ACI Worldwide, Inc. (ACIW)
NASDAQ: ACIW · Real-Time Price · USD
46.19
-0.07 (-0.15%)
Nov 19, 2025, 3:16 PM EST - Market open

ACI Worldwide Statistics

Total Valuation

ACI Worldwide has a market cap or net worth of $4.76 billion. The enterprise value is $5.49 billion.

Market Cap4.76B
Enterprise Value 5.49B

Important Dates

The last earnings date was Thursday, November 6, 2025, before market open.

Earnings Date Nov 6, 2025
Ex-Dividend Date n/a

Share Statistics

ACI Worldwide has 103.09 million shares outstanding. The number of shares has decreased by -1.79% in one year.

Current Share Class 103.09M
Shares Outstanding 103.09M
Shares Change (YoY) -1.79%
Shares Change (QoQ) -1.15%
Owned by Insiders (%) 1.05%
Owned by Institutions (%) 100.18%
Float 101.97M

Valuation Ratios

The trailing PE ratio is 18.66 and the forward PE ratio is 14.74.

PE Ratio 18.66
Forward PE 14.74
PS Ratio 2.79
Forward PS 2.57
PB Ratio 3.23
P/TBV Ratio 214.30
P/FCF Ratio 15.24
P/OCF Ratio 14.56
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.27, with an EV/FCF ratio of 17.56.

EV / Earnings 21.06
EV / Sales 3.17
EV / EBITDA 14.27
EV / EBIT 15.66
EV / FCF 17.56

Financial Position

The company has a current ratio of 1.58, with a Debt / Equity ratio of 0.63.

Current Ratio 1.58
Quick Ratio 0.90
Debt / Equity 0.63
Debt / EBITDA 2.35
Debt / FCF 2.96
Interest Coverage 5.78

Financial Efficiency

Return on equity (ROE) is 18.58% and return on invested capital (ROIC) is 9.19%.

Return on Equity (ROE) 18.58%
Return on Assets (ROA) 7.01%
Return on Invested Capital (ROIC) 9.19%
Return on Capital Employed (ROCE) 14.47%
Revenue Per Employee $557,918
Profits Per Employee $84,073
Employee Count3,103
Asset Turnover 0.55
Inventory Turnover n/a

Taxes

In the past 12 months, ACI Worldwide has paid $57.01 million in taxes.

Income Tax 57.01M
Effective Tax Rate 17.93%

Stock Price Statistics

The stock price has decreased by -14.95% in the last 52 weeks. The beta is 1.09, so ACI Worldwide's price volatility has been similar to the market average.

Beta (5Y) 1.09
52-Week Price Change -14.95%
50-Day Moving Average 50.00
200-Day Moving Average 49.36
Relative Strength Index (RSI) 38.17
Average Volume (20 Days) 740,298

Short Selling Information

The latest short interest is 3.39 million, so 3.29% of the outstanding shares have been sold short.

Short Interest 3.39M
Short Previous Month 2.92M
Short % of Shares Out 3.29%
Short % of Float 3.32%
Short Ratio (days to cover) 5.19

Income Statement

In the last 12 months, ACI Worldwide had revenue of $1.73 billion and earned $260.88 million in profits. Earnings per share was $2.47.

Revenue1.73B
Gross Profit 859.82M
Operating Income 350.67M
Pretax Income 317.89M
Net Income 260.88M
EBITDA 384.85M
EBIT 350.67M
Earnings Per Share (EPS) $2.47
Full Income Statement

Balance Sheet

The company has $199.27 million in cash and $924.62 million in debt, giving a net cash position of -$725.35 million or -$7.04 per share.

Cash & Cash Equivalents 199.27M
Total Debt 924.62M
Net Cash -725.35M
Net Cash Per Share -$7.04
Equity (Book Value) 1.48B
Book Value Per Share 14.33
Working Capital 426.44M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $327.54 million and capital expenditures -$14.67 million, giving a free cash flow of $312.87 million.

Operating Cash Flow 327.54M
Capital Expenditures -14.67M
Free Cash Flow 312.87M
FCF Per Share $3.03
Full Cash Flow Statement

Margins

Gross margin is 49.67%, with operating and profit margins of 20.26% and 15.07%.

Gross Margin 49.67%
Operating Margin 20.26%
Pretax Margin 18.36%
Profit Margin 15.07%
EBITDA Margin 22.23%
EBIT Margin 20.26%
FCF Margin 18.07%

Dividends & Yields

ACI Worldwide does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.79%
Shareholder Yield 1.79%
Earnings Yield 5.47%
FCF Yield 6.56%
Dividend Details

Analyst Forecast

The average price target for ACI Worldwide is $60.00, which is 29.90% higher than the current price. The consensus rating is "Strong Buy".

Price Target $60.00
Price Target Difference 29.90%
Analyst Consensus Strong Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 11, 2014. It was a forward split with a ratio of 3:1.

Last Split Date Jul 11, 2014
Split Type Forward
Split Ratio 3:1

Scores

ACI Worldwide has an Altman Z-Score of 3.75 and a Piotroski F-Score of 7.

Altman Z-Score 3.75
Piotroski F-Score 7