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American River Bankshares (AMRB)

Stock Price: $9.83 USD 0.01 (0.10%)
Updated Aug 3, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 58.37M
Revenue (ttm) 25.04M
Net Income (ttm) 5.79M
Shares Out 5.92M
EPS (ttm) 1.07
PE Ratio 9.19
Forward PE 9.62
Dividend $0.28
Dividend Yield 2.85%

Stock Quote

Trading Day Aug 3, 2020
Last Price $9.83
Previous Close $9.82
Change ($) 0.01
Change (%) 0.10%
Day's Open 9.85
Day's Range 9.82 - 9.96
Day's Volume 1,265
52-Week Range 8.00 - 16.43

More Stats

Market Cap 58.37M
Enterprise Value 47.20M
Earnings Date (est) Oct 15, 2020
Ex-Dividend Date Jul 28, 2020
Shares Outstanding 5.92M
Float 4.31M
EPS (basic) 0.99
EPS (diluted) 1.07
FCF / Share 1.01
Dividend $0.28
Dividend Yield 2.85%
Earnings Yield 10.89%
FCF Yield 10.27%
Payout Ratio 26.30%
Shares Short 3,033
Short Ratio 0.27
Short % of Float 0.02%
Beta 0.83
PE Ratio 9.19
Forward PE 9.62
P/FCF Ratio 9.73
PS Ratio 2.33
PB Ratio 0.64
Revenue 25.04M
Operating Income 7.80M
Net Income 5.79M
Free Cash Flow 6.00M
Net Cash 11.17M
Net Cash / Share 1.88
Gross Margin 96.78%
Operating Margin 31.15%
Profit Margin 23.50%
FCF Margin 23.95%
ROA 0.80%
ROE 7.30%
ROIC 1.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy 3
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$12.50*
(27.16% upside)
Low
11.5
Current: $9.83
High
14.0
Target: 12.50
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue24.2421.9820.5023.6322.0221.5219.2120.8120.0716.70
Revenue Growth10.25%7.24%-13.26%7.31%2.36%12.02%-7.73%3.69%20.24%-
Gross Profit24.2421.9820.5023.6322.0221.5219.2120.8120.0716.70
Operating Income7.396.476.459.807.946.654.324.073.770.23
Net Income5.504.903.206.405.274.363.063.212.500.48
Shares Outstanding5.905.876.386.667.348.098.769.339.899.87
Earnings Per Share0.940.830.500.940.700.540.340.340.250.05
EPS Growth13.25%66%-46.81%34.29%29.63%58.82%0%36%400%-
Dividend Per Share0.240.200.20-------
Dividend Growth20%0%--------
Operating Cash Flow7.877.687.539.878.788.9811.4511.578.8117.16
Capital Expenditures-0.35-0.18-0.13-0.38-0.45-0.51-0.32-0.13-0.85-0.48
Free Cash Flow7.527.507.409.498.338.4711.1311.447.9616.68
Cash & Equivalents17.8129.7340.2128.5924.4823.4518.9556.2125.0234.12
Total Debt19.5015.5015.5015.5011.0011.0016.0018.0019.0017.00
Net Cash / Debt-1.6914.2324.7113.0913.4812.452.9538.216.0217.12
Assets720688656651635618593596582579
Liabilities637613579568549528506502487489
Book Value82.9174.7276.9283.8586.0889.6587.0293.9994.1089.54
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name American River Bankshares
Country United States
Employees 102
CEO David E. Ritchie

Stock Information

Ticker Symbol AMRB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: AMRB

Description

American River Bankshares operates as the holding company for American River Bank that provides commercial banking products and services in the United States. The company accepts checking and savings deposits; and offers money market deposit accounts and certificates of deposit. It also provides commercial, commercial real estate, multi-family real estate, commercial and residential real estate construction, residential real estate, agriculture, consumer, and other installment and term loans, as well as other customary banking services. In addition, the company conducts lease financing for various types of business equipment ranging from computer software to heavy earth-moving equipment. It operates four full-service banking offices in Sacramento County, one full-service banking office in Placer County, two full-service banking offices in Sonoma County, and three full-service banking offices in Amador County. The company serves small and mid-sized businesses, and individuals. The company was formerly known as American River Holdings and changed its name to American River Bankshares in 2004. American River Bankshares was founded in 1983 and is headquartered in Rancho Cordova, California.