ACI Worldwide, Inc. (ACIW)
NASDAQ: ACIW · Real-Time Price · USD
51.97
-0.20 (-0.38%)
Aug 19, 2026, 4:00 PM EDT - Market closed

ACI Worldwide Statistics

Total Valuation

ACI Worldwide has a market cap or net worth of $5.25 billion. The enterprise value is $5.94 billion.

Market Cap5.25B
Enterprise Value 5.94B

Important Dates

The last earnings date was Thursday, August 6, 2026, before market open.

Earnings Date Aug 6, 2026
Ex-Dividend Date n/a

Share Statistics

ACI Worldwide has 100.96 million shares outstanding. The number of shares has decreased by -2.94% in one year.

Current Share Class 100.96M
Shares Outstanding 100.96M
Shares Change (YoY) -2.94%
Shares Change (QoQ) -1.13%
Owned by Insiders (%) 1.29%
Owned by Institutions (%) 104.72%
Float 99.63M

Valuation Ratios

The trailing PE ratio is 23.68 and the forward PE ratio is 14.54.

PE Ratio 23.68
Forward PE 14.54
PS Ratio 2.88
Forward PS 2.68
PB Ratio 3.51
P/TBV Ratio 85.02
P/FCF Ratio 16.85
P/OCF Ratio 15.91
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.51, with an EV/FCF ratio of 19.08.

EV / Earnings 26.33
EV / Sales 3.27
EV / EBITDA 15.51
EV / EBIT 17.06
EV / FCF 19.08

Financial Position

The company has a current ratio of 1.58, with a Debt / Equity ratio of 0.58.

Current Ratio 1.58
Quick Ratio 0.87
Debt / Equity 0.58
Debt / EBITDA 2.20
Debt / FCF 2.77
Interest Coverage 6.59

Financial Efficiency

Return on equity (ROE) is 15.62% and return on invested capital (ROIC) is 11.69%.

Return on Equity (ROE) 15.62%
Return on Assets (ROA) 6.98%
Return on Invested Capital (ROIC) 11.69%
Return on Capital Employed (ROCE) 14.68%
Weighted Average Cost of Capital (WACC) 8.96%
Revenue Per Employee $621,205
Profits Per Employee $77,027
Employee Count2,930
Asset Turnover 0.58
Inventory Turnover n/a

Taxes

In the past 12 months, ACI Worldwide has paid $80.82 million in taxes.

Income Tax 80.82M
Effective Tax Rate 26.37%

Stock Price Statistics

The stock price has increased by +9.99% in the last 52 weeks. The beta is 0.99, so ACI Worldwide's price volatility has been similar to the market average.

Beta (5Y) 0.99
52-Week Price Change +9.99%
50-Day Moving Average 52.66
200-Day Moving Average 45.98
Relative Strength Index (RSI) 40.71
Average Volume (20 Days) 1,084,243

Short Selling Information

The latest short interest is 5.74 million, so 5.68% of the outstanding shares have been sold short.

Short Interest 5.74M
Short Previous Month 4.74M
Short % of Shares Out 5.68%
Short % of Float 5.76%
Short Ratio (days to cover) 5.72

Income Statement

In the last 12 months, ACI Worldwide had revenue of $1.82 billion and earned $225.69 million in profits. Earnings per share was $2.19.

Revenue1.82B
Gross Profit 893.35M
Operating Income 348.28M
Pretax Income 306.51M
Net Income 225.69M
EBITDA 383.16M
EBIT 348.28M
Earnings Per Share (EPS) $2.19
Full Income Statement

Balance Sheet

The company has $167.40 million in cash and $863.59 million in debt, with a net cash position of -$696.20 million or -$6.90 per share.

Cash & Cash Equivalents 167.40M
Total Debt 863.59M
Net Cash -696.20M
Net Cash Per Share -$6.90
Equity (Book Value) 1.50B
Book Value Per Share 14.79
Working Capital 421.01M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $329.85 million and capital expenditures -$18.44 million, giving a free cash flow of $311.41 million.

Operating Cash Flow 329.85M
Capital Expenditures -18.44M
Depreciation & Amortization 34.88M
Net Borrowing -98.43M
Free Cash Flow 311.41M
FCF Per Share $3.08
Full Cash Flow Statement

Margins

Gross margin is 49.08%, with operating and profit margins of 19.13% and 12.40%.

Gross Margin 49.08%
Operating Margin 19.13%
Pretax Margin 16.84%
Profit Margin 12.40%
EBITDA Margin 21.05%
EBIT Margin 19.13%
FCF Margin 17.11%

Dividends & Yields

ACI Worldwide does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 2.94%
Shareholder Yield 2.94%
Earnings Yield 4.30%
FCF Yield 5.94%

Analyst Forecast

The average price target for ACI Worldwide is $67.33, which is 29.56% higher than the current price. The consensus rating is "Buy".

Price Target $67.33
Price Target Difference 29.56%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 11, 2014. It was a forward split with a ratio of 3:1.

Last Split Date Jul 11, 2014
Split Type Forward
Split Ratio 3:1

Scores

ACI Worldwide has an Altman Z-Score of 3.73 and a Piotroski F-Score of 7.

Altman Z-Score 3.73
Piotroski F-Score 7