AMERISAFE Statistics
Total Valuation
AMERISAFE has a market cap or net worth of $617.41 million. The enterprise value is $555.98 million.
Important Dates
The next estimated earnings date is Tuesday, April 28, 2026, after market close.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | Mar 13, 2026 |
Share Statistics
AMERISAFE has 18.79 million shares outstanding. The number of shares has decreased by -0.41% in one year.
| Current Share Class | 18.78M |
| Shares Outstanding | 18.79M |
| Shares Change (YoY) | -0.41% |
| Shares Change (QoQ) | -0.55% |
| Owned by Insiders (%) | 1.83% |
| Owned by Institutions (%) | 97.72% |
| Float | 18.43M |
Valuation Ratios
The trailing PE ratio is 13.30 and the forward PE ratio is 15.10.
| PE Ratio | 13.30 |
| Forward PE | 15.10 |
| PS Ratio | 1.95 |
| Forward PS | 1.82 |
| PB Ratio | 2.45 |
| P/TBV Ratio | 2.45 |
| P/FCF Ratio | 69.20 |
| P/OCF Ratio | 55.77 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 9.33, with an EV/FCF ratio of 62.32.
| EV / Earnings | 11.79 |
| EV / Sales | 1.75 |
| EV / EBITDA | 9.33 |
| EV / EBIT | 9.45 |
| EV / FCF | 62.32 |
Financial Position
The company has a current ratio of 2.04, with a Debt / Equity ratio of 0.00.
| Current Ratio | 2.04 |
| Quick Ratio | 1.38 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.01 |
| Debt / FCF | 0.06 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.53% and return on invested capital (ROIC) is 17.88%.
| Return on Equity (ROE) | 18.53% |
| Return on Assets (ROA) | 3.21% |
| Return on Invested Capital (ROIC) | 17.88% |
| Return on Capital Employed (ROCE) | 6.15% |
| Weighted Average Cost of Capital (WACC) | 6.30% |
| Revenue Per Employee | $857,554 |
| Profits Per Employee | $127,419 |
| Employee Count | 370 |
| Asset Turnover | 0.28 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AMERISAFE has paid $11.71 million in taxes.
| Income Tax | 11.71M |
| Effective Tax Rate | 19.89% |
Stock Price Statistics
The stock price has decreased by -34.35% in the last 52 weeks. The beta is 0.37, so AMERISAFE's price volatility has been lower than the market average.
| Beta (5Y) | 0.37 |
| 52-Week Price Change | -34.35% |
| 50-Day Moving Average | 36.86 |
| 200-Day Moving Average | 41.46 |
| Relative Strength Index (RSI) | 33.18 |
| Average Volume (20 Days) | 194,599 |
Short Selling Information
The latest short interest is 256,457, so 1.36% of the outstanding shares have been sold short.
| Short Interest | 256,457 |
| Short Previous Month | 372,998 |
| Short % of Shares Out | 1.36% |
| Short % of Float | 1.39% |
| Short Ratio (days to cover) | 1.46 |
Income Statement
In the last 12 months, AMERISAFE had revenue of $317.30 million and earned $47.15 million in profits. Earnings per share was $2.47.
| Revenue | 317.30M |
| Gross Profit | 92.42M |
| Operating Income | 58.85M |
| Pretax Income | 58.85M |
| Net Income | 47.15M |
| EBITDA | 59.59M |
| EBIT | 58.85M |
| Earnings Per Share (EPS) | $2.47 |
Full Income StatementBalance Sheet
The company has $76.16 million in cash and $491,000 in debt, with a net cash position of $61.44 million or $3.27 per share.
| Cash & Cash Equivalents | 76.16M |
| Total Debt | 491,000 |
| Net Cash | 61.44M |
| Net Cash Per Share | $3.27 |
| Equity (Book Value) | 251.60M |
| Book Value Per Share | 13.40 |
| Working Capital | 180.88M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $11.07 million and capital expenditures -$2.15 million, giving a free cash flow of $8.92 million.
| Operating Cash Flow | 11.07M |
| Capital Expenditures | -2.15M |
| Free Cash Flow | 8.92M |
| FCF Per Share | $0.47 |
Full Cash Flow StatementMargins
Gross margin is 29.13%, with operating and profit margins of 18.55% and 14.86%.
| Gross Margin | 29.13% |
| Operating Margin | 18.55% |
| Pretax Margin | 18.55% |
| Profit Margin | 14.86% |
| EBITDA Margin | 18.78% |
| EBIT Margin | 18.55% |
| FCF Margin | 2.81% |
Dividends & Yields
This stock pays an annual dividend of $2.64, which amounts to a dividend yield of 8.04%.
| Dividend Per Share | $2.64 |
| Dividend Yield | 8.04% |
| Dividend Growth (YoY) | -42.67% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 104.45% |
| Buyback Yield | 0.41% |
| Shareholder Yield | 8.44% |
| Earnings Yield | 7.64% |
| FCF Yield | 1.45% |
Dividend DetailsAnalyst Forecast
The average price target for AMERISAFE is $50.33, which is 53.21% higher than the current price. The consensus rating is "Buy".
| Price Target | $50.33 |
| Price Target Difference | 53.21% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
