Ameris Bancorp (ABCB)

Ameris Bancorp Statistics

Total Valuation

Ameris Bancorp has a market cap or net worth of $5.69 billion. The enterprise value is $5.30 billion.

Market Cap	5.69B
Enterprise Value	5.30B

Important Dates

The last earnings date was Thursday, January 29, 2026, after market close.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Dec 31, 2025

Share Statistics

Ameris Bancorp has 67.75 million shares outstanding. The number of shares has decreased by -0.52% in one year.

Current Share Class	67.75M
Shares Outstanding	67.75M
Shares Change (YoY)	-0.52%
Shares Change (QoQ)	-0.49%
Owned by Insiders (%)	5.49%
Owned by Institutions (%)	95.60%
Float	64.00M

Valuation Ratios

The trailing PE ratio is 14.00 and the forward PE ratio is 12.93.

PE Ratio	14.00
Forward PE	12.93
PS Ratio	5.05
Forward PS	4.38
PB Ratio	1.40
P/TBV Ratio	1.89
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.85
EV / Sales	4.66
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.53%.

Return on Equity (ROE)	10.53%
Return on Assets (ROA)	1.53%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.57%
Revenue Per Employee	$425,632
Profits Per Employee	$154,192
Employee Count	2,673
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ameris Bancorp has paid $121.61 million in taxes.

Income Tax	121.61M
Effective Tax Rate	22.78%

Stock Price Statistics

The stock price has increased by +26.02% in the last 52 weeks. The beta is 0.98, so Ameris Bancorp's price volatility has been similar to the market average.

Beta (5Y)	0.98
52-Week Price Change	+26.02%
50-Day Moving Average	79.25
200-Day Moving Average	71.44
Relative Strength Index (RSI)	59.51
Average Volume (20 Days)	543,090

Short Selling Information

The latest short interest is 924,242, so 1.36% of the outstanding shares have been sold short.

Short Interest	924,242
Short Previous Month	1.09M
Short % of Shares Out	1.36%
Short % of Float	1.44%
Short Ratio (days to cover)	2.95

Income Statement

In the last 12 months, Ameris Bancorp had revenue of $1.14 billion and earned $412.15 million in profits. Earnings per share was $6.00.

Revenue	1.14B
Gross Profit	1.14B
Operating Income	549.70M
Pretax Income	533.76M
Net Income	412.15M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.00

Balance Sheet

The company has $1.09 billion in cash and $692.34 million in debt, with a net cash position of $396.58 million or $5.85 per share.

Cash & Cash Equivalents	1.09B
Total Debt	692.34M
Net Cash	396.58M
Net Cash Per Share	$5.85
Equity (Book Value)	4.08B
Book Value Per Share	60.16
Working Capital	-20.66B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	48.32%
Pretax Margin	46.92%
Profit Margin	36.23%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 0.95%.

Dividend Per Share	$0.80
Dividend Yield	0.95%
Dividend Growth (YoY)	23.08%
Years of Dividend Growth	2
Payout Ratio	13.33%
Buyback Yield	0.52%
Shareholder Yield	1.47%
Earnings Yield	7.24%
FCF Yield	n/a

Analyst Forecast

The average price target for Ameris Bancorp is $85.71, which is 2.01% higher than the current price. The consensus rating is "Buy".

Price Target	$85.71
Price Target Difference	2.01%
Analyst Consensus	Buy
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 28, 2010. It was a forward split with a ratio of 1.00476:1.

Last Split Date	Jun 28, 2010
Split Type	Forward
Split Ratio	1.00476:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2