Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $108.31 million. The enterprise value is $98.29 million.
| Market Cap | 108.31M |
| Enterprise Value | 98.29M |
Important Dates
The next estimated earnings date is Tuesday, May 7, 2024, after market close.
| Earnings Date | May 7, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
AFBI has 6.42 million shares outstanding. The number of shares has decreased by -3.03% in one year.
| Shares Outstanding | 6.42M |
| Shares Change (YoY) | -3.03% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 28.76% |
| Owned by Institutions (%) | 17.93% |
| Float | 4.49M |
Valuation Ratios
The trailing PE ratio is 17.22.
| PE Ratio | 17.22 |
| Forward PE | n/a |
| PS Ratio | 3.65 |
| Forward PS | n/a |
| PB Ratio | 0.89 |
| P/FCF Ratio | 14.75 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.77, with an EV/FCF ratio of 13.38.
| EV / Earnings | 15.24 |
| EV / Sales | 3.31 |
| EV / EBITDA | 10.77 |
| EV / EBIT | 11.72 |
| EV / FCF | 13.38 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.33 |
| Debt / EBITDA | 4.39 |
| Debt / FCF | 5.45 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.40% and return on invested capital (ROIC) is 3.99%.
| Return on Equity (ROE) | 5.40% |
| Return on Assets (ROA) | 0.70% |
| Return on Capital (ROIC) | 3.99% |
| Revenue Per Employee | $326,440 |
| Profits Per Employee | $70,857 |
| Employee Count | 91 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $1.94 million in taxes.
| Income Tax | 1.94M |
| Effective Tax Rate | 23.13% |
Stock Price Statistics
The stock price has increased by +11.35% in the last 52 weeks. The beta is 0.45, so AFBI's price volatility has been lower than the market average.
| Beta (1Y) | 0.45 |
| 52-Week Price Change | +11.35% |
| 50-Day Moving Average | 16.54 |
| 200-Day Moving Average | 15.27 |
| Relative Strength Index (RSI) | 57.33 |
| Average Volume (30 Days) | 3,822 |
Short Selling Information
The latest short interest is 3,564, so 0.06% of the outstanding shares have been sold short.
| Short Interest | 3,564 |
| Short Previous Month | 3,337 |
| Short % of Shares Out | 0.06% |
| Short % of Float | 0.08% |
| Short Ratio (days to cover) | 0.59 |
Income Statement
In the last 12 months, AFBI had revenue of $29.71 million and earned $6.45 million in profits. Earnings per share was $0.98.
| Revenue | 29.71M |
| Gross Profit | 29.71M |
| Operating Income | 8.39M |
| Pretax Income | 8.39M |
| Net Income | 6.45M |
| EBITDA | 9.12M |
| EBIT | 8.39M |
| Earnings Per Share (EPS) | $0.98 |
Balance Sheet
The company has $50.03 million in cash and $40.00 million in debt, giving a net cash position of $10.03 million or $1.56 per share.
| Cash & Cash Equivalents | 50.03M |
| Total Debt | 40.00M |
| Net Cash | 10.03M |
| Net Cash Per Share | $1.56 |
| Equity / Book Value | 121.52M |
| Book Value Per Share | 18.94 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $7.87 million and capital expenditures -$527,000, giving a free cash flow of $7.34 million.
| Operating Cash Flow | 7.87M |
| Capital Expenditures | -527,000 |
| Free Cash Flow | 7.34M |
| FCF Per Share | $1.13 |
Margins
Gross margin is 100.00%, with operating and profit margins of 28.24% and 21.71%.
| Gross Margin | 100.00% |
| Operating Margin | 28.24% |
| Pretax Margin | 28.24% |
| Profit Margin | 21.71% |
| EBITDA Margin | 30.71% |
| EBIT Margin | 28.24% |
| FCF Margin | 24.72% |
Dividends & Yields
AFBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.03% |
| Shareholder Yield | 3.03% |
| Earnings Yield | 5.95% |
| FCF Yield | 6.78% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 21, 2021. It was a reverse split with a ratio of 1441:1589.
| Last Split Date | Jan 21, 2021 |
| Split Type | Reverse |
| Split Ratio | 1441:1589 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |