ACI Worldwide, Inc. (ACIW)

ACI Worldwide Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	1,765	1,760	1,594	1,453	1,422	1,371
Revenue Growth	1.93%	10.38%	9.76%	2.16%	3.74%	5.89%
Gross Profit Gross Profit Growth	829.54	862.13	802.51	733.37	725.83	731.73
Operating Income Operating Income Growth	272.24	338.81	317.84	220.41	203.84	209.9
Net Income Net Income Growth	166.97	226.66	203.12	121.51	142.18	127.79
Earnings Per Share EPS Growth	1.63	2.16	1.91	1.12	1.24	1.08
EPS Growth	-33.93%	13.09%	70.55%	-9.68%	14.82%	74.19%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Software as a Service (SaaS) and Platform as a Service (PaaS) Software as a Service (SaaS) and Platform as a Service (PaaS) Growth	1,058	1,008	897.98	849.15	802.88	774.34
License License Growth	409.98	461.51	412.31	321.22	348.13	319.87
Maintenance Maintenance Growth	204.25	201.28	190.76	205.07	200.05	210.5
Services Services Growth	92.1	88.55	93.24	77.14	70.84	65.89
Revenue (Total) Revenue (Total) Growth	1,765	1,760	1,594	1,453	1,422	1,371

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	218.78	196.46	216.39	164.24	124.98	122.06
Total Debt Total Debt Growth	858.33	865.64	970.9	1,093	1,158	1,136
Net Cash (Debt) Net Cash Growth	-639.55	-669.18	-754.5	-928.49	-1,033	-1,014
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-6.25	-6.38	-7.08	-8.53	-9.04	-8.55

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	375.89	322.83	358.75	168.52	143.38	220.47
Capital Expenditures CapEx Growth	-17.77	-12.91	-15.4	-8.92	-13.1	-20.58
Free Cash Flow Free Cash Flow Growth	358.12	309.92	343.35	159.59	130.28	199.89
Free Cash Flow Growth	14.46%	-9.73%	115.14%	22.50%	-34.83%	-32.72%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Gross Margin	47.01%	48.99%	50.34%	50.49%	51.05%	53.39%
Operating Margin	15.43%	19.25%	19.94%	15.17%	14.34%	15.31%
Pretax Margin	13.07%	17.43%	15.71%	10.16%	14.53%	12.77%
Profit Margin	9.46%	12.88%	12.74%	8.37%	10.00%	9.32%
FCF Margin	20.29%	17.61%	21.54%	10.99%	9.16%	14.58%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov 9, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	36.72	21.75	26.81	27.38	18.18	31.92
Forward PE	16.19	15.12	24.16	16.54	11.85	16.98
P/FCF Ratio	16.79	15.90	15.86	20.85	19.84	20.41
PS Ratio	3.41	2.80	3.42	2.29	1.82	2.98

Data Sources: S&P Global Market Intelligence and Fiscal.ai Last updated: Nov 5, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company. Revenue segment data is provided by Fiscal.ai.

Update frequency:

Quarterly

Last checked:

Nov 9, 2026

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