Aflac Incorporated (AFL)
NYSE: AFL · Real-Time Price · USD
111.76
-0.51 (-0.45%)
Nov 18, 2025, 4:00 PM EST - Market closed

Aflac Statistics

Total Valuation

Aflac has a market cap or net worth of $58.57 billion. The enterprise value is $66.15 billion.

Market Cap58.57B
Enterprise Value 66.15B

Important Dates

The last earnings date was Tuesday, November 4, 2025, after market close.

Earnings Date Nov 4, 2025
Ex-Dividend Date Feb 18, 2026

Share Statistics

Aflac has 524.11 million shares outstanding. The number of shares has decreased by -5.10% in one year.

Current Share Class 524.11M
Shares Outstanding 524.11M
Shares Change (YoY) -5.10%
Shares Change (QoQ) -1.19%
Owned by Insiders (%) 0.78%
Owned by Institutions (%) 68.10%
Float 519.51M

Valuation Ratios

The trailing PE ratio is 14.55 and the forward PE ratio is 15.36. Aflac's PEG ratio is 3.34.

PE Ratio 14.55
Forward PE 15.36
PS Ratio 3.42
Forward PS 3.34
PB Ratio 2.05
P/TBV Ratio 2.04
P/FCF Ratio n/a
P/OCF Ratio 22.77
PEG Ratio 3.34
Financial Ratio History

Enterprise Valuation

EV / Earnings 15.87
EV / Sales 3.74
EV / EBITDA 12.35
EV / EBIT 12.47
EV / FCF n/a

Financial Position

The company has a current ratio of 1.09, with a Debt / Equity ratio of 0.50.

Current Ratio 1.09
Quick Ratio 0.99
Debt / Equity 0.50
Debt / EBITDA 2.66
Debt / FCF n/a
Interest Coverage 25.38

Financial Efficiency

Return on equity (ROE) is 15.58% and return on invested capital (ROIC) is 8.26%.

Return on Equity (ROE) 15.58%
Return on Assets (ROA) 2.64%
Return on Invested Capital (ROIC) 8.26%
Return on Capital Employed (ROCE) 4.73%
Revenue Per Employee $1.39M
Profits Per Employee $328,423
Employee Count12,694
Asset Turnover 0.14
Inventory Turnover n/a

Taxes

In the past 12 months, Aflac has paid $927.00 million in taxes.

Income Tax 927.00M
Effective Tax Rate 18.19%

Stock Price Statistics

The stock price has increased by +0.40% in the last 52 weeks. The beta is 0.66, so Aflac's price volatility has been lower than the market average.

Beta (5Y) 0.66
52-Week Price Change +0.40%
50-Day Moving Average 109.97
200-Day Moving Average 106.30
Relative Strength Index (RSI) 53.31
Average Volume (20 Days) 2,085,409

Short Selling Information

The latest short interest is 6.42 million, so 1.23% of the outstanding shares have been sold short.

Short Interest 6.42M
Short Previous Month 7.52M
Short % of Shares Out 1.23%
Short % of Float 1.24%
Short Ratio (days to cover) 3.67

Income Statement

In the last 12 months, Aflac had revenue of $17.70 billion and earned $4.17 billion in profits. Earnings per share was $7.68.

Revenue17.70B
Gross Profit 8.53B
Operating Income 5.31B
Pretax Income 5.10B
Net Income 4.17B
EBITDA 5.36B
EBIT 5.31B
Earnings Per Share (EPS) $7.68
Full Income Statement

Balance Sheet

The company has $9.13 billion in cash and $14.35 billion in debt, giving a net cash position of -$7.58 billion or -$14.46 per share.

Cash & Cash Equivalents 9.13B
Total Debt 14.35B
Net Cash -7.58B
Net Cash Per Share -$14.46
Equity (Book Value) 28.69B
Book Value Per Share 54.57
Working Capital 899.00M
Full Balance Sheet

Cash Flow

Operating Cash Flow 2.57B
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 48.17%, with operating and profit margins of 29.97% and 23.55%.

Gross Margin 48.17%
Operating Margin 29.97%
Pretax Margin 28.79%
Profit Margin 23.55%
EBITDA Margin 30.27%
EBIT Margin 29.97%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $2.44, which amounts to a dividend yield of 2.18%.

Dividend Per Share $2.44
Dividend Yield 2.18%
Dividend Growth (YoY) 16.00%
Years of Dividend Growth 41
Payout Ratio 30.21%
Buyback Yield 5.10%
Shareholder Yield 7.28%
Earnings Yield 7.12%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for Aflac is $110.90, which is -0.77% lower than the current price. The consensus rating is "Hold".

Price Target $110.90
Price Target Difference -0.77%
Analyst Consensus Hold
Analyst Count 10
Revenue Growth Forecast (5Y) 0.30%
EPS Growth Forecast (5Y) -3.26%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 19, 2018. It was a forward split with a ratio of 2:1.

Last Split Date Mar 19, 2018
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4