Interest and Dividend Income | 1,604 | 1,392 | 716.85 | 425.97 | 508.79 | |
Total Interest Expense | 1,249 | 1,065 | 440.52 | 202.9 | 309.35 | |
Net Interest Income | 354.91 | 327.1 | 276.33 | 223.07 | 199.44 | |
Gain (Loss) on Sale of Loans & Receivables | -1.15 | - | - | 6.54 | - | |
Gain (Loss) on Sale of Investments | 1.07 | - | 0.01 | 0.22 | 0.31 | |
Other Revenue | 17.33 | 20.04 | 30.28 | 12.17 | 10.7 | |
Revenue Before Loan Losses | 372.16 | 347.14 | 306.62 | 242 | 210.45 | |
Provision for Loan Losses | 11.58 | 0.86 | 1.32 | -0.86 | 7.81 | |
Revenue | 360.58 | 346.28 | 305.29 | 242.86 | 202.64 | |
Revenue Growth (YoY) | 4.13% | 13.43% | 25.71% | 19.84% | 7.25% | |
Salaries & Employee Benefits | 63.98 | 58.91 | 48.77 | 42.85 | 36.5 | |
Cost of Services Provided | 41.41 | 38.19 | 33.04 | 30.57 | 24.9 | |
Other Operating Expenses | -2.91 | -3.92 | -2.19 | -3.02 | -3.44 | |
Total Operating Expenses | 102.48 | 93.18 | 79.62 | 70.4 | 57.96 | |
Operating Income | 258.1 | 253.1 | 225.68 | 172.46 | 144.68 | |
EBT Excluding Unusual Items | 258.1 | 253.1 | 225.68 | 172.46 | 144.68 | |
Pretax Income | 258.1 | 253.1 | 225.68 | 172.46 | 144.68 | |
Income Tax Expense | 50.91 | 53.1 | 47.54 | 36.37 | 30.31 | |
Earnings From Continuing Ops. | 207.19 | 200 | 178.14 | 136.09 | 114.38 | |
Net Income | 207.19 | 200 | 178.14 | 136.09 | 114.38 | |
Preferred Dividends & Other Adjustments | 26.77 | 27.17 | 27.17 | 24.68 | 19.47 | |
Net Income to Common | 180.43 | 172.84 | 150.98 | 111.41 | 94.9 | |
Net Income Growth | 3.60% | 12.27% | 30.90% | 18.98% | 4.41% | |
Shares Outstanding (Basic) | 11 | 11 | 11 | 11 | 11 | |
Shares Outstanding (Diluted) | 11 | 11 | 11 | 11 | 11 | |
Shares Change (YoY) | 0.35% | 0.50% | 0.34% | 0.56% | 0.07% | |
EPS (Basic) | 16.59 | 15.96 | 13.99 | 10.36 | 8.85 | |
EPS (Diluted) | 16.44 | 15.81 | 13.87 | 10.27 | 8.80 | |
EPS Growth | 3.98% | 13.99% | 35.05% | 16.71% | 1.27% | |
Free Cash Flow | 607.37 | 375.8 | 809.27 | 436.41 | -94.55 | |
Free Cash Flow Per Share | 55.34 | 34.36 | 74.36 | 40.24 | -8.77 | |
Dividend Per Share | 5.600 | 4.400 | 3.800 | 3.520 | 3.200 | |
Dividend Growth | 27.27% | 15.79% | 7.95% | 10.00% | 14.29% | |
Operating Margin | 71.58% | 73.09% | 73.92% | 71.01% | 71.40% | |
Profit Margin | 50.04% | 49.91% | 49.45% | 45.88% | 46.83% | |
Free Cash Flow Margin | 168.44% | 108.52% | 265.08% | 179.70% | -46.66% | |
Effective Tax Rate | 19.73% | 20.98% | 21.06% | 21.09% | 20.95% | |