ACI Worldwide, Inc. (ACIW)
NASDAQ: ACIW · Real-Time Price · USD
54.16
-0.07 (-0.12%)
Aug 28, 2026, 12:22 PM EDT - Market open

ACI Worldwide Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,8201,7601,5941,4531,4221,371
Revenue Growth
7.03%10.38%9.76%2.16%3.74%5.89%
Gross Profit
893.35862.13802.51733.37725.83731.73
Operating Income
348.28338.81317.84220.41203.84209.9
Net Income
225.69226.66203.12121.51142.18127.79
Earnings Per Share
2.192.161.911.121.241.08
EPS Growth
-7.22%13.09%70.55%-9.68%14.82%74.19%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Software as a Service (SaaS) and Platform as a Service (PaaS)
1,0471,008897.98849.15802.88774.34
License
477.14461.51412.31321.22348.13319.87
Maintenance
204.69201.28190.76205.07200.05210.5
Services
91.4888.5593.2477.1470.8465.89
Revenue (Total)
1,8201,7601,5941,4531,4221,371

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
167.4196.46216.39164.24124.98122.06
Total Debt
863.59865.64970.91,0931,1581,136
Net Cash (Debt)
-696.2-669.18-754.5-928.49-1,033-1,014
Net Cash Growth
------
Net Cash Per Share
-6.76-6.38-7.08-8.53-9.04-8.55

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
329.85322.83358.75168.52143.38220.47
Capital Expenditures
-18.44-12.91-15.4-8.92-13.1-20.58
Free Cash Flow
311.41309.92343.35159.59130.28199.89
Free Cash Flow Growth
6.02%-9.73%115.14%22.50%-34.83%-32.72%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
49.08%48.99%50.34%50.49%51.05%53.39%
Operating Margin
19.13%19.25%19.94%15.17%14.34%15.31%
Pretax Margin
16.84%17.43%15.71%10.16%14.53%12.77%
Profit Margin
12.40%12.88%12.74%8.37%10.00%9.32%
FCF Margin
17.11%17.61%21.54%10.99%9.16%14.58%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.6821.7526.8127.3818.1831.92
Forward PE
15.1615.1224.1616.5411.8516.98
P/FCF Ratio
17.5815.9015.8620.8519.8420.41
PS Ratio
3.012.803.422.291.822.98