Amalgamated Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	320.51	297.78	282.43	261.31	239.84	174.3
Net Interest Income Growth	11.02%	5.44%	8.08%	8.95%	37.60%	-3.17%
Non-Interest Income	42.1	30.94	33.22	29.34	23.9	28.39
Non-Interest Income Growth	49.50%	-6.85%	13.22%	22.76%	-15.82%	-30.08%
Revenues Before Loan Losses	362.61	328.72	315.65	290.65	263.74	202.69
Provision for Credit Losses	28.75	16.32	10.28	14.67	15	-0.29
Revenue	333.86	312.4	305.36	275.98	248.74	202.98
Revenue Growth (YoY)	9.16%	2.31%	10.65%	10.95%	22.54%	3.65%
Compensation Expenses	104.93	98.56	93.77	85.77	74.71	69.84
Selling, General & Admin	59.69	56.26	49.04	48	48.63	49.31
Other Non-Interest Expenses	18.59	17.43	16.96	17.48	17.23	13.1
Total Non-Interest Expense	183.21	172.25	159.77	151.25	140.57	132.26
Pretax Income	150.64	140.16	145.59	124.73	108.16	70.73
Provision for Income Taxes	37.23	35.71	39.16	36.75	26.69	17.79
Net Income	113.42	104.45	106.43	87.98	81.48	52.94
Net Income to Common	113.42	104.45	106.43	87.98	81.48	52.94
Net Income Growth	9.64%	-1.87%	20.98%	7.98%	53.91%	14.61%
Shares Outstanding (Basic)	30	30	31	31	31	31
Shares Outstanding (Diluted)	30	31	31	31	31	32
Shares Change (YoY)	-2.16%	-0.98%	0.49%	-1.31%	-1.01%	0.91%
EPS (Basic)	3.79	3.44	3.48	2.88	2.64	1.70
EPS (Diluted)	3.75	3.41	3.44	2.86	2.61	1.68
EPS Growth	12.28%	-0.87%	20.28%	9.58%	55.36%	13.51%
Free Cash Flow	-	134.4	122.29	115.75	145.65	68.14
Free Cash Flow Growth	-	9.90%	5.65%	-20.53%	113.75%	6.21%
Free Cash Flow Per Share	-	4.39	3.95	3.76	4.67	2.16
Dividends Per Share	0.650	0.590	0.480	0.400	0.360	0.320
Dividend Growth	20.37%	22.92%	20.00%	11.11%	12.50%	0%
Profit Margin	33.97%	33.43%	34.86%	31.88%	32.76%	26.08%
FCF Margin	-	43.02%	40.05%	41.94%	58.56%	33.57%
Effective Tax Rate	24.71%	25.48%	26.89%	29.47%	24.67%	25.15%

SEC Filings: 10-K · 10-Q