Affinity Bancshares, Inc. (AFBI)

Affinity Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	89.67	41.43	50.03	26.32	111.78	178.25
Investment Securities	71.35	53.72	68.96	54.64	27.49	14.77
Mortgage-Backed Securities	-	13.06	16.74	18.34	21.34	9.53
Total Investments	71.35	66.78	85.7	72.98	48.83	24.3
Gross Loans	731.14	714.93	660.59	647.28	585.34	600.6
Allowance for Loan Losses	-8.54	-8.5	-8.92	-9.33	-8.56	-6.36
Other Adjustments to Gross Loans	-	-0.81	-0.71	-1.05	-0.96	-1.98
Net Loans	722.59	705.62	650.96	636.91	575.83	592.25
Property, Plant & Equipment	3.08	4.53	5.54	6.47	3.78	8.62
Goodwill	-	17.23	17.23	17.23	17.23	-
Other Intangible Assets	18.08	0.94	1.14	1.33	1.52	18.94
Accrued Interest Receivable	-	2.3	2.1	-	-	9.41
Other Real Estate Owned & Foreclosed	-	-	2.85	2.9	3.54	1.29
Other Long-Term Assets	29.04	24.8	25.22	26.31	23.38	16.26
Total Assets	933.8	866.82	843.26	791.28	788.09	850.63
Accrued Expenses	-	-	-	-	-	0.44
Interest Bearing Deposits	597.46	486.89	488.55	440.48	101.16	446.49
Institutional Deposits	-	35.2	31.2	26.4	317.7	32.86
Non-Interest Bearing Deposits	151.88	151.4	154.69	190.3	193.94	160.82
Total Deposits	749.34	673.48	674.44	657.17	612.8	640.17
Short-Term Borrowings	-	4.82	-	10.03	-	-
Current Portion of Leases	-	0.63	-	-	-	-
Accrued Interest Payable	6.36	2.2	3.04	1.81	2.48	1.48
Long-Term Debt	-	-	-	-	-	105.81
Federal Home Loan Bank Debt, Long-Term	54	54	40	-	48.99	19.12
Long-Term Leases	-	0.96	2.16	2.7	-	-
Pension & Post-Retirement Benefits	-	0.52	0.5	0.48	0.46	-
Other Long-Term Liabilities	-	1.1	1.6	2	2.4	2.83
Total Liabilities	809.7	737.7	721.74	674.18	667.12	769.84
Common Stock	0.06	0.06	0.06	0.07	0.07	0.07
Additional Paid-In Capital	61.2	62.36	61.03	63.13	68.04	33.63
Retained Earnings	71.76	76.79	71.35	65.36	58.22	50.65
Treasury Stock	-	-	-	-	-	-1.27
Comprehensive Income & Other	-8.92	-10.09	-10.92	-11.45	-5.36	-2.29
Shareholders' Equity	124.1	129.12	121.52	117.1	120.97	80.79
Total Liabilities & Equity	933.8	866.82	843.26	791.28	788.09	850.63
Total Debt	54	60.4	42.16	12.72	48.99	124.93
Net Cash (Debt)	35.67	-18.97	7.87	13.6	62.79	53.32
Net Cash Growth	-	-	-42.16%	-78.34%	17.75%	14.44%
Net Cash Per Share	5.44	-2.89	1.20	2.01	9.01	7.04
Filing Date Shares Outstanding	6.3	6.39	6.42	6.6	6.64	6.76
Total Common Shares Outstanding	6.3	6.41	6.42	6.61	6.87	7.57
Book Value Per Share	19.71	20.14	18.94	17.73	17.60	10.67
Tangible Book Value	106.02	110.94	103.15	98.55	102.22	61.85
Tangible Book Value Per Share	16.84	17.31	16.08	14.92	14.87	8.17

Updated Jul 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q