Enact Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	977.94	980.51	980.1	957.08	939.46	974.95
Total Interest & Dividend Income	281.35	266.15	240.56	207.37	155.31	141.19
Gain (Loss) on Sale of Investments	-13.75	-16.28	-22.81	-14.02	-2.04	-2.12
Other Revenue	8	5.45	3.91	3.26	2.31	3.84
Total Revenue	1,254	1,236	1,202	1,154	1,095	1,118
Revenue Growth	2.49%	2.83%	4.17%	5.36%	-2.04%	1.03%
Policy Benefits	124.12	109.53	38.66	27.17	-94.22	125.47
Policy Acquisition & Underwriting Costs	212.12	216.7	218.32	223.28	235.89	243.41
Total Operating Expenses	336.24	326.22	256.97	250.44	141.66	368.89
Operating Income	917.3	909.61	944.8	903.25	953.38	748.97
Interest Expense	-50.22	-49.95	-51.16	-51.87	-51.7	-51.01
EBT Excluding Unusual Items	867.08	859.66	893.64	851.38	901.68	697.96
Merger & Restructuring Charges	-0.82	-0.82	-4.65	0.13	-3.46	-2.74
Other Unusual Items	-	-	-10.93	-	-	-
Pretax Income	866.26	858.84	878.06	851.51	898.22	695.22
Income Tax Expense	183	184.59	189.99	186	194.07	148.53
Net Income	683.27	674.24	688.07	665.51	704.16	546.69
Net Income to Common	683.27	674.24	688.07	665.51	704.16	546.69
Net Income Growth	0.93%	-2.01%	3.39%	-5.49%	28.80%	47.59%
Shares Outstanding (Basic)	143	148	156	161	163	163
Shares Outstanding (Diluted)	144	149	158	162	163	163
Shares Change	-6.28%	-5.23%	-2.65%	-0.89%	0.26%	0.02%
EPS (Basic)	4.77	4.54	4.40	4.14	4.32	3.36
EPS (Diluted)	4.74	4.52	4.37	4.11	4.31	3.36
EPS Growth	7.47%	3.43%	6.33%	-4.64%	28.38%	47.89%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.870	0.815	0.715	0.620	0.420	-
Dividend Growth	13.73%	13.99%	15.32%	47.62%	-	-
Operating Margin	73.18%	73.60%	78.62%	78.29%	87.06%	67.00%
Profit Margin	54.51%	54.56%	57.25%	57.69%	64.30%	48.91%
EBIT	917.3	909.61	944.8	903.25	953.38	748.97
EBIT Margin	73.18%	73.60%	78.62%	78.29%	87.06%	67.00%
Effective Tax Rate	21.13%	21.49%	21.64%	21.84%	21.61%	21.37%
Revenue as Reported	1,254	1,236	1,202	1,154	1,095	1,118

SEC Filings: 10-K · 10-Q