Affinity Bancshares, Inc. (AFBI)

Affinity Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 15, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	123	112	102	100	106	75
Market Cap Growth	-14.66%	9.99%	1.84%	-5.35%	41.23%	-13.40%
Last Close Price	19.56	16.18	14.77	13.96	14.24	9.15
PE Ratio	18.14	20.62	15.82	14.04	13.98	24.27
PS Ratio	3.98	3.67	3.43	3.19	3.43	2.96
PB Ratio	0.99	0.87	0.84	0.86	0.88	0.93
P/FCF Ratio	12.01	17.62	13.89	16.22	9.60	81.46
P/OCF Ratio	11.54	16.52	12.96	13.24	8.93	54.66
Debt / Equity Ratio	0.44	0.47	0.35	0.11	0.41	1.55
Debt / FCF Ratio	5.28	9.48	5.74	2.06	4.45	135.79
Return on Equity (ROE)	5.67%	4.34%	5.40%	5.99%	7.51%	3.91%
Return on Assets (ROA)	0.78%	0.64%	0.79%	0.90%	0.92%	0.53%
Earnings Yield	5.75%	4.85%	6.32%	7.12%	7.16%	4.12%
FCF Yield	8.33%	5.68%	7.20%	6.16%	10.41%	1.23%
Buyback Yield / Dilution	-0.68%	-0.28%	3.03%	2.98%	7.94%	-0.74%

Updated Jul 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q