Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $123.08 million. The enterprise value is $87.16 million.
Important Dates
The next estimated earnings date is Friday, October 24, 2025, after market close.
| Earnings Date | Oct 24, 2025 |
| Ex-Dividend Date | Mar 13, 2025 |
Share Statistics
AFBI has 6.29 million shares outstanding. The number of shares has increased by 0.68% in one year.
| Current Share Class | 6.29M |
| Shares Outstanding | 6.29M |
| Shares Change (YoY) | +0.68% |
| Shares Change (QoQ) | -1.38% |
| Owned by Insiders (%) | 20.46% |
| Owned by Institutions (%) | 23.06% |
| Float | 4.47M |
Valuation Ratios
The trailing PE ratio is 18.14.
| PE Ratio | 18.14 |
| Forward PE | n/a |
| PS Ratio | 3.98 |
| Forward PS | n/a |
| PB Ratio | 0.99 |
| P/TBV Ratio | 1.16 |
| P/FCF Ratio | 12.01 |
| P/OCF Ratio | 11.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.35 |
| EV / Sales | 2.77 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.52 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.67%.
| Return on Equity (ROE) | 5.67% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $341,489 |
| Profits Per Employee | $76,717 |
| Employee Count | 92 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $2.06 million in taxes.
| Income Tax | 2.06M |
| Effective Tax Rate | 22.61% |
Stock Price Statistics
The stock price has decreased by -9.25% in the last 52 weeks. The beta is 0.47, so AFBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | -9.25% |
| 50-Day Moving Average | 19.09 |
| 200-Day Moving Average | 18.91 |
| Relative Strength Index (RSI) | 56.91 |
| Average Volume (20 Days) | 11,189 |
Short Selling Information
The latest short interest is 9,353, so 0.15% of the outstanding shares have been sold short.
| Short Interest | 9,353 |
| Short Previous Month | 13,544 |
| Short % of Shares Out | 0.15% |
| Short % of Float | 0.21% |
| Short Ratio (days to cover) | 1.06 |
Income Statement
In the last 12 months, AFBI had revenue of $31.42 million and earned $7.06 million in profits. Earnings per share was $1.08.
| Revenue | 31.42M |
| Gross Profit | 31.42M |
| Operating Income | 9.12M |
| Pretax Income | 7.90M |
| Net Income | 7.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.08 |
Full Income StatementBalance Sheet
The company has $89.67 million in cash and $54.00 million in debt, giving a net cash position of $35.67 million or $5.67 per share.
| Cash & Cash Equivalents | 89.67M |
| Total Debt | 54.00M |
| Net Cash | 35.67M |
| Net Cash Per Share | $5.67 |
| Equity (Book Value) | 124.10M |
| Book Value Per Share | 19.71 |
| Working Capital | -663.83M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $10.65 million and capital expenditures -$420,000, giving a free cash flow of $10.23 million.
| Operating Cash Flow | 10.65M |
| Capital Expenditures | -420,000 |
| Free Cash Flow | 10.23M |
| FCF Per Share | $1.63 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.03% |
| Pretax Margin | 29.03% |
| Profit Margin | 22.47% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.55% |
