Affinity Bancshares, Inc. (AFBI)

Affinity Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	84.85	41.43	50.03	26.32	111.78	178.25
Investment Securities	70.15	53.72	68.96	54.64	27.49	14.77
Mortgage-Backed Securities	-	13.06	16.74	18.34	21.34	9.53
Total Investments	70.15	66.78	85.7	72.98	48.83	24.3
Gross Loans	729.54	714.93	660.59	647.28	585.34	600.6
Allowance for Loan Losses	-8.56	-8.5	-8.92	-9.33	-8.56	-6.36
Other Adjustments to Gross Loans	-	-0.81	-0.71	-1.05	-0.96	-1.98
Net Loans	720.98	705.62	650.96	636.91	575.83	592.25
Property, Plant & Equipment	2.96	4.53	5.54	6.47	3.78	8.62
Goodwill	-	17.23	17.23	17.23	17.23	-
Other Intangible Assets	18.03	0.94	1.14	1.33	1.52	18.94
Accrued Interest Receivable	-	2.3	2.1	-	-	9.41
Other Real Estate Owned & Foreclosed	-	-	2.85	2.9	3.54	1.29
Other Long-Term Assets	28.27	24.8	25.22	26.31	23.38	16.26
Total Assets	925.22	866.82	843.26	791.28	788.09	850.63
Accrued Expenses	-	-	-	-	-	0.44
Interest Bearing Deposits	588.76	486.89	488.55	440.48	101.16	446.49
Institutional Deposits	-	35.2	31.2	26.4	317.7	32.86
Non-Interest Bearing Deposits	150.61	151.4	154.69	190.3	193.94	160.82
Total Deposits	739.38	673.48	674.44	657.17	612.8	640.17
Short-Term Borrowings	-	4.82	-	10.03	-	-
Current Portion of Leases	-	0.63	-	-	-	-
Accrued Interest Payable	6.44	2.2	3.04	1.81	2.48	1.48
Long-Term Debt	-	-	-	-	-	105.81
Federal Home Loan Bank Debt, Long-Term	54	54	40	-	48.99	19.12
Long-Term Leases	-	0.96	2.16	2.7	-	-
Pension & Post-Retirement Benefits	-	0.52	0.5	0.48	0.46	-
Other Long-Term Liabilities	-	1.1	1.6	2	2.4	2.83
Total Liabilities	799.82	737.7	721.74	674.18	667.12	769.84
Common Stock	0.06	0.06	0.06	0.07	0.07	0.07
Additional Paid-In Capital	59.58	62.36	61.03	63.13	68.04	33.63
Retained Earnings	73.98	76.79	71.35	65.36	58.22	50.65
Treasury Stock	-	-	-	-	-	-1.27
Comprehensive Income & Other	-8.22	-10.09	-10.92	-11.45	-5.36	-2.29
Shareholders' Equity	125.41	129.12	121.52	117.1	120.97	80.79
Total Liabilities & Equity	925.22	866.82	843.26	791.28	788.09	850.63
Total Debt	54	60.4	42.16	12.72	48.99	124.93
Net Cash (Debt)	30.85	-18.97	7.87	13.6	62.79	53.32
Net Cash Growth	-	-	-42.16%	-78.34%	17.75%	14.44%
Net Cash Per Share	4.73	-2.89	1.20	2.01	9.01	7.04
Filing Date Shares Outstanding	6.19	6.39	6.42	6.6	6.64	6.76
Total Common Shares Outstanding	6.19	6.41	6.42	6.61	6.87	7.57
Book Value Per Share	20.25	20.14	18.94	17.73	17.60	10.67
Tangible Book Value	107.37	110.94	103.15	98.55	102.22	61.85
Tangible Book Value Per Share	17.34	17.31	16.08	14.92	14.87	8.17

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q