Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $124.05 million. The enterprise value is $123.10 million.
Important Dates
The last earnings date was Friday, January 23, 2026, after market close.
| Earnings Date | Jan 23, 2026 |
| Ex-Dividend Date | Mar 13, 2025 |
Share Statistics
AFBI has 6.10 million shares outstanding. The number of shares has decreased by -1.97% in one year.
| Current Share Class | 6.10M |
| Shares Outstanding | 6.10M |
| Shares Change (YoY) | -1.97% |
| Shares Change (QoQ) | -1.39% |
| Owned by Insiders (%) | 21.42% |
| Owned by Institutions (%) | 23.38% |
| Float | 4.25M |
Valuation Ratios
The trailing PE ratio is 15.76.
| PE Ratio | 15.76 |
| Forward PE | n/a |
| PS Ratio | 3.87 |
| Forward PS | n/a |
| PB Ratio | 0.98 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.77 |
| EV / Sales | 3.74 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.51%.
| Return on Equity (ROE) | 6.51% |
| Return on Assets (ROA) | 0.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.98% |
| Revenue Per Employee | $358,000 |
| Profits Per Employee | $90,565 |
| Employee Count | 92 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $2.91 million in taxes.
| Income Tax | 2.91M |
| Effective Tax Rate | 25.85% |
Stock Price Statistics
The stock price has increased by +11.51% in the last 52 weeks. The beta is 0.27, so AFBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +11.51% |
| 50-Day Moving Average | 20.25 |
| 200-Day Moving Average | 19.17 |
| Relative Strength Index (RSI) | 55.01 |
| Average Volume (20 Days) | 5,121 |
Short Selling Information
The latest short interest is 5,513, so 0.09% of the outstanding shares have been sold short.
| Short Interest | 5,513 |
| Short Previous Month | 6,606 |
| Short % of Shares Out | 0.09% |
| Short % of Float | 0.13% |
| Short Ratio (days to cover) | 2.01 |
Income Statement
In the last 12 months, AFBI had revenue of $32.94 million and earned $8.33 million in profits. Earnings per share was $1.29.
| Revenue | 32.94M |
| Gross Profit | 32.94M |
| Operating Income | 11.24M |
| Pretax Income | 11.24M |
| Net Income | 8.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.29 |
Full Income StatementBalance Sheet
The company has $53.85 million in cash and $54.00 million in debt, with a net cash position of -$150,000 or -$0.02 per share.
| Cash & Cash Equivalents | 53.85M |
| Total Debt | 54.00M |
| Net Cash | -150,000 |
| Net Cash Per Share | -$0.02 |
| Equity (Book Value) | 127.02M |
| Book Value Per Share | 20.84 |
| Working Capital | -646.83M |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 34.12% |
| Pretax Margin | 34.12% |
| Profit Margin | 25.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
