Aflac Incorporated (AFL)

Aflac Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 28, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	57,056	57,464	48,211	44,731	38,627	31,238
Market Cap Growth	-8.72%	19.19%	7.78%	15.80%	23.65%	-19.55%
Enterprise Value	65,066	64,302	54,913	50,850	43,350	34,995
PE Ratio	24.08	10.56	10.35	10.13	9.13	6.54
PS Ratio	3.67	3.04	2.58	2.34	1.79	1.41
PB Ratio	2.10	2.20	2.19	2.22	1.16	0.93
P/OCF Ratio	22.02	21.23	15.11	11.53	7.65	5.24
EV/Sales Ratio	4.09	3.40	2.94	2.66	2.01	1.58
EV/EBITDA Ratio	18.88	9.66	9.99	9.89	7.90	7.88
EV/EBIT Ratio	19.16	9.72	10.06	9.98	7.96	7.95
Debt / Equity Ratio	0.55	0.38	0.42	0.49	0.31	0.26
Debt / EBITDA Ratio	4.30	1.47	1.67	1.89	1.83	1.97
Quick Ratio	1.11	1.62	1.29	0.98	0.48	0.46
Current Ratio	1.22	1.82	1.54	1.35	0.65	0.62
Asset Turnover	0.13	0.16	0.14	0.13	0.13	0.14
Return on Equity (ROE)	9.15%	22.64%	22.12%	16.55%	12.67%	15.29%
Return on Assets (ROA)	1.73%	3.38%	2.64%	2.20%	2.11%	1.73%
Return on Capital (ROIC)	5.27%	12.30%	11.14%	8.68%	7.93%	6.89%
Earnings Yield	4.27%	9.47%	9.66%	9.88%	10.95%	15.30%
Dividend Yield	2.17%	1.97%	2.11%	2.36%	2.46%	2.81%
Payout Ratio	50.57%	19.97%	20.73%	22.16%	20.21%	16.10%
Buyback Yield / Dilution	5.23%	5.63%	6.10%	5.77%	5.51%	4.05%
Total Shareholder Return	7.41%	7.60%	8.22%	8.14%	7.98%	6.87%

Updated Aug 5, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q