Aflac Incorporated (AFL)
NYSE: AFL · Real-Time Price · USD
130.36
+5.06 (4.04%)
Nov 5, 2026, 11:00 AM EST - Market open

Aflac Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Revenue
3,2714,1174,3464,8664,7404,1603,3985,4032,9495,1385,4363,7784,9505,1724,8003,9484,7045,3155,1735,436
Revenue Growth
-30.99%-1.03%27.90%-9.94%60.73%-19.04%-37.49%43.01%-40.42%-0.66%13.25%-4.31%5.23%-2.69%-7.21%-27.37%-10.18%-4.47%-11.86%-8.07%
Operating Income
5001,0591,2851,6332,0518741952,1851422,0692,2173371,8541,8761,3905931,3881,7631,3501,289
Net Income
3038251,0191,3791,639599291,902-931,7551,8792681,5691,6341,1881961,7811,3941,0471,039
Earnings Per Share
0.611.631.982.643.081.110.053.42-0.173.103.250.452.642.711.940.322.822.171.601.57
EPS Growth
-80.20%46.85%3860.00%-22.91%--64.19%-98.46%654.38%-14.39%67.53%43.47%-6.38%24.88%21.25%-79.84%113.64%33.95%-14.44%15.99%

Revenue by Segment

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Total Japan Net Earned Premiums
1,5081,5371,5731,6391,6631,7611,6811,6891,7091,7151,8161,8401,9732,0642,1702,1022,1252,3342,6252,808
Japan Adjusted Net Investment Income
639616591631665699586665662725648655679637611604663723679771
Japan Other Income
9888712587778899799910
Total US Net Earned Premiums
1,5441,5391,5551,4981,4951,5041,5021,4411,4591,4551,4751,4031,4191,4251,4281,3881,3751,3941,4131,391
US Adjusted Net Investment Income
212208201207214207202213210218206211209203197192185193184197
US Other Income
2524232119171717151118253335354138414231
Corporate
3602912922723433363262842252492477611514012978734274-30
Net Investment Gains
-1,072-15349537275-421-9631,032-1,408696951-511423555123-465236579146259
Amortized Hedge Costs
111215141311777769266358-----
Amortized Hedge Income
-14-19-18-18-20-30-30-25-25-34-28-29-25-38-29-----
Net Interest Cash Flows from Derivatives
495457576664656388898889907969-----
Revenue (Total)
3,2714,1174,3464,8664,7404,1603,3985,4032,9495,1385,4363,7774,9505,1724,8003,9484,7045,3155,1734,884

Cash & Debt

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Investments
06,1205,6546,2456,7686,9655,2316,2295,6126,0605,0984,3065,5024,7203,8093,9434,7105,1734,2755,051
Total Debt
8,90016,17614,46412,58714,34514,97511,1979,86412,45012,37411,7619,28612,20412,35711,3639,83410,82911,01910,18210,172
Net Cash (Debt)
-8,900-10,056-8,810-6,342-7,577-8,010-5,966-3,635-6,838-6,314-6,663-4,980-6,702-7,637-7,554-5,891-6,119-5,846-5,907-5,121
Net Cash Growth
--------------------
Net Cash Per Share
-17.85-19.89-17.11-12.14-14.24-14.88-10.91-6.54-12.20-11.14-11.54-8.51-11.29-12.67-12.30-9.46-9.68-9.09-9.05-7.73

Cash Flow & CapEx

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Operating Cash Flow
-1129683151,2523995893331,2702558495821,2764428901,0331,0765101,260870
Free Cash Flow
-1129683151,2523995893331,2702558495821,2764428901,0331,0765101,260870
Free Cash Flow Growth
--71.93%64.35%-5.41%-1.42%56.47%-30.62%-42.78%-0.47%-42.31%-4.61%-43.66%18.59%-13.33%-29.37%18.74%-41.93%-46.98%-7.76%-35.89%

Margins

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Operating Margin
15.29%25.72%29.57%33.56%43.27%21.01%5.74%40.44%4.81%40.27%40.78%8.92%37.45%36.27%28.96%15.02%29.51%33.17%26.10%23.71%
Pretax Margin
15.29%24.17%28.19%32.31%42.07%19.76%4.27%39.52%3.12%39.30%39.92%7.68%36.46%35.29%27.96%13.63%28.25%32.14%25.01%22.66%
Profit Margin
9.26%20.04%23.45%28.34%34.58%14.40%0.85%35.20%-3.15%34.16%34.57%7.09%31.70%31.59%24.75%4.96%37.86%26.23%20.24%19.11%

Dividends

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Dividend Per Share
0.6100.6100.6100.5800.5800.5800.5800.5000.5000.5000.5000.4200.4200.4200.4200.4000.4000.4000.4000.330
Dividend Per Share Growth
5.17%5.17%5.17%16.00%16.00%16.00%16.00%19.05%19.05%19.05%19.05%5.00%5.00%5.00%5.00%21.21%21.21%21.21%21.21%17.86%
Dividend Yield
2.13%2.00%2.12%2.08%1.97%2.03%1.86%1.91%1.71%2.04%2.03%2.02%2.14%2.32%2.48%2.20%2.69%2.60%2.15%2.23%

Valuation

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
PE Ratio
15.8912.2712.1915.8514.3323.4016.8910.56-9.289.2310.359.948.798.6610.136.758.1610.258.93
Forward PE
15.3016.3014.9215.1615.7315.4316.3114.8816.4213.7713.3013.2612.8012.0611.3713.5110.7710.7712.2711.06
PS Ratio
3.383.303.123.373.383.583.593.043.622.632.562.582.422.272.112.341.721.681.951.75