Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $135.85 million. The enterprise value is $136.92 million.
Important Dates
The next estimated earnings date is Friday, May 8, 2026, after market close.
| Earnings Date | May 8, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
AFBI has 6.09 million shares outstanding. The number of shares has decreased by -1.97% in one year.
| Current Share Class | 6.09M |
| Shares Outstanding | 6.09M |
| Shares Change (YoY) | -1.97% |
| Shares Change (QoQ) | -1.39% |
| Owned by Insiders (%) | 21.42% |
| Owned by Institutions (%) | 24.62% |
| Float | 4.26M |
Valuation Ratios
The trailing PE ratio is 17.28.
| PE Ratio | 17.28 |
| Forward PE | n/a |
| PS Ratio | 4.12 |
| Forward PS | n/a |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | 12.11 |
| P/OCF Ratio | 11.67 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.43 |
| EV / Sales | 4.16 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.21 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.89 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.51%.
| Return on Equity (ROE) | 6.51% |
| Return on Assets (ROA) | 0.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.80% |
| Revenue Per Employee | $401,659 |
| Profits Per Employee | $101,610 |
| Employee Count | 82 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $2.91 million in taxes.
| Income Tax | 2.91M |
| Effective Tax Rate | 25.85% |
Stock Price Statistics
The stock price has increased by +27.23% in the last 52 weeks. The beta is 0.20, so AFBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.20 |
| 52-Week Price Change | +27.23% |
| 50-Day Moving Average | 20.22 |
| 200-Day Moving Average | 19.52 |
| Relative Strength Index (RSI) | 71.46 |
| Average Volume (20 Days) | 28,726 |
Short Selling Information
The latest short interest is 5,831, so 0.10% of the outstanding shares have been sold short.
| Short Interest | 5,831 |
| Short Previous Month | 4,683 |
| Short % of Shares Out | 0.10% |
| Short % of Float | 0.14% |
| Short Ratio (days to cover) | 2.73 |
Income Statement
In the last 12 months, AFBI had revenue of $32.94 million and earned $8.33 million in profits. Earnings per share was $1.29.
| Revenue | 32.94M |
| Gross Profit | 32.94M |
| Operating Income | 11.24M |
| Pretax Income | 11.24M |
| Net Income | 8.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.29 |
Full Income StatementBalance Sheet
The company has $53.85 million in cash and $54.91 million in debt, with a net cash position of -$1.06 million or -$0.17 per share.
| Cash & Cash Equivalents | 53.85M |
| Total Debt | 54.91M |
| Net Cash | -1.06M |
| Net Cash Per Share | -$0.17 |
| Equity (Book Value) | 127.02M |
| Book Value Per Share | 20.84 |
| Working Capital | -652.78M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $11.64 million and capital expenditures -$422,000, giving a free cash flow of $11.22 million.
| Operating Cash Flow | 11.64M |
| Capital Expenditures | -422,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -4.82M |
| Free Cash Flow | 11.22M |
| FCF Per Share | $1.84 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 34.12% |
| Pretax Margin | 34.12% |
| Profit Margin | 25.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.06% |
