Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $123.04 million. The enterprise value is $90.47 million.
Important Dates
The last earnings date was Friday, October 24, 2025, after market close.
| Earnings Date | Oct 24, 2025 |
| Ex-Dividend Date | Mar 13, 2025 |
Share Statistics
AFBI has 6.17 million shares outstanding. The number of shares has decreased by -0.32% in one year.
| Current Share Class | 6.17M |
| Shares Outstanding | 6.17M |
| Shares Change (YoY) | -0.32% |
| Shares Change (QoQ) | -0.46% |
| Owned by Insiders (%) | 20.84% |
| Owned by Institutions (%) | 22.61% |
| Float | 4.35M |
Valuation Ratios
The trailing PE ratio is 16.78.
| PE Ratio | 16.78 |
| Forward PE | n/a |
| PS Ratio | 3.91 |
| Forward PS | n/a |
| PB Ratio | 0.97 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | 12.26 |
| P/OCF Ratio | 11.84 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.99 |
| EV / Sales | 2.85 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.15 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.46 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.95%.
| Return on Equity (ROE) | 5.95% |
| Return on Assets (ROA) | 0.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $345,478 |
| Profits Per Employee | $82,022 |
| Employee Count | 92 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $2.22 million in taxes.
| Income Tax | 2.22M |
| Effective Tax Rate | 22.70% |
Stock Price Statistics
The stock price has decreased by -8.51% in the last 52 weeks. The beta is 0.27, so AFBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | -8.51% |
| 50-Day Moving Average | 19.20 |
| 200-Day Moving Average | 18.77 |
| Relative Strength Index (RSI) | 59.85 |
| Average Volume (20 Days) | 7,446 |
Short Selling Information
The latest short interest is 5,091, so 0.08% of the outstanding shares have been sold short.
| Short Interest | 5,091 |
| Short Previous Month | 8,658 |
| Short % of Shares Out | 0.08% |
| Short % of Float | 0.12% |
| Short Ratio (days to cover) | 0.69 |
Income Statement
In the last 12 months, AFBI had revenue of $31.78 million and earned $7.55 million in profits. Earnings per share was $1.17.
| Revenue | 31.78M |
| Gross Profit | 31.78M |
| Operating Income | 9.76M |
| Pretax Income | 9.76M |
| Net Income | 7.55M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.17 |
Full Income StatementBalance Sheet
The company has $84.85 million in cash and $54.00 million in debt, giving a net cash position of $30.85 million or $5.00 per share.
| Cash & Cash Equivalents | 84.85M |
| Total Debt | 54.00M |
| Net Cash | 30.85M |
| Net Cash Per Share | $5.00 |
| Equity (Book Value) | 125.41M |
| Book Value Per Share | 20.25 |
| Working Capital | -678.77M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $10.24 million and capital expenditures -$352,000, giving a free cash flow of $9.89 million.
| Operating Cash Flow | 10.24M |
| Capital Expenditures | -352,000 |
| Free Cash Flow | 9.89M |
| FCF Per Share | $1.60 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 30.71% |
| Pretax Margin | 30.71% |
| Profit Margin | 23.74% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.12% |
