AMERISAFE Statistics
Total Valuation
AMERISAFE has a market cap or net worth of $779.02 million. The enterprise value is $724.28 million.
Important Dates
The last earnings date was Wednesday, October 29, 2025, after market close.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | Dec 5, 2025 |
Share Statistics
AMERISAFE has 18.91 million shares outstanding. The number of shares has decreased by -0.31% in one year.
| Current Share Class | 18.91M |
| Shares Outstanding | 18.91M |
| Shares Change (YoY) | -0.31% |
| Shares Change (QoQ) | -0.25% |
| Owned by Insiders (%) | 1.80% |
| Owned by Institutions (%) | 96.94% |
| Float | 18.57M |
Valuation Ratios
The trailing PE ratio is 15.84 and the forward PE ratio is 18.60. AMERISAFE's PEG ratio is 1.86.
| PE Ratio | 15.84 |
| Forward PE | 18.60 |
| PS Ratio | 2.53 |
| Forward PS | 2.35 |
| PB Ratio | 2.85 |
| P/TBV Ratio | 2.84 |
| P/FCF Ratio | 83.90 |
| P/OCF Ratio | 69.10 |
| PEG Ratio | 1.86 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 11.36, with an EV/FCF ratio of 78.01.
| EV / Earnings | 14.51 |
| EV / Sales | 2.34 |
| EV / EBITDA | 11.36 |
| EV / EBIT | 11.51 |
| EV / FCF | 78.01 |
Financial Position
The company has a current ratio of 2.00
| Current Ratio | 2.00 |
| Quick Ratio | 1.34 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.95% and return on invested capital (ROIC) is 13.35%.
| Return on Equity (ROE) | 16.95% |
| Return on Assets (ROA) | 3.25% |
| Return on Invested Capital (ROIC) | 13.35% |
| Return on Capital Employed (ROCE) | 6.41% |
| Revenue Per Employee | $837,151 |
| Profits Per Employee | $134,908 |
| Employee Count | 370 |
| Asset Turnover | 0.26 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AMERISAFE has paid $13.02 million in taxes.
| Income Tax | 13.02M |
| Effective Tax Rate | 20.68% |
Stock Price Statistics
The stock price has decreased by -30.80% in the last 52 weeks. The beta is 0.40, so AMERISAFE's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | -30.80% |
| 50-Day Moving Average | 42.43 |
| 200-Day Moving Average | 46.26 |
| Relative Strength Index (RSI) | 49.68 |
| Average Volume (20 Days) | 130,232 |
Short Selling Information
The latest short interest is 146,717, so 0.78% of the outstanding shares have been sold short.
| Short Interest | 146,717 |
| Short Previous Month | 177,478 |
| Short % of Shares Out | 0.78% |
| Short % of Float | 0.79% |
| Short Ratio (days to cover) | 0.94 |
Income Statement
In the last 12 months, AMERISAFE had revenue of $309.75 million and earned $49.92 million in profits. Earnings per share was $2.60.
| Revenue | 309.75M |
| Gross Profit | 96.31M |
| Operating Income | 62.93M |
| Pretax Income | 62.93M |
| Net Income | 49.92M |
| EBITDA | 63.78M |
| EBIT | 62.93M |
| Earnings Per Share (EPS) | $2.60 |
Full Income StatementBalance Sheet
The company has $73.84 million in cash and n/a in debt, giving a net cash position of $54.75 million or $2.89 per share.
| Cash & Cash Equivalents | 73.84M |
| Total Debt | n/a |
| Net Cash | 54.75M |
| Net Cash Per Share | $2.89 |
| Equity (Book Value) | 274.77M |
| Book Value Per Share | 14.48 |
| Working Capital | 182.93M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $11.27 million and capital expenditures -$1.99 million, giving a free cash flow of $9.29 million.
| Operating Cash Flow | 11.27M |
| Capital Expenditures | -1.99M |
| Free Cash Flow | 9.29M |
| FCF Per Share | $0.49 |
Full Cash Flow StatementMargins
Gross margin is 31.09%, with operating and profit margins of 20.32% and 16.12%.
| Gross Margin | 31.09% |
| Operating Margin | 20.32% |
| Pretax Margin | 20.32% |
| Profit Margin | 16.12% |
| EBITDA Margin | 20.59% |
| EBIT Margin | 20.32% |
| FCF Margin | 3.00% |
Dividends & Yields
This stock pays an annual dividend of $2.56, which amounts to a dividend yield of 6.23%.
| Dividend Per Share | $2.56 |
| Dividend Yield | 6.23% |
| Dividend Growth (YoY) | -42.86% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 98.46% |
| Buyback Yield | 0.31% |
| Shareholder Yield | 6.52% |
| Earnings Yield | 6.41% |
| FCF Yield | 1.19% |
Dividend DetailsAnalyst Forecast
The average price target for AMERISAFE is $58.33, which is 41.61% higher than the current price. The consensus rating is "Buy".
| Price Target | $58.33 |
| Price Target Difference | 41.61% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
