Stellar Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	441.83	325.12	491.25	399.24	371.71	757.51
Securities and Investments	1,865	2,198	1,673	1,396	1,808	1,774
Gross Loans	-	-	-	7,925	7,755	4,220
Allowance for Loan Losses	-	-	-	-91.68	-93.18	-47.94
Net Loans	-	-	-	7,833	7,662	4,173
Net Property, Plant & Equipment	-	-	-	118.68	126.8	63.71
Accrued Interest and Accounts Receivable	36.59	35.87	37.88	44.24	44.74	33.39
Other Intangible Assets	66.14	71.02	92.55	116.71	143.53	14.66
Goodwill	-	-	-	497.32	497.26	223.64
Long-Term Investments	51.11	45.53	8.21	25.05	15.06	9.36
Other Non-Earning Assets	-	-	-	216.77	232.19	56.38
Total Assets	2,460	2,676	2,303	10,647	10,900	7,105
Interest-bearing deposits	5,771	5,614	5,552	10,653	10,075	7,609
Noninterest-bearing deposits	-	-	-	3,547	4,230	2,243
Total Deposits	8,982	9,021	9,128	8,873	9,268	6,048
Short-Term Borrowings	135	-	-	50	63.93	89.96
Accrued Expenses	5.24	5.51	17.05	11.29	2.1	1.75
Long-Term Debt	-	-	-	109.77	109.37	108.85
Other Liabilities	59.09	70.74	82.39	81.6	74.24	40.29
Total Liabilities	9,222	9,138	9,298	9,126	9,517	6,288
Common Stock	-	-	-	0.53	0.53	0.29
Additional Paid-in Capital	-	-	-	1,233	1,223	530.85
Accumulated Other Comprehensive Income	-89.01	-72.97	-125.36	-118.09	-143.26	18.24
Retained Earnings	-	-	-	405.95	303.15	267.09
Shareholders' Equity	-89.01	-72.97	-125.36	1,521	1,383	816.47
Total Liabilities & Equity	9,133	9,065	9,173	10,647	10,900	7,105
Total Debt	-	0	0	109.77	109.37	108.85
Net Cash (Debt)	-	-0	-0	-109.77	-109.37	-108.85
Net Cash Per Share	-	-	-	-2.06	-3.12	-3.77
Book Value	-89.01	-72.97	-125.36	1,521	1,383	816.47
Book Value Per Share	-1.74	-1.41	-2.34	28.53	39.51	28.28
Tangible Book Value	-155.15	-143.98	-217.91	906.99	742.39	578.17
Tangible Book Value Per Share	-3.03	-2.78	-4.07	17.01	21.21	20.03

Updated Apr 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q