Ameris Bancorp (ABCB)

Ameris Bancorp Statistics

Total Valuation

Ameris Bancorp has a market cap or net worth of $4.32 billion. The enterprise value is $3.44 billion.

Market Cap	4.32B
Enterprise Value	3.44B

Important Dates

The next estimated earnings date is Thursday, January 23, 2025, after market close.

Earnings Date	Jan 23, 2025
Ex-Dividend Date	Sep 30, 2024

Share Statistics

Ameris Bancorp has 68.81 million shares outstanding. The number of shares has decreased by -0.24% in one year.

Current Share Class	68.81M
Shares Outstanding	68.81M
Shares Change (YoY)	-0.24%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	5.52%
Owned by Institutions (%)	92.13%
Float	64.99M

Valuation Ratios

The trailing PE ratio is 13.14 and the forward PE ratio is 12.80.

PE Ratio	13.14
Forward PE	12.80
PS Ratio	4.13
Forward PS	3.68
PB Ratio	1.17
P/TBV Ratio	1.67
P/FCF Ratio	19.50
P/OCF Ratio	18.27
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.41
EV / Sales	3.28
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	15.52

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.40%.

Return on Equity (ROE)	9.40%
Return on Assets (ROA)	1.27%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$378,655
Profits Per Employee	$119,437
Employee Count	2,765
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ameris Bancorp has paid $109.98 million in taxes.

Income Tax	109.98M
Effective Tax Rate	24.98%

Stock Price Statistics

The stock price has increased by +19.68% in the last 52 weeks. The beta is 1.05, so Ameris Bancorp's price volatility has been similar to the market average.

Beta (5Y)	1.05
52-Week Price Change	+19.68%
50-Day Moving Average	66.65
200-Day Moving Average	56.42
Relative Strength Index (RSI)	34.14
Average Volume (20 Days)	440,055

Short Selling Information

The latest short interest is 924,242, so 1.34% of the outstanding shares have been sold short.

Short Interest	924,242
Short Previous Month	1.09M
Short % of Shares Out	1.34%
Short % of Float	1.42%
Short Ratio (days to cover)	3.10

Income Statement

In the last 12 months, Ameris Bancorp had revenue of $1.05 billion and earned $330.24 million in profits. Earnings per share was $4.78.

Revenue	1.05B
Gross Profit	1.05B
Operating Income	486.61M
Pretax Income	419.37M
Net Income	330.24M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.78

Balance Sheet

The company has $1.37 billion in cash and $487.29 million in debt, giving a net cash position of $883.51 million or $12.84 per share.

Cash & Cash Equivalents	1.37B
Total Debt	487.29M
Net Cash	883.51M
Net Cash Per Share	$12.84
Equity (Book Value)	3.68B
Book Value Per Share	53.50
Working Capital	-19.88B

Cash Flow

In the last 12 months, operating cash flow was $236.58 million and capital expenditures -$14.97 million, giving a free cash flow of $221.61 million.

Operating Cash Flow	236.58M
Capital Expenditures	-14.97M
Free Cash Flow	221.61M
FCF Per Share	$3.22

Margins

Gross Margin	n/a
Operating Margin	46.48%
Pretax Margin	42.05%
Profit Margin	31.54%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	21.17%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 0.96%.

Dividend Per Share	$0.60
Dividend Yield	0.96%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	12.55%
Buyback Yield	0.24%
Shareholder Yield	1.20%
Earnings Yield	7.64%
FCF Yield	5.13%

Analyst Forecast

The average price target for Ameris Bancorp is $66.83, which is 6.40% higher than the current price. The consensus rating is "Buy".

Price Target	$66.83
Price Target Difference	6.40%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 28, 2010. It was a forward split with a ratio of 1.00476:1.

Last Split Date	Jun 28, 2010
Split Type	Forward
Split Ratio	1.00476:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3