Amalgamated Financial Corp. (AMAL)
NASDAQ: AMAL · Real-Time Price · USD
50.20
-0.33 (-0.65%)
Nov 10, 2026, 4:00 PM EST - Market closed
Amalgamated Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 258.69 | 240.62 | 215.38 | 191.3 | 145.65 | 123.32 |
Interest Income on Investments | 195.4 | 181.61 | 185.92 | 166.78 | 112.84 | 57.21 |
Total Interest Income | 454.09 | 422.23 | 401.3 | 358.08 | 258.49 | 180.53 |
Interest Paid on Deposits | 119.84 | 121.55 | 113.46 | 81.12 | 11.06 | 5.82 |
Interest Paid on Borrowings | 2.25 | 2.89 | 5.41 | 15.64 | 7.59 | 0.4 |
Total Interest Expense | 122.09 | 124.45 | 118.87 | 96.77 | 18.65 | 6.22 |
Net Interest Income | 332 | 297.78 | 282.43 | 261.31 | 239.84 | 174.3 |
Net Interest Income Growth | 13.30% | 5.44% | 8.08% | 8.95% | 37.60% | -3.17% |
Trust Income | 16.96 | 16.18 | 15.19 | 15.18 | 14.45 | 13.35 |
Gain (Loss) on Sale of Investments | -1.77 | -3.43 | -9.7 | -7.39 | -3.64 | 0.65 |
Gain (Loss) on Sale of Equity Investments | 1.2 | -1.73 | -0.83 | 4.93 | -2.77 | 0.15 |
Other Non-Interest Income | 5.66 | 5.14 | 3.48 | 4.19 | 5.04 | 3.4 |
Total Non-Interest Income | 46.66 | 30.94 | 32.12 | 27.94 | 23.3 | 28.39 |
Non-Interest Income Growth | 71.05% | -3.66% | 14.96% | 19.91% | -17.94% | -30.08% |
Revenues Before Loan Losses | 378.67 | 328.72 | 314.55 | 289.25 | 263.14 | 202.69 |
Provision for Loan Losses | 27.08 | 16.32 | 10.28 | 14.67 | 15 | -0.29 |
| 351.59 | 312.4 | 304.26 | 274.58 | 248.14 | 202.98 | |
Revenue Growth | 14.96% | 2.67% | 10.81% | 10.66% | 22.25% | 3.65% |
Salaries and Employee Benefits | 99.35 | 91.64 | 88.23 | 81.09 | 72.03 | 68.05 |
Occupancy Expenses | 7.19 | 5.25 | 5.71 | 6.39 | 6.51 | 14.02 |
Federal Deposit Insurance | 4.14 | 3.78 | 3.72 | 4.02 | 3.23 | 2.53 |
Amortization of Goodwill & Intangibles | 0.46 | 0.57 | 0.73 | 0.89 | 1.05 | 1.21 |
Selling, General & Administrative | 63.04 | 57.92 | 48.87 | 46.3 | 44.8 | 37.09 |
Other Non-Interest Expense | 14.21 | 13.08 | 12.52 | 12.57 | 12.96 | 9.36 |
Total Non-Interest Expense | 188.47 | 172.25 | 159.77 | 151.25 | 140.57 | 132.26 |
EBT Excluding Unusual Items | 163.12 | 140.16 | 144.49 | 123.33 | 107.56 | 70.73 |
Other Unusual Items | 0.08 | - | 1.1 | 1.4 | 0.6 | - |
Pretax Income | 163.19 | 140.16 | 145.59 | 124.73 | 108.16 | 70.73 |
Income Tax Expense | 40.13 | 35.71 | 39.16 | 36.75 | 26.69 | 17.79 |
Net Income | 123.06 | 104.45 | 106.43 | 87.98 | 81.48 | 52.94 |
Preferred Dividends & Other Adjustments | - | - | - | - | 0.02 | 0.02 |
Net Income to Common | 123.06 | 104.45 | 106.43 | 87.98 | 81.46 | 52.92 |
Net Income Growth | 20.30% | -1.87% | 20.98% | 8.01% | 53.94% | 14.62% |
Basic Shares Outstanding | 30 | 30 | 31 | 31 | 31 | 31 |
Diluted Shares Outstanding | 30 | 31 | 31 | 31 | 31 | 32 |
Shares Change | -1.99% | -0.98% | 0.49% | -1.31% | -1.01% | 0.91% |
EPS (Basic) | 4.12 | 3.44 | 3.48 | 2.88 | 2.64 | 1.70 |
EPS (Diluted) | 4.07 | 3.41 | 3.44 | 2.86 | 2.61 | 1.68 |
EPS Growth | 22.59% | -0.87% | 20.28% | 9.58% | 55.36% | 13.51% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.680 | 0.590 | 0.480 | 0.400 | 0.360 | 0.320 |
Dividend Growth | 21.43% | 22.92% | 20.00% | 11.11% | 12.50% | 0% |
Effective Tax Rate | 24.59% | 25.48% | 26.89% | 29.47% | 24.67% | 25.15% |