92.92 | 578.08 | -264.22 |
Accrued Interest Receivable | -4.85 | -0.75 | -9.66 | -20.13 | 19.34 |
Change in Income Taxes | -20.23 | 29.85 | 2.27 | 5.18 | 7.01 |
Change in Other Net Operating Assets | -1.73 | -37.79 | 13.38 | -12.3 | -5.14 |
Other Operating Activities | -10.74 | -20.65 | -22.1 | -35.73 | 40.23 |
Operating Cash Flow | 390.18 | 154.19 | 568.96 | 1,062 | 9.14 |
Operating Cash Flow Growth | 153.05% | -72.90% | -46.45% | 11524.43% | -98.86% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -20.54 | -13.48 | -17.53 | -13.57 | -25.45 |
Sale of Property, Plant and Equipment | 0.17 | 0.25 | 3.93 | 0.05 | 1.96 |
Cash Acquisitions | - | - | - | -14 | -126.66 |
Investment in Securities | -535.11 | -264.97 | 148.33 | -1,104 | 266.37 |
Purchase / Sale of Intangibles | 23.73 | 82.33 | - | 119.85 | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -836.95 | -610.5 | -485.46 | -3,818 | -400.3 |
Other Investing Activities | 65.9 | -40.32 | 12.55 | -49.9 | -148.69 |
Investing Cash Flow | -1,303 | -846.68 | -338.19 | -4,875 | -420.98 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 8,163 | 6,308 | 15,842 | 3,950 | - |
Short-Term Debt Repaid | - | - | - | -5.85 | -5.8 |
Long-Term Debt Repaid | -7,897 | -6,527 | -17,208 | -2,815 | -296.33 |
Total Debt Repaid | -7,897 | -6,527 | -17,208 | -2,820 | -302.12 |
Net Debt Issued (Repaid) | 265.76 | -218.96 | -1,366 | 1,130 | -302.12 |
Issuance of Common Stock | - | - | 0.48 | 2.8 | 4.53 |
Repurchase of Common Stock | -82.9 | -7.95 | -20.35 | -22.42 | -9.44 |
Common Dividends Paid | -55.25 | -41.46 | -41.65 | -41.61 | -41.8 |
Net Increase (Decrease) in Deposit Accounts | 653.55 | 1,014 | 1,246 | -202.82 | 2,708 |
Financing Cash Flow | 781.16 | 745.56 | -181.59 | 865.53 | 2,359 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -131.46 | 53.07 | 49.17 | -2,947 | 1,947 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 369.64 | 140.72 | 551.43 | 1,049 | -16.31 |
Free Cash Flow Growth | 162.69% | -74.48% | -47.43% | - | - |
Free Cash Flow Margin | 32.46% | 13.00% | 58.90% | 105.74% | -1.57% |
Free Cash Flow Per Share | 5.38 | 2.04 | 7.98 | 15.11 | -0.23 |