Aflac Incorporated (AFL)

Aflac Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	60,173	57,794	57,464	48,211	44,731	38,627
Market Cap Growth	3.25%	0.57%	19.19%	7.78%	15.80%	23.65%
Enterprise Value	62,202	65,371	64,302	54,913	50,850	43,350
PE Ratio	17.05	15.85	10.56	10.35	10.13	9.13
PS Ratio	3.60	3.37	3.04	2.58	2.34	1.79
PB Ratio	2.04	1.96	2.20	2.19	2.22	1.16
P/OCF Ratio	-	-	21.23	15.11	11.53	7.65
EV/Sales Ratio	3.62	3.81	3.40	2.94	2.66	2.01
EV/EBITDA Ratio	13.01	13.67	9.66	9.99	9.89	7.90
EV/EBIT Ratio	13.09	13.75	9.72	10.06	9.98	7.96
Debt / Equity Ratio	0.28	0.28	0.38	0.42	0.49	0.31
Debt / EBITDA Ratio	1.76	1.76	1.47	1.67	1.89	1.83
Quick Ratio	5.18	5.18	1.62	1.29	0.98	0.48
Current Ratio	5.70	5.70	1.82	1.54	1.35	0.65
Asset Turnover	0.15	0.15	0.16	0.14	0.13	0.13
Return on Equity (ROE)	13.12%	13.12%	22.64%	22.12%	16.55%	12.67%
Return on Assets (ROA)	2.54%	2.54%	3.38%	2.64%	2.20%	2.11%
Return on Invested Capital (ROIC)	9.45%	10.35%	16.69%	15.78%	12.60%	10.31%
Earnings Yield	6.07%	6.31%	9.47%	9.66%	9.88%	10.95%
Dividend Yield	2.10%	2.10%	1.98%	2.13%	2.38%	2.48%
Payout Ratio	34.46%	-	19.97%	20.73%	22.16%	20.21%
Buyback Yield / Dilution	5.33%	5.33%	5.63%	6.10%	5.77%	5.51%
Total Shareholder Return	7.44%	7.44%	7.61%	8.23%	8.15%	7.99%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q