AMERISAFE Statistics
Total Valuation
AMERISAFE has a market cap or net worth of $795.39 million. The enterprise value is $746.93 million.
Important Dates
The next confirmed earnings date is Wednesday, October 29, 2025, after market close.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | Sep 12, 2025 |
Share Statistics
AMERISAFE has 18.98 million shares outstanding. The number of shares has decreased by -0.40% in one year.
| Current Share Class | 18.98M |
| Shares Outstanding | 18.98M |
| Shares Change (YoY) | -0.40% |
| Shares Change (QoQ) | -0.18% |
| Owned by Insiders (%) | 1.80% |
| Owned by Institutions (%) | 97.34% |
| Float | 18.63M |
Valuation Ratios
The trailing PE ratio is 15.93 and the forward PE ratio is 18.82. AMERISAFE's PEG ratio is 1.88.
| PE Ratio | 15.93 |
| Forward PE | 18.82 |
| PS Ratio | 2.60 |
| Forward PS | 2.44 |
| PB Ratio | 3.00 |
| P/TBV Ratio | 3.00 |
| P/FCF Ratio | 100.44 |
| P/OCF Ratio | 87.98 |
| PEG Ratio | 1.88 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 11.64, with an EV/FCF ratio of 94.32.
| EV / Earnings | 14.81 |
| EV / Sales | 2.44 |
| EV / EBITDA | 11.64 |
| EV / EBIT | 11.81 |
| EV / FCF | 94.32 |
Financial Position
The company has a current ratio of 2.00
| Current Ratio | 2.00 |
| Quick Ratio | 1.30 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.80% and return on invested capital (ROIC) is 13.95%.
| Return on Equity (ROE) | 17.80% |
| Return on Assets (ROA) | 3.31% |
| Return on Invested Capital (ROIC) | 13.95% |
| Return on Capital Employed (ROCE) | 6.47% |
| Revenue Per Employee | $828,297 |
| Profits Per Employee | $136,276 |
| Employee Count | 370 |
| Asset Turnover | 0.26 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AMERISAFE has paid $12.82 million in taxes.
| Income Tax | 12.82M |
| Effective Tax Rate | 20.27% |
Stock Price Statistics
The stock price has decreased by -17.48% in the last 52 weeks. The beta is 0.30, so AMERISAFE's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | -17.48% |
| 50-Day Moving Average | 43.97 |
| 200-Day Moving Average | 46.97 |
| Relative Strength Index (RSI) | 45.21 |
| Average Volume (20 Days) | 131,182 |
Short Selling Information
The latest short interest is 177,478, so 0.94% of the outstanding shares have been sold short.
| Short Interest | 177,478 |
| Short Previous Month | 311,610 |
| Short % of Shares Out | 0.94% |
| Short % of Float | 0.95% |
| Short Ratio (days to cover) | 1.32 |
Income Statement
In the last 12 months, AMERISAFE had revenue of $306.47 million and earned $50.42 million in profits. Earnings per share was $2.63.
| Revenue | 306.47M |
| Gross Profit | 96.05M |
| Operating Income | 63.24M |
| Pretax Income | 63.24M |
| Net Income | 50.42M |
| EBITDA | 64.19M |
| EBIT | 63.24M |
| Earnings Per Share (EPS) | $2.63 |
Full Income StatementBalance Sheet
The company has $63.37 million in cash and n/a in debt, giving a net cash position of $48.47 million or $2.55 per share.
| Cash & Cash Equivalents | 63.37M |
| Total Debt | n/a |
| Net Cash | 48.47M |
| Net Cash Per Share | $2.55 |
| Equity (Book Value) | 265.57M |
| Book Value Per Share | 13.97 |
| Working Capital | 177.26M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $9.04 million and capital expenditures -$1.12 million, giving a free cash flow of $7.92 million.
| Operating Cash Flow | 9.04M |
| Capital Expenditures | -1.12M |
| Free Cash Flow | 7.92M |
| FCF Per Share | $0.42 |
Full Cash Flow StatementMargins
Gross margin is 31.34%, with operating and profit margins of 20.64% and 16.45%.
| Gross Margin | 31.34% |
| Operating Margin | 20.64% |
| Pretax Margin | 20.64% |
| Profit Margin | 16.45% |
| EBITDA Margin | 20.94% |
| EBIT Margin | 20.64% |
| FCF Margin | 2.58% |
Dividends & Yields
This stock pays an annual dividend of $4.56, which amounts to a dividend yield of 10.88%.
| Dividend Per Share | $4.56 |
| Dividend Yield | 10.88% |
| Dividend Growth (YoY) | -8.28% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 172.61% |
| Buyback Yield | 0.40% |
| Shareholder Yield | 11.22% |
| Earnings Yield | 6.34% |
| FCF Yield | 1.00% |
Dividend DetailsAnalyst Forecast
The average price target for AMERISAFE is $58.33, which is 39.18% higher than the current price. The consensus rating is "Buy".
| Price Target | $58.33 |
| Price Target Difference | 39.18% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
