Affinity Bancshares, Inc. (AFBI)

NASDAQ: AFBI · Real-Time Price · USD

22.46

0.00 (0.00%)

At close: May 19, 2026, 4:00 PM EDT

22.48

+0.02 (0.09%)

After-hours: May 19, 2026, 4:10 PM EDT

Affinity Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	8.79	8.33	5.44	6.45	7.13	7.57
Depreciation & Amortization	0.72	0.72	0.74	0.74	0.34	0.67
Provision for Credit Losses	-0.03	0.13	0.44	-0.04	0.7	1.08
Stock-Based Compensation	1.9	2.2	1.54	1.39	1.01	0.68
Other Adjustments	0	-0.06	0.01	0.09	0.04	0.46
Changes in Accrued Interest and Accounts Receivable	0.63	-0.04	0.73	-0.53	-0.72	2.76
Changes in Other Operating Activities	1.02	0.37	-2.11	-0.22	-0.94	-1.36
Operating Cash Flow	14.13	11.64	6.79	7.87	7.57	11.85
Operating Cash Flow Growth	88.57%	71.40%	-13.73%	4.00%	-36.13%	764.41%
Net Change in Loans Held-for-Investment	-30.45	-28.22	-54.73	-13.82	-61.49	15.79
Net Change in Securities and Investments	12.01	27.67	18.93	-13.79	-31.37	-26.3
Capital Expenditures	-0.32	-0.42	-0.42	-0.53	-1.39	-0.83
Sale of Property, Plant & Equipment	-	0.01	-	-	-	-
Other Investing Activities	-0.29	-0.29	2.99	-	0.53	1.72
Investing Cash Flow	1.25	-1.24	-33.25	-28.14	-93.72	-9.62
Net Change in Deposits	4.05	21.52	-0.96	17.27	44.39	-25.34
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	0	0	-0.03	0.03	-
Short-Term Debt Issued	-	-	11.84	-	-	-
Short-Term Debt Repaid	-	-4.82	-7.02	-	-	-100.81
Net Short-Term Debt Issued (Repaid)	-	-4.82	4.82	-	-	-100.81
Long-Term Debt Issued	20	10	24	85	105	35
Long-Term Debt Repaid	-20	-10	-10	-55	-143	-10
Net Long-Term Debt Issued (Repaid)	-	0	14	30	-38	25
Issuance of Common Stock	-	0.06	-	-	-	35.41
Repurchase of Common Stock	-4.78	-5.94	-	-3.28	-5.71	-
Net Common Stock Issued (Repurchased)	-4.78	-5.88	-	-3.28	-5.71	35.41
Common Dividends Paid	-	-8.8	-	-	-	-
Other Financing Activities	-	-	-	-	-	-2.96
Financing Cash Flow	-0.73	2.03	17.85	43.97	0.7	-68.71
Net Cash Flow	14.65	12.43	-8.6	23.7	-85.45	-66.48
Free Cash Flow	13.8	11.22	6.37	7.35	6.18	11.02
Free Cash Flow Growth	23.05%	76.13%	-13.29%	18.95%	-43.97%	1097.93%
FCF Margin	41.35%	34.06%	20.72%	24.73%	19.63%	35.69%
Free Cash Flow Per Share	2.16	1.74	0.97	1.12	0.91	1.58
Levered Free Cash Flow	10.84	4.15	23.2	35.91	-33.57	-67
Unlevered Free Cash Flow	2.05	0.63	-1.06	-0.53	-2.71	1.24

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q