Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $113.89 million. The enterprise value is $132.41 million.
Important Dates
The next estimated earnings date is Friday, April 25, 2025, after market close.
| Earnings Date | Apr 25, 2025 |
| Ex-Dividend Date | Mar 13, 2025 |
Share Statistics
AFBI has 6.39 million shares outstanding. The number of shares has increased by 0.28% in one year.
| Current Share Class | 6.39M |
| Shares Outstanding | 6.39M |
| Shares Change (YoY) | +0.28% |
| Shares Change (QoQ) | +0.14% |
| Owned by Insiders (%) | 20.33% |
| Owned by Institutions (%) | 26.93% |
| Float | 4.55M |
Valuation Ratios
The trailing PE ratio is 21.40.
| PE Ratio | 21.40 |
| Forward PE | n/a |
| PS Ratio | 3.72 |
| Forward PS | n/a |
| PB Ratio | 0.88 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 17.81 |
| P/OCF Ratio | 16.70 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 24.34 |
| EV / Sales | 4.33 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 20.79 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.48 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.34%.
| Return on Equity (ROE) | 4.34% |
| Return on Assets (ROA) | 0.64% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $332,696 |
| Profits Per Employee | $59,141 |
| Employee Count | 92 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $1.54 million in taxes.
| Income Tax | 1.54M |
| Effective Tax Rate | 22.07% |
Stock Price Statistics
The stock price has increased by +7.31% in the last 52 weeks. The beta is 0.53, so AFBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +7.31% |
| 50-Day Moving Average | 18.52 |
| 200-Day Moving Average | 20.46 |
| Relative Strength Index (RSI) | 39.34 |
| Average Volume (20 Days) | 25,095 |
Short Selling Information
The latest short interest is 49,073, so 0.77% of the outstanding shares have been sold short.
| Short Interest | 49,073 |
| Short Previous Month | 37,446 |
| Short % of Shares Out | 0.77% |
| Short % of Float | 1.08% |
| Short Ratio (days to cover) | 2.30 |
Income Statement
In the last 12 months, AFBI had revenue of $30.61 million and earned $5.44 million in profits. Earnings per share was $0.83.
| Revenue | 30.61M |
| Gross Profit | 30.61M |
| Operating Income | 6.85M |
| Pretax Income | 7.90M |
| Net Income | 5.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.83 |
Full Income StatementBalance Sheet
The company has $41.43 million in cash and $60.40 million in debt, giving a net cash position of -$18.97 million or -$2.97 per share.
| Cash & Cash Equivalents | 41.43M |
| Total Debt | 60.40M |
| Net Cash | -18.97M |
| Net Cash Per Share | -$2.97 |
| Equity (Book Value) | 129.12M |
| Book Value Per Share | 20.14 |
| Working Capital | -637.40M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $6.79 million and capital expenditures -$422,000, giving a free cash flow of $6.37 million.
| Operating Cash Flow | 6.79M |
| Capital Expenditures | -422,000 |
| Free Cash Flow | 6.37M |
| FCF Per Share | $1.00 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 22.37% |
| Pretax Margin | 22.81% |
| Profit Margin | 17.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.81% |