Stellar Bancorp, Inc. (STEL)

Jul 1, 2026 - STEL was delisted (reason: merged with PB)

39.32

+0.01 (0.03%)

Inactive · Last trade price on Jun 30, 2026

Stellar Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	420.67	413.25	433.92	452.38	258.6	239.45
Revenue Growth	-2.34%	-4.76%	-4.08%	74.93%	8.00%	30.51%
Net Income	105.14	102.87	115	130.5	51.43	81.55
Earnings Per Share	2.05	1.99	2.15	2.45	1.47	2.82
EPS Growth	-3.30%	-7.44%	-12.25%	66.67%	-47.87%	80.77%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	549.57	419.45	911.22	399.24	371.71	757.51
Total Debt	40.26	40.23	70.11	109.77	109.37	108.85
Net Cash (Debt)	-40.26	-40.23	-70.11	-109.77	-109.37	-108.85
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.79	-0.78	-1.31	-2.06	-3.12	-3.77

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	119.19	97	132.62	168.22	109.07	107.38
Capital Expenditures	2.66	4.67	3	2.12	-1.49	-1.19
Free Cash Flow	121.85	101.67	135.62	170.34	107.58	106.19
Free Cash Flow Growth	18.93%	-25.03%	-20.39%	58.34%	1.31%	83.37%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	30.95%	30.92%	33.41%	35.79%	24.18%	41.72%
Profit Margin	24.99%	24.89%	26.50%	28.85%	19.89%	34.06%
FCF Margin	28.97%	24.60%	31.25%	37.65%	41.60%	44.35%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.600	0.570	0.530	0.520	0.430	0.480
Dividend Per Share Growth	7.27%	7.55%	1.92%	20.93%	-10.42%	20.00%
Dividend Yield	1.53%	1.83%	1.87%	1.87%	1.50%	1.17%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	19.14	15.55	13.19	11.36	20.04	10.28
P/FCF Ratio	17.37	15.49	11.17	8.71	14.50	6.69
PS Ratio	4.76	3.81	3.49	3.28	6.03	2.97