American River Bankshares (AMRB)
Stock Price:
$10.58 USD
-0.17 (-1.58%)
Updated Oct 26, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
62.82M |
| Revenue (ttm) |
25.05M |
| Net Income (ttm) |
6.25M |
| Shares Out |
5.94M |
| EPS (ttm) |
1.10 |
| PE Ratio |
9.62 |
| Forward PE |
10.76 |
| Dividend |
$0.28 |
| Dividend Yield |
2.65% |
Stock Quote
| Trading Day |
Oct 26, 2020 |
| Last Price |
$10.58 |
| Previous Close |
$10.75 |
| Change ($) |
-0.17 |
| Change (%) |
-1.58% |
| Day's Open |
10.60 |
| Day's Range |
10.50 - 10.69 |
| Day's Volume |
352 |
| 52-Week Range |
8.00 - 16.43 |
More Stats
| Market Cap |
62.82M |
| Enterprise Value |
n/a |
| Earnings Date (est) |
Jan 28, 2021 |
| Ex-Dividend Date |
Jul 28, 2020 |
| Shares Outstanding |
5.94M |
| Float |
5.26M |
| EPS (basic) |
1.07 |
| EPS (diluted) |
1.10 |
| FCF / Share |
1.56 |
| Dividend |
$0.28 |
| Dividend Yield |
2.65% |
| Earnings Yield |
10.40% |
| FCF Yield |
14.66% |
| Payout Ratio |
26.20% |
| Shares Short |
2,712 |
| Short Ratio |
0.34 |
| Short % of Float |
0.05% |
| Beta |
0.75 |
| PE Ratio |
9.62 |
| Forward PE |
10.76 |
| P/FCF Ratio |
6.82 |
| PS Ratio |
2.51 |
| PB Ratio |
0.68 |
| Revenue |
25.05M |
| Operating Income |
8.48M |
| Net Income |
6.25M |
| Free Cash Flow |
9.21M |
| Net Cash |
85.24M |
| Net Cash / Share |
14.36 |
| Gross Margin |
95.17% |
| Operating Margin |
33.84% |
| Profit Margin |
25.00% |
| FCF Margin |
36.78% |
| ROA |
0.82% |
| ROE |
7.40% |
| ROIC |
1.20% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (3)
| Buy |
3 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$11.83*
(11.81% upside)
Low
11.5
Current: $10.58
High
12.0
Target: 11.83
*Average 12-month price target from 3 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 24.24 | 21.98 | 20.50 | 23.63 | 22.02 | 21.52 | 19.21 | 20.81 | 20.07 | 16.70 |
| Revenue Growth | 10.25% | 7.24% | -13.26% | 7.31% | 2.36% | 12.02% | -7.73% | 3.69% | 20.24% | - |
| Gross Profit | 24.24 | 21.98 | 20.50 | 23.63 | 22.02 | 21.52 | 19.21 | 20.81 | 20.07 | 16.70 |
| Operating Income | 7.39 | 6.47 | 6.45 | 9.80 | 7.94 | 6.65 | 4.32 | 4.07 | 3.77 | 0.23 |
| Net Income | 5.50 | 4.90 | 3.20 | 6.40 | 5.27 | 4.36 | 3.06 | 3.21 | 2.50 | 0.48 |
| Shares Outstanding | 5.90 | 5.87 | 6.38 | 6.66 | 7.34 | 8.09 | 8.76 | 9.33 | 9.89 | 9.87 |
| Earnings Per Share | 0.94 | 0.83 | 0.50 | 0.94 | 0.70 | 0.54 | 0.34 | 0.34 | 0.25 | 0.05 |
| EPS Growth | 13.25% | 66% | -46.81% | 34.29% | 29.63% | 58.82% | 0% | 36% | 400% | - |
| Dividend Per Share | 0.19 | 0.20 | 0.20 | - | - | - | - | - | - | - |
| Dividend Growth | -5% | 0% | - | - | - | - | - | - | - | - |
| Operating Cash Flow | 7.87 | 7.68 | 7.53 | 9.87 | 8.78 | 8.98 | 11.45 | 11.57 | 8.81 | 17.16 |
| Capital Expenditures | -0.35 | -0.18 | -0.13 | -0.38 | -0.45 | -0.51 | -0.32 | -0.13 | -0.85 | -0.48 |
| Free Cash Flow | 7.52 | 7.50 | 7.40 | 9.49 | 8.33 | 8.47 | 11.13 | 11.44 | 7.96 | 16.68 |
| Cash & Equivalents | 17.81 | 29.73 | 40.21 | 28.59 | 24.48 | 23.45 | 18.95 | 56.21 | 25.02 | 34.12 |
| Total Debt | 19.50 | 15.50 | 15.50 | 15.50 | 11.00 | 11.00 | 16.00 | 18.00 | 19.00 | 17.00 |
| Net Cash / Debt | -1.69 | 14.23 | 24.71 | 13.09 | 13.48 | 12.45 | 2.95 | 38.21 | 6.02 | 17.12 |
| Assets | 720 | 688 | 656 | 651 | 635 | 618 | 593 | 596 | 582 | 579 |
| Liabilities | 637 | 613 | 579 | 568 | 549 | 528 | 506 | 502 | 487 | 489 |
| Book Value | 82.91 | 74.72 | 76.92 | 83.85 | 86.08 | 89.65 | 87.02 | 93.99 | 94.10 | 89.54 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
American River Bankshares |
| Country |
United States |
| Employees |
102 |
| CEO |
David E. Ritchie |
Stock Information
| Ticker Symbol |
AMRB |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: AMRB |
Description
American River Bankshares operates as the holding company for American River Bank that provides commercial banking products and services in the United States. The company accepts checking and savings deposits; and offers money market deposit accounts and certificates of deposit. It also provides commercial, commercial real estate, multi-family real estate, commercial and residential real estate construction, residential real estate, agriculture, consumer, and other installment and term loans, as well as other customary banking services. In addition, the company conducts lease financing for various types of business equipment ranging from computer software to heavy earth-moving equipment. It operates four full-service banking offices in Sacramento County, one full-service banking office in Placer County, two full-service banking offices in Sonoma County, and three full-service banking offices in Amador County. The company serves small and mid-sized businesses, and individuals. The company was formerly known as American River Holdings and changed its name to American River Bankshares in 2004. American River Bankshares was founded in 1983 and is headquartered in Rancho Cordova, California.