Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $117.73 million. The enterprise value is $124.25 million.
Important Dates
The next estimated earnings date is Monday, February 3, 2025, after market close.
| Earnings Date | Feb 3, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
AFBI has 6.41 million shares outstanding. The number of shares has decreased by -0.99% in one year.
| Current Share Class | 6.41M |
| Shares Outstanding | 6.41M |
| Shares Change (YoY) | -0.99% |
| Shares Change (QoQ) | +1.02% |
| Owned by Insiders (%) | 20.25% |
| Owned by Institutions (%) | 23.21% |
| Float | 4.58M |
Valuation Ratios
The trailing PE ratio is 21.61.
| PE Ratio | 21.61 |
| Forward PE | n/a |
| PS Ratio | 3.85 |
| Forward PS | n/a |
| PB Ratio | 0.92 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | 16.44 |
| P/OCF Ratio | 15.22 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 22.15 |
| EV / Sales | 4.06 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.35 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.21 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.54%.
| Return on Equity (ROE) | 4.54% |
| Return on Assets (ROA) | 0.65% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $329,043 |
| Profits Per Employee | $60,312 |
| Employee Count | 93 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $1.70 million in taxes.
| Income Tax | 1.70M |
| Effective Tax Rate | 23.26% |
Stock Price Statistics
The stock price has increased by +17.32% in the last 52 weeks. The beta is 0.54, so AFBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | +17.32% |
| 50-Day Moving Average | 20.69 |
| 200-Day Moving Average | 20.18 |
| Relative Strength Index (RSI) | 36.08 |
| Average Volume (20 Days) | 32,495 |
Short Selling Information
The latest short interest is 21,490, so 0.34% of the outstanding shares have been sold short.
| Short Interest | 21,490 |
| Short Previous Month | 17,498 |
| Short % of Shares Out | 0.34% |
| Short % of Float | 0.47% |
| Short Ratio (days to cover) | 1.66 |
Income Statement
In the last 12 months, AFBI had revenue of $30.60 million and earned $5.61 million in profits. Earnings per share was $0.85.
| Revenue | 30.60M |
| Gross Profit | 30.60M |
| Operating Income | 7.17M |
| Pretax Income | 7.90M |
| Net Income | 5.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.85 |
Full Income StatementBalance Sheet
The company has $52.30 million in cash and $58.82 million in debt, giving a net cash position of -$6.52 million or -$1.02 per share.
| Cash & Cash Equivalents | 52.30M |
| Total Debt | 58.82M |
| Net Cash | -6.52M |
| Net Cash Per Share | -$1.02 |
| Equity (Book Value) | 128.38M |
| Book Value Per Share | 20.02 |
| Working Capital | -640.73M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $7.74 million and capital expenditures -$574,000, giving a free cash flow of $7.16 million.
| Operating Cash Flow | 7.74M |
| Capital Expenditures | -574,000 |
| Free Cash Flow | 7.16M |
| FCF Per Share | $1.12 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.44% |
| Pretax Margin | 23.88% |
| Profit Margin | 18.33% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.40% |