Ameris Bancorp (ABCB)

Ameris Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,170	1,220	1,167	1,118	4,022	2,117
Investment Securities	905.06	1,003	915.16	980.93	185.14	227.13
Trading Asset Securities	12.3	16.02	9.57	8.51	11.94	51.76
Mortgage-Backed Securities	1,213	899.35	701.1	764.99	534.89	784.2
Total Investments	2,130	1,918	1,626	1,754	731.96	1,063
Gross Loans	21,041	20,740	20,269	19,855	15,874	14,481
Allowance for Loan Losses	-341.57	-338.08	-307.1	-205.68	-167.58	-199.42
Net Loans	20,700	20,402	19,962	19,650	15,707	14,282
Property, Plant & Equipment	211.43	254.53	266.3	276.62	281.47	296.58
Goodwill	1,016	1,016	1,016	1,016	1,013	928.01
Other Intangible Assets	62.58	70.76	87.95	106.19	125.94	71.97
Loans Held for Sale	544.09	528.6	281.33	392.08	1,255	1,168
Accrued Interest Receivable	75.5	87.5	86.7	77	57.2	77
Restricted Cash	-	-	-	-	43	-
Other Real Estate Owned & Foreclosed	1.83	2.44	6.22	0.84	3.81	11.88
Other Long-Term Assets	768.88	762.12	704.23	662.77	619.36	423.65
Total Assets	26,680	26,262	25,204	25,053	23,858	20,439
Interest Bearing Deposits	15,132	14,380	14,217	11,533	11,891	10,807
Institutional Deposits	-	843.78	-	-	-	-
Non-Interest Bearing Deposits	6,801	6,498	6,492	7,930	7,775	6,151
Total Deposits	21,933	21,722	20,709	19,463	19,666	16,958
Short-Term Borrowings	173.55	58.73	172.06	1,455	6.56	28.06
Current Portion of Leases	-	10.25	-	-	-	-
Long-Term Debt	-	193.49	301.13	377.11	691.09	376.2
Federal Home Loan Bank Debt, Long-Term	216.75	48.3	48.46	48.63	48.79	48.96
Long-Term Leases	-	43.16	58.52	65.09	64.82	76.84
Trust Preferred Securities	133.31	132.31	130.32	128.32	126.33	124.35
Pension & Post-Retirement Benefits	-	6.8	7.1	11.3	11	9.8
Other Long-Term Liabilities	306.2	295.05	350.86	308.13	277.73	169.53
Total Liabilities	22,762	22,511	21,777	21,856	20,892	17,792
Common Stock	72.9	72.7	72.52	72.26	72.02	71.75
Additional Paid-In Capital	1,965	1,959	1,945	1,935	1,925	1,913
Retained Earnings	2,023	1,853	1,540	1,311	1,006	671.51
Treasury Stock	-136.72	-103.13	-95.17	-74.83	-52.41	-42.97
Comprehensive Income & Other	-6.89	-30.12	-35.94	-46.51	15.59	33.51
Shareholders' Equity	3,918	3,752	3,427	3,197	2,966	2,647
Total Liabilities & Equity	26,680	26,262	25,204	25,053	23,858	20,439
Total Debt	523.61	486.23	710.48	2,074	937.59	654.39
Net Cash (Debt)	658.96	750.16	466.4	-947.08	3,096	1,515
Net Cash Growth	127.53%	60.84%	-	-	104.37%	-
Net Cash Per Share	9.55	10.86	6.75	-13.64	44.38	21.82
Filing Date Shares Outstanding	68.32	68.8	68.77	69.16	69.45	69.36
Total Common Shares Outstanding	68.44	68.8	68.8	69.15	69.38	69.28
Book Value Per Share	57.24	54.53	49.81	46.24	42.75	38.21
Tangible Book Value	2,839	2,665	2,323	2,076	1,828	1,647
Tangible Book Value Per Share	41.49	38.74	33.77	30.02	26.34	23.77

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q