Aflac Incorporated (AFL)

Aflac Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 11, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	57,207	57,464	48,211	44,731	38,627	31,238
Market Cap Growth	-8.37%	19.19%	7.78%	15.80%	23.65%	-19.55%
Enterprise Value	64,957	64,302	54,913	50,850	43,350	34,995
PE Ratio	14.22	10.56	10.35	10.13	9.13	6.54
PS Ratio	3.28	3.04	2.58	2.34	1.79	1.41
PB Ratio	1.96	2.20	2.19	2.22	1.16	0.93
P/OCF Ratio	22.30	21.23	15.11	11.53	7.65	5.24
EV/Sales Ratio	3.67	3.40	2.94	2.66	2.01	1.58
EV/EBITDA Ratio	12.12	9.66	9.99	9.89	7.90	7.88
EV/EBIT Ratio	12.24	9.72	10.06	9.98	7.96	7.95
Debt / Equity Ratio	0.50	0.38	0.42	0.49	0.31	0.26
Debt / EBITDA Ratio	2.66	1.47	1.67	1.89	1.83	1.97
Quick Ratio	0.99	1.62	1.29	0.98	0.48	0.46
Current Ratio	1.09	1.82	1.54	1.35	0.65	0.62
Asset Turnover	0.14	0.16	0.14	0.13	0.13	0.14
Return on Equity (ROE)	15.58%	22.64%	22.12%	16.55%	12.67%	15.29%
Return on Assets (ROA)	2.65%	3.38%	2.64%	2.20%	2.11%	1.73%
Return on Capital (ROIC)	8.26%	12.30%	11.14%	8.68%	7.93%	6.89%
Earnings Yield	7.27%	9.47%	9.66%	9.88%	10.95%	15.30%
Dividend Yield	2.23%	1.98%	2.13%	2.38%	2.48%	2.83%
Payout Ratio	30.60%	19.97%	20.73%	22.16%	20.21%	16.10%
Buyback Yield / Dilution	5.10%	5.63%	6.10%	5.77%	5.51%	4.05%
Total Shareholder Return	7.33%	7.61%	8.23%	8.15%	7.99%	6.88%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q