Ameris Bancorp (ABCB)

Ameris Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,359	1,167	1,118	4,022	2,117	512.15
Investment Securities	1,505	915.16	980.93	185.14	227.13	321.7
Trading Asset Securities	-	9.57	8.51	11.94	51.76	7.81
Mortgage-Backed Securities	161.22	701.1	764.99	534.89	784.2	1,149
Total Investments	1,667	1,626	1,754	731.96	1,063	1,478
Gross Loans	20,965	20,269	19,855	15,874	14,481	12,818
Allowance for Loan Losses	-334.46	-307.1	-205.68	-167.58	-199.42	-38.19
Net Loans	20,631	19,962	19,650	15,707	14,282	12,780
Property, Plant & Equipment	210.93	266.3	276.62	281.47	296.58	272.42
Goodwill	1,016	1,016	1,016	1,013	928.01	931.64
Other Intangible Assets	74.94	87.95	106.19	125.94	71.97	91.59
Loans Held for Sale	553.38	281.33	392.08	1,255	1,168	1,657
Accrued Interest Receivable	-	86.7	77	57.2	77	-
Restricted Cash	-	-	-	43	-	109.7
Long-Term Deferred Tax Assets	-	-	-	-	-	2.18
Other Real Estate Owned & Foreclosed	9.5	6.2	0.84	3.81	11.88	19.5
Other Long-Term Assets	879.03	704.24	662.77	619.36	423.65	388.02
Total Assets	26,400	25,204	25,053	23,858	20,439	18,243
Interest Bearing Deposits	15,209	13,443	11,533	11,891	10,807	9,125
Institutional Deposits	-	774	-	-	-	702.3
Non-Interest Bearing Deposits	6,670	6,492	7,930	7,775	6,151	4,199
Total Deposits	21,879	20,709	19,463	19,666	16,958	14,027
Short-Term Borrowings	-	172.06	1,455	6.56	28.06	1,150
Current Portion of Leases	-	11.25	-	-	-	-
Long-Term Debt	346.45	301.13	377.11	691.09	376.2	269.59
Federal Home Loan Bank Debt, Long-Term	-	48.46	48.63	48.79	48.96	4.12
Long-Term Leases	-	47.28	65.09	64.82	76.84	42.26
Trust Preferred Securities	131.81	130.32	128.32	126.33	124.35	127.56
Pension & Post-Retirement Benefits	-	7.1	11.3	11	9.8	9.5
Other Long-Term Liabilities	360.89	350.86	308.13	277.73	169.53	142.79
Total Liabilities	22,718	21,777	21,856	20,892	17,792	15,773
Common Stock	72.7	72.52	72.26	72.02	71.75	71.5
Additional Paid-In Capital	1,955	1,945	1,935	1,925	1,913	1,907
Retained Earnings	1,773	1,540	1,311	1,006	671.51	507.95
Treasury Stock	-103.13	-95.17	-74.83	-52.41	-42.97	-34.97
Comprehensive Income & Other	-15.72	-35.94	-46.51	15.59	33.51	18
Total Common Equity	3,681	3,427	3,197	2,966	2,647	2,470
Shareholders' Equity	3,681	3,427	3,197	2,966	2,647	2,470
Total Liabilities & Equity	26,400	25,204	25,053	23,858	20,439	18,243
Total Debt	478.26	710.48	2,074	937.59	654.39	1,594
Net Cash (Debt)	880.9	466.4	-947.08	3,096	1,515	-1,073
Net Cash Growth	326.79%	-	-	104.37%	-	-
Net Cash Per Share	12.76	6.75	-13.64	44.38	21.82	-18.31
Filing Date Shares Outstanding	68.81	68.77	69.16	69.45	69.36	69.15
Total Common Shares Outstanding	68.81	68.8	69.15	69.38	69.28	69.32
Book Value Per Share	53.50	49.81	46.24	42.75	38.21	35.63
Tangible Book Value	2,591	2,323	2,076	1,828	1,647	1,446
Tangible Book Value Per Share	37.65	33.77	30.02	26.34	23.77	20.86

Source: S&P Capital IQ. Banks template. Financial Sources.