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American River Bankshares (AMRB)

Stock Price: $10.58 USD -0.17 (-1.58%)
Updated Oct 26, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 62.82M
Revenue (ttm) 25.05M
Net Income (ttm) 6.25M
Shares Out 5.94M
EPS (ttm) 1.10
PE Ratio 9.62
Forward PE 10.76
Dividend $0.28
Dividend Yield 2.65%

Stock Quote

Trading Day Oct 26, 2020
Last Price $10.58
Previous Close $10.75
Change ($) -0.17
Change (%) -1.58%
Day's Open 10.60
Day's Range 10.50 - 10.69
Day's Volume 352
52-Week Range 8.00 - 16.43

More Stats

Market Cap 62.82M
Enterprise Value n/a
Earnings Date (est) Jan 28, 2021
Ex-Dividend Date Jul 28, 2020
Shares Outstanding 5.94M
Float 5.26M
EPS (basic) 1.07
EPS (diluted) 1.10
FCF / Share 1.56
Dividend $0.28
Dividend Yield 2.65%
Earnings Yield 10.40%
FCF Yield 14.66%
Payout Ratio 26.20%
Shares Short 2,712
Short Ratio 0.34
Short % of Float 0.05%
Beta 0.75
PE Ratio 9.62
Forward PE 10.76
P/FCF Ratio 6.82
PS Ratio 2.51
PB Ratio 0.68
Revenue 25.05M
Operating Income 8.48M
Net Income 6.25M
Free Cash Flow 9.21M
Net Cash 85.24M
Net Cash / Share 14.36
Gross Margin 95.17%
Operating Margin 33.84%
Profit Margin 25.00%
FCF Margin 36.78%
ROA 0.82%
ROE 7.40%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy 3
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$11.83*
(11.81% upside)
Low
11.5
Current: $10.58
High
12.0
Target: 11.83
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue24.2421.9820.5023.6322.0221.5219.2120.8120.0716.70
Revenue Growth10.25%7.24%-13.26%7.31%2.36%12.02%-7.73%3.69%20.24%-
Gross Profit24.2421.9820.5023.6322.0221.5219.2120.8120.0716.70
Operating Income7.396.476.459.807.946.654.324.073.770.23
Net Income5.504.903.206.405.274.363.063.212.500.48
Shares Outstanding5.905.876.386.667.348.098.769.339.899.87
Earnings Per Share0.940.830.500.940.700.540.340.340.250.05
EPS Growth13.25%66%-46.81%34.29%29.63%58.82%0%36%400%-
Dividend Per Share0.190.200.20-------
Dividend Growth-5%0%--------
Operating Cash Flow7.877.687.539.878.788.9811.4511.578.8117.16
Capital Expenditures-0.35-0.18-0.13-0.38-0.45-0.51-0.32-0.13-0.85-0.48
Free Cash Flow7.527.507.409.498.338.4711.1311.447.9616.68
Cash & Equivalents17.8129.7340.2128.5924.4823.4518.9556.2125.0234.12
Total Debt19.5015.5015.5015.5011.0011.0016.0018.0019.0017.00
Net Cash / Debt-1.6914.2324.7113.0913.4812.452.9538.216.0217.12
Assets720688656651635618593596582579
Liabilities637613579568549528506502487489
Book Value82.9174.7276.9283.8586.0889.6587.0293.9994.1089.54
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name American River Bankshares
Country United States
Employees 102
CEO David E. Ritchie

Stock Information

Ticker Symbol AMRB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: AMRB

Description

American River Bankshares operates as the holding company for American River Bank that provides commercial banking products and services in the United States. The company accepts checking and savings deposits; and offers money market deposit accounts and certificates of deposit. It also provides commercial, commercial real estate, multi-family real estate, commercial and residential real estate construction, residential real estate, agriculture, consumer, and other installment and term loans, as well as other customary banking services. In addition, the company conducts lease financing for various types of business equipment ranging from computer software to heavy earth-moving equipment. It operates four full-service banking offices in Sacramento County, one full-service banking office in Placer County, two full-service banking offices in Sonoma County, and three full-service banking offices in Amador County. The company serves small and mid-sized businesses, and individuals. The company was formerly known as American River Holdings and changed its name to American River Bankshares in 2004. American River Bankshares was founded in 1983 and is headquartered in Rancho Cordova, California.