ACI Worldwide, Inc. (ACIW)
NASDAQ: ACIW · Real-Time Price · USD
42.55
-0.31 (-0.72%)
Mar 6, 2026, 4:00 PM EST - Market closed

ACI Worldwide Statistics

Total Valuation

ACI Worldwide has a market cap or net worth of $4.33 billion. The enterprise value is $5.00 billion.

Market Cap4.33B
Enterprise Value 5.00B

Important Dates

The last earnings date was Thursday, February 26, 2026, before market open.

Earnings Date Feb 26, 2026
Ex-Dividend Date n/a

Share Statistics

ACI Worldwide has 101.72 million shares outstanding. The number of shares has decreased by -1.59% in one year.

Current Share Class 101.72M
Shares Outstanding 101.72M
Shares Change (YoY) -1.59%
Shares Change (QoQ) -0.44%
Owned by Insiders (%) 1.07%
Owned by Institutions (%) 101.62%
Float 100.60M

Valuation Ratios

The trailing PE ratio is 19.70 and the forward PE ratio is 12.64.

PE Ratio 19.70
Forward PE 12.64
PS Ratio 2.46
Forward PS 2.27
PB Ratio 2.88
P/TBV Ratio 68.31
P/FCF Ratio 13.97
P/OCF Ratio 13.41
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.41, with an EV/FCF ratio of 16.12.

EV / Earnings 22.05
EV / Sales 2.84
EV / EBITDA 13.41
EV / EBIT 14.75
EV / FCF 16.12

Financial Position

The company has a current ratio of 1.54, with a Debt / Equity ratio of 0.57.

Current Ratio 1.54
Quick Ratio 0.91
Debt / Equity 0.57
Debt / EBITDA 2.26
Debt / FCF 2.79
Interest Coverage 5.86

Financial Efficiency

Return on equity (ROE) is 15.40% and return on invested capital (ROIC) is 11.40%.

Return on Equity (ROE) 15.40%
Return on Assets (ROA) 6.91%
Return on Invested Capital (ROIC) 11.40%
Return on Capital Employed (ROCE) 14.12%
Weighted Average Cost of Capital (WACC) 9.33%
Revenue Per Employee $600,608
Profits Per Employee $77,358
Employee Count2,930
Asset Turnover 0.57
Inventory Turnover n/a

Taxes

In the past 12 months, ACI Worldwide has paid $80.01 million in taxes.

Income Tax 80.01M
Effective Tax Rate 26.09%

Stock Price Statistics

The stock price has decreased by -21.49% in the last 52 weeks. The beta is 1.08, so ACI Worldwide's price volatility has been similar to the market average.

Beta (5Y) 1.08
52-Week Price Change -21.49%
50-Day Moving Average 43.32
200-Day Moving Average 46.49
Relative Strength Index (RSI) 53.93
Average Volume (20 Days) 981,217

Short Selling Information

The latest short interest is 3.56 million, so 3.50% of the outstanding shares have been sold short.

Short Interest 3.56M
Short Previous Month 4.06M
Short % of Shares Out 3.50%
Short % of Float 3.54%
Short Ratio (days to cover) 4.30

Income Statement

In the last 12 months, ACI Worldwide had revenue of $1.76 billion and earned $226.66 million in profits. Earnings per share was $2.16.

Revenue1.76B
Gross Profit 862.13M
Operating Income 338.81M
Pretax Income 306.67M
Net Income 226.66M
EBITDA 372.76M
EBIT 338.81M
Earnings Per Share (EPS) $2.16
Full Income Statement

Balance Sheet

The company has $196.46 million in cash and $865.64 million in debt, with a net cash position of -$669.18 million or -$6.58 per share.

Cash & Cash Equivalents 196.46M
Total Debt 865.64M
Net Cash -669.18M
Net Cash Per Share -$6.58
Equity (Book Value) 1.52B
Book Value Per Share 14.79
Working Capital 383.47M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $322.83 million and capital expenditures -$12.91 million, giving a free cash flow of $309.92 million.

Operating Cash Flow 322.83M
Capital Expenditures -12.91M
Free Cash Flow 309.92M
FCF Per Share $3.05
Full Cash Flow Statement

Margins

Gross margin is 48.99%, with operating and profit margins of 19.25% and 12.88%.

Gross Margin 48.99%
Operating Margin 19.25%
Pretax Margin 17.43%
Profit Margin 12.88%
EBITDA Margin 21.18%
EBIT Margin 19.25%
FCF Margin 17.61%

Dividends & Yields

ACI Worldwide does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.59%
Shareholder Yield 1.59%
Earnings Yield 5.24%
FCF Yield 7.16%

Analyst Forecast

The average price target for ACI Worldwide is $62.50, which is 46.89% higher than the current price. The consensus rating is "Strong Buy".

Price Target $62.50
Price Target Difference 46.89%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 11, 2014. It was a forward split with a ratio of 3:1.

Last Split Date Jul 11, 2014
Split Type Forward
Split Ratio 3:1

Scores

ACI Worldwide has an Altman Z-Score of 3.85 and a Piotroski F-Score of 6.

Altman Z-Score 3.85
Piotroski F-Score 6