Affinity Bancshares, Inc. (AFBI)

NASDAQ: AFBI · Real-Time Price · USD

22.43

0.00 (0.00%)

At close: Apr 28, 2026, 4:00 PM EDT

22.44

+0.01 (0.04%)

After-hours: Apr 28, 2026, 4:10 PM EDT

Affinity Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	31.37	31.14	29.17	27.2	29.76	29.28
Net Interest Income Growth	5.42%	6.76%	7.24%	-8.59%	1.64%	16.44%
Non-Interest Income	2	1.92	2.02	2.47	2.4	2.68
Non-Interest Income Growth	4.29%	-4.52%	-18.29%	2.66%	-10.31%	24.21%
Revenues Before Loan Losses	33.36	33.06	31.18	29.66	32.16	31.95
Provision for Credit Losses	-0.03	0.13	0.44	-0.04	0.7	1.08
Revenue	33.39	32.94	30.74	29.71	31.45	30.88
Revenue Growth (YoY)	7.08%	7.13%	3.49%	-5.55%	1.86%	22.06%
Compensation Expenses	12.56	12.9	13.13	12.25	12.22	10.66
Selling, General & Admin	4.55	4.57	4.54	5.15	4.47	5.25
Other Non-Interest Expenses	4.44	4.22	6.1	3.92	5.44	5.06
Total Non-Interest Expense	21.56	21.7	23.76	21.32	22.13	20.97
Pretax Income	11.83	11.24	6.98	8.39	9.33	9.91
Provision for Income Taxes	3.05	2.91	1.54	1.94	2.19	2.34
Net Income	8.78	8.33	5.44	6.45	7.13	7.57
Net Income to Common	8.78	8.33	5.44	6.45	7.13	7.57
Net Income Growth	47.95%	53.13%	-15.62%	-9.62%	-5.80%	145.24%
Shares Outstanding (Basic)	6	6	6	6	7	7
Shares Outstanding (Diluted)	6	6	7	7	7	7
Shares Change (YoY)	-3.11%	-1.97%	0.28%	-3.03%	-2.98%	-7.94%
EPS (Basic)	1.40	1.33	0.85	1.00	1.07	1.10
EPS (Diluted)	1.37	1.29	0.83	0.98	1.06	1.09
EPS Growth	52.22%	55.42%	-15.31%	-7.55%	-2.75%	165.85%
Shares Outstanding	6.09	6.1	6.41	6.42	6.61	6.87
Free Cash Flow	-	11.22	6.37	7.35	6.18	11.02
Free Cash Flow Growth	-	76.13%	-13.29%	18.95%	-43.97%	1097.93%
Free Cash Flow Per Share	-	1.74	0.97	1.12	0.91	1.58
Profit Margin	26.31%	25.30%	17.70%	21.71%	22.68%	24.52%
FCF Margin	-	34.06%	20.72%	24.73%	19.63%	35.69%
EBITDA	-	0.72	0.74	0.74	0.34	0.67
EBITDA Margin	-	2.19%	2.40%	2.47%	1.07%	2.18%
Effective Tax Rate	25.74%	25.85%	22.07%	23.13%	23.51%	23.59%

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q