Enact Holdings, Inc. (ACT)
NASDAQ: ACT · Real-Time Price · USD
45.39
-0.44 (-0.96%)
Nov 13, 2026, 4:00 PM EST - Market closed
Enact Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 975.54 | 980.51 | 980.1 | 957.08 | 939.46 | 974.95 |
Total Interest & Dividend Income | 287.19 | 266.15 | 240.56 | 207.37 | 155.31 | 141.19 |
Gain (Loss) on Sale of Investments | -16.9 | -16.28 | -22.81 | -14.02 | -2.04 | -2.12 |
Other Revenue | 9.1 | 5.45 | 3.91 | 3.26 | 2.31 | 3.84 |
| 1,255 | 1,236 | 1,202 | 1,154 | 1,095 | 1,118 | |
Revenue Growth | 2.45% | 2.83% | 4.17% | 5.36% | -2.04% | 1.03% |
Policy Benefits | 135.59 | 109.53 | 38.66 | 27.17 | -94.22 | 125.47 |
Policy Acquisition & Underwriting Costs | 209.26 | 216.7 | 218.32 | 223.28 | 235.89 | 243.41 |
Total Operating Expenses | 344.85 | 326.22 | 256.97 | 250.44 | 141.66 | 368.89 |
Operating Income | 910.09 | 909.61 | 944.8 | 903.25 | 953.38 | 748.97 |
Interest Expense | -49.79 | -49.95 | -51.16 | -51.87 | -51.7 | -51.01 |
EBT Excluding Unusual Items | 860.29 | 859.66 | 893.64 | 851.38 | 901.68 | 697.96 |
Merger & Restructuring Charges | -0.82 | -0.82 | -4.65 | 0.13 | -3.46 | -2.74 |
Other Unusual Items | - | - | -10.93 | - | - | - |
Pretax Income | 859.47 | 858.84 | 878.06 | 851.51 | 898.22 | 695.22 |
Income Tax Expense | 180.79 | 184.59 | 189.99 | 186 | 194.07 | 148.53 |
Net Income | 678.68 | 674.24 | 688.07 | 665.51 | 704.16 | 546.69 |
Net Income to Common | 678.68 | 674.24 | 688.07 | 665.51 | 704.16 | 546.69 |
Net Income Growth | 2.86% | -2.01% | 3.39% | -5.49% | 28.80% | 47.59% |
Shares Outstanding (Basic) | 141 | 148 | 156 | 161 | 163 | 163 |
Shares Outstanding (Diluted) | 142 | 149 | 158 | 162 | 163 | 163 |
Shares Change | -6.59% | -5.23% | -2.65% | -0.89% | 0.26% | 0.02% |
EPS (Basic) | 4.82 | 4.54 | 4.40 | 4.14 | 4.32 | 3.36 |
EPS (Diluted) | 4.79 | 4.52 | 4.37 | 4.11 | 4.31 | 3.36 |
EPS Growth | 10.00% | 3.43% | 6.33% | -4.64% | 28.38% | 47.89% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.905 | 0.815 | 0.715 | 0.620 | 0.420 | - |
Dividend Growth | 15.29% | 13.99% | 15.32% | 47.62% | - | - |
Operating Margin | 72.52% | 73.60% | 78.62% | 78.29% | 87.06% | 67.00% |
Profit Margin | 54.08% | 54.56% | 57.25% | 57.69% | 64.30% | 48.91% |
EBIT | 910.09 | 909.61 | 944.8 | 903.25 | 953.38 | 748.97 |
EBIT Margin | 72.52% | 73.60% | 78.62% | 78.29% | 87.06% | 67.00% |
Effective Tax Rate | 21.04% | 21.49% | 21.64% | 21.84% | 21.61% | 21.37% |
Revenue as Reported | 1,255 | 1,236 | 1,202 | 1,154 | 1,095 | 1,118 |