Ameris Bancorp (ABCB)

Ameris Bancorp Statistics

Total Valuation

Ameris Bancorp has a market cap or net worth of $4.23 billion. The enterprise value is $3.37 billion.

Market Cap	4.23B
Enterprise Value	3.37B

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Mar 31, 2025

Share Statistics

Ameris Bancorp has 68.64 million shares outstanding. The number of shares has increased by 0.06% in one year.

Current Share Class	68.64M
Shares Outstanding	68.64M
Shares Change (YoY)	+0.06%
Shares Change (QoQ)	-0.14%
Owned by Insiders (%)	5.66%
Owned by Institutions (%)	93.88%
Float	64.72M

Valuation Ratios

The trailing PE ratio is 11.45 and the forward PE ratio is 11.47.

PE Ratio	11.45
Forward PE	11.47
PS Ratio	3.92
Forward PS	3.47
PB Ratio	1.12
P/TBV Ratio	1.55
P/FCF Ratio	17.75
P/OCF Ratio	16.86
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.05
EV / Sales	3.06
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.06

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.75
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.19%.

Return on Equity (ROE)	10.19%
Return on Assets (ROA)	1.43%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$408,867
Profits Per Employee	$138,353
Employee Count	2,691
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ameris Bancorp has paid $119.04 million in taxes.

Income Tax	119.04M
Effective Tax Rate	24.23%

Stock Price Statistics

The stock price has increased by +28.26% in the last 52 weeks. The beta is 0.92, so Ameris Bancorp's price volatility has been similar to the market average.

Beta (5Y)	0.92
52-Week Price Change	+28.26%
50-Day Moving Average	57.76
200-Day Moving Average	62.07
Relative Strength Index (RSI)	55.66
Average Volume (20 Days)	392,188

Short Selling Information

The latest short interest is 924,242, so 1.35% of the outstanding shares have been sold short.

Short Interest	924,242
Short Previous Month	1.09M
Short % of Shares Out	1.35%
Short % of Float	1.43%
Short Ratio (days to cover)	3.05

Income Statement

In the last 12 months, Ameris Bancorp had revenue of $1.10 billion and earned $372.31 million in profits. Earnings per share was $5.38.

Revenue	1.10B
Gross Profit	1.10B
Operating Income	523.72M
Pretax Income	419.37M
Net Income	372.31M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.38

Balance Sheet

The company has $1.30 billion in cash and $418.88 million in debt, giving a net cash position of $885.24 million or $12.90 per share.

Cash & Cash Equivalents	1.30B
Total Debt	418.88M
Net Cash	885.24M
Net Cash Per Share	$12.90
Equity (Book Value)	3.82B
Book Value Per Share	55.71
Working Capital	-20.06B

Cash Flow

In the last 12 months, operating cash flow was $252.47 million and capital expenditures -$12.73 million, giving a free cash flow of $239.74 million.

Operating Cash Flow	252.47M
Capital Expenditures	-12.73M
Free Cash Flow	239.74M
FCF Per Share	$3.49

Margins

Gross Margin	n/a
Operating Margin	47.60%
Pretax Margin	44.66%
Profit Margin	33.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	21.79%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 1.30%.

Dividend Per Share	$0.80
Dividend Yield	1.30%
Dividend Growth (YoY)	16.67%
Years of Dividend Growth	1
Payout Ratio	14.87%
Buyback Yield	-0.06%
Shareholder Yield	1.23%
Earnings Yield	8.75%
FCF Yield	5.63%

Analyst Forecast

The average price target for Ameris Bancorp is $69.83, which is 13.38% higher than the current price. The consensus rating is "Buy".

Price Target	$69.83
Price Target Difference	13.38%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 28, 2010. It was a forward split with a ratio of 1.00476:1.

Last Split Date	Jun 28, 2010
Split Type	Forward
Split Ratio	1.00476:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3