Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $116.72 million. The enterprise value is $96.02 million.
Important Dates
The next estimated earnings date is Friday, July 25, 2025, after market close.
| Earnings Date | Jul 25, 2025 |
| Ex-Dividend Date | Mar 13, 2025 |
Share Statistics
AFBI has 6.32 million shares outstanding. The number of shares has increased by 0.98% in one year.
| Current Share Class | 6.32M |
| Shares Outstanding | 6.32M |
| Shares Change (YoY) | +0.98% |
| Shares Change (QoQ) | -1.10% |
| Owned by Insiders (%) | 20.51% |
| Owned by Institutions (%) | 25.96% |
| Float | 4.48M |
Valuation Ratios
The trailing PE ratio is 20.32.
| PE Ratio | 20.32 |
| Forward PE | n/a |
| PS Ratio | 3.82 |
| Forward PS | n/a |
| PB Ratio | 0.96 |
| P/TBV Ratio | 1.12 |
| P/FCF Ratio | 16.54 |
| P/OCF Ratio | 15.58 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.17 |
| EV / Sales | 3.09 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.61 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.65 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.84%.
| Return on Equity (ROE) | 4.84% |
| Return on Assets (ROA) | 0.67% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $337,424 |
| Profits Per Employee | $64,533 |
| Employee Count | 92 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $1.69 million in taxes.
| Income Tax | 1.69M |
| Effective Tax Rate | 22.17% |
Stock Price Statistics
The stock price has decreased by -12.83% in the last 52 weeks. The beta is 0.35, so AFBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.35 |
| 52-Week Price Change | -12.83% |
| 50-Day Moving Average | 18.34 |
| 200-Day Moving Average | 19.57 |
| Relative Strength Index (RSI) | 56.71 |
| Average Volume (20 Days) | 4,477 |
Short Selling Information
The latest short interest is 17,152, so 0.27% of the outstanding shares have been sold short.
| Short Interest | 17,152 |
| Short Previous Month | 16,205 |
| Short % of Shares Out | 0.27% |
| Short % of Float | 0.38% |
| Short Ratio (days to cover) | 2.21 |
Income Statement
In the last 12 months, AFBI had revenue of $31.04 million and earned $5.94 million in profits. Earnings per share was $0.91.
| Revenue | 31.04M |
| Gross Profit | 31.04M |
| Operating Income | 7.49M |
| Pretax Income | 7.90M |
| Net Income | 5.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.91 |
Full Income StatementBalance Sheet
The company has $74.70 million in cash and $54.00 million in debt, giving a net cash position of $20.70 million or $3.28 per share.
| Cash & Cash Equivalents | 74.70M |
| Total Debt | 54.00M |
| Net Cash | 20.70M |
| Net Cash Per Share | $3.28 |
| Equity (Book Value) | 122.28M |
| Book Value Per Share | 19.25 |
| Working Capital | -659.21M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $7.49 million and capital expenditures -$435,000, giving a free cash flow of $7.06 million.
| Operating Cash Flow | 7.49M |
| Capital Expenditures | -435,000 |
| Free Cash Flow | 7.06M |
| FCF Per Share | $1.12 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.14% |
| Pretax Margin | 24.57% |
| Profit Margin | 19.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.73% |
