AGM Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	195.27	390.73	353.87	327.55	270.94	221.95
Net Interest Income Growth	48.01%	10.42%	8.04%	20.89%	22.07%	13.33%
Non-Interest Income	22.81	17.64	21.2	23.51	38.69	23.07
Non-Interest Income Growth	29.02%	-16.81%	-9.83%	-39.23%	67.73%	27.84%
Revenues Before Loan Losses	218.07	408.37	375.07	351.06	309.63	245.02
Provision for Credit Losses	35.48	32.86	11.58	0.86	1.32	-0.86
Revenue	182.59	375.51	363.49	350.2	308.31	245.88
Revenue Growth (YoY)	35.71%	3.31%	3.79%	13.59%	25.39%	19.31%
Compensation Expenses	74.83	71.33	63.98	58.91	48.77	42.85
Selling, General & Admin	45.12	44.61	38.24	34.96	29.77	27.51
Other Non-Interest Expenses	3.73	3.86	3.18	3.22	4.09	3.06
Total Non-Interest Expense	123.67	119.8	105.39	97.1	82.63	73.42
Pretax Income	264.02	255.71	258.1	253.1	225.68	172.46
Provision for Income Taxes	47.13	48.3	50.91	53.1	47.54	36.37
Net Income	190.34	182.49	180.43	172.84	150.98	111.41
Net Income Attributable to Preferred Dividends	26.55	24.92	26.77	27.17	27.17	24.68
Net Income to Common	190.34	182.49	180.43	172.84	150.98	111.41
Net Income Growth	7.26%	1.15%	4.39%	14.48%	35.51%	17.39%
Shares Outstanding (Basic)	11	11	11	11	11	11
Shares Outstanding (Diluted)	11	11	11	11	11	11
Shares Change (YoY)	-0.20%	0.07%	0.35%	0.50%	0.34%	0.56%
EPS (Basic)	17.45	16.73	16.59	15.97	14.00	10.36
EPS (Diluted)	17.38	16.62	16.44	15.81	14.00	10.36
EPS Growth	7.42%	1.09%	3.98%	12.93%	35.13%	17.06%
Shares Outstanding	10.85	10.86	10.89	10.84	10.8	10.77
Free Cash Flow	221.93	80.06	607.37	375.8	809.27	436.41
Free Cash Flow Growth	177.20%	-86.82%	61.62%	-53.56%	85.44%	-
Free Cash Flow Per Share	20.27	7.29	55.34	34.36	74.36	40.24
Dividends Per Share	6.100	6.000	5.600	4.400	3.800	3.520
Dividend Growth	1.67%	7.14%	27.27%	15.79%	7.95%	10.00%
Profit Margin	118.78%	55.24%	57.00%	57.11%	57.78%	55.35%
FCF Margin	121.55%	21.32%	167.10%	107.31%	262.49%	177.49%
Effective Tax Rate	17.85%	18.89%	19.72%	20.98%	21.06%	21.09%

Updated May 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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