Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $137.87 million.
Important Dates
The last earnings date was Friday, October 25, 2024, after market close.
| Earnings Date | Oct 25, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
AFBI has 6.41 million shares outstanding. The number of shares has decreased by -0.99% in one year.
| Current Share Class | 6.41M |
| Shares Outstanding | 6.41M |
| Shares Change (YoY) | -0.99% |
| Shares Change (QoQ) | +1.02% |
| Owned by Insiders (%) | 20.38% |
| Owned by Institutions (%) | 23.36% |
| Float | 4.57M |
Valuation Ratios
The trailing PE ratio is 25.30.
| PE Ratio | 25.30 |
| Forward PE | n/a |
| PS Ratio | 4.51 |
| Forward PS | n/a |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | 19.25 |
| P/OCF Ratio | 17.82 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.21 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.54%.
| Return on Equity (ROE) | 4.54% |
| Return on Assets (ROA) | 0.65% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $329,043 |
| Profits Per Employee | $60,312 |
| Employee Count | 93 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $1.70 million in taxes.
| Income Tax | 1.70M |
| Effective Tax Rate | 23.26% |
Stock Price Statistics
The stock price has increased by +50.77% in the last 52 weeks. The beta is 0.51, so AFBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +50.77% |
| 50-Day Moving Average | 21.44 |
| 200-Day Moving Average | 19.44 |
| Relative Strength Index (RSI) | 52.72 |
| Average Volume (20 Days) | 5,998 |
Short Selling Information
The latest short interest is 22,624, so 0.35% of the outstanding shares have been sold short.
| Short Interest | 22,624 |
| Short Previous Month | 22,333 |
| Short % of Shares Out | 0.35% |
| Short % of Float | 0.50% |
| Short Ratio (days to cover) | 3.45 |
Income Statement
In the last 12 months, AFBI had revenue of $30.60 million and earned $5.61 million in profits. Earnings per share was $0.85.
| Revenue | 30.60M |
| Gross Profit | 30.60M |
| Operating Income | 7.17M |
| Pretax Income | 7.90M |
| Net Income | 5.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.85 |
Full Income StatementBalance Sheet
The company has $52.30 million in cash and $58.82 million in debt, giving a net cash position of -$6.52 million or -$1.02 per share.
| Cash & Cash Equivalents | 52.30M |
| Total Debt | 58.82M |
| Net Cash | -6.52M |
| Net Cash Per Share | -$1.02 |
| Equity (Book Value) | 128.38M |
| Book Value Per Share | 20.02 |
| Working Capital | -640.73M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $7.74 million and capital expenditures -$574,000, giving a free cash flow of $7.16 million.
| Operating Cash Flow | 7.74M |
| Capital Expenditures | -574,000 |
| Free Cash Flow | 7.16M |
| FCF Per Share | $1.12 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.44% |
| Pretax Margin | 23.88% |
| Profit Margin | 18.33% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.23% |