AMERISAFE Statistics
Total Valuation
AMERISAFE has a market cap or net worth of $487.36 million. The enterprise value is $421.88 million.
| Market Cap | 487.36M |
| Enterprise Value | 421.88M |
Important Dates
The next confirmed earnings date is Wednesday, October 28, 2026, after market close.
| Earnings Date | Oct 28, 2026 |
| Ex-Dividend Date | Sep 11, 2026 |
Share Statistics
AMERISAFE has 18.52 million shares outstanding. The number of shares has decreased by -1.12% in one year.
| Current Share Class | 18.52M |
| Shares Outstanding | 18.52M |
| Shares Change (YoY) | -1.12% |
| Shares Change (QoQ) | -0.85% |
| Owned by Insiders (%) | 2.07% |
| Owned by Institutions (%) | 84.12% |
| Float | 17.18M |
Valuation Ratios
The trailing PE ratio is 10.61 and the forward PE ratio is 13.69. AMERISAFE's PEG ratio is 1.37.
| PE Ratio | 10.61 |
| Forward PE | 13.69 |
| PS Ratio | 1.45 |
| Forward PS | 1.42 |
| PB Ratio | 1.95 |
| P/TBV Ratio | 1.95 |
| P/FCF Ratio | 25.24 |
| P/OCF Ratio | 23.89 |
| PEG Ratio | 1.37 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.12, with an EV/FCF ratio of 21.85.
| EV / Earnings | 8.98 |
| EV / Sales | 1.26 |
| EV / EBITDA | 7.12 |
| EV / EBIT | 7.20 |
| EV / FCF | 21.85 |
Financial Position
The company has a current ratio of 2.04, with zero debt.
| Current Ratio | 2.04 |
| Quick Ratio | 1.45 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.23% and return on invested capital (ROIC) is 18.92%.
| Return on Equity (ROE) | 18.23% |
| Return on Assets (ROA) | 3.21% |
| Return on Invested Capital (ROIC) | 18.92% |
| Return on Capital Employed (ROCE) | 6.24% |
| Weighted Average Cost of Capital (WACC) | 5.75% |
| Revenue Per Employee | $907,178 |
| Profits Per Employee | $126,976 |
| Employee Count | 370 |
| Asset Turnover | 0.29 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AMERISAFE has paid $11.62 million in taxes.
| Income Tax | 11.62M |
| Effective Tax Rate | 19.83% |
Stock Price Statistics
The stock price has decreased by -37.57% in the last 52 weeks. The beta is 0.27, so AMERISAFE's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | -37.57% |
| 50-Day Moving Average | 25.13 |
| 200-Day Moving Average | 31.24 |
| Relative Strength Index (RSI) | 65.15 |
| Average Volume (20 Days) | 400,069 |
Short Selling Information
The latest short interest is 484,637, so 2.62% of the outstanding shares have been sold short.
| Short Interest | 484,637 |
| Short Previous Month | 1.12M |
| Short % of Shares Out | 2.62% |
| Short % of Float | 2.82% |
| Short Ratio (days to cover) | 0.80 |
Income Statement
In the last 12 months, AMERISAFE had revenue of $335.66 million and earned $46.98 million in profits. Earnings per share was $2.48.
| Revenue | 335.66M |
| Gross Profit | 92.91M |
| Operating Income | 58.60M |
| Pretax Income | 58.60M |
| Net Income | 46.98M |
| EBITDA | 59.29M |
| EBIT | 58.60M |
| Earnings Per Share (EPS) | $2.48 |
Balance Sheet
The company has $88.75 million in cash and no debt, with a net cash position of $65.48 million or $3.53 per share.
| Cash & Cash Equivalents | 88.75M |
| Total Debt | n/a |
| Net Cash | 65.48M |
| Net Cash Per Share | $3.53 |
| Equity (Book Value) | 249.99M |
| Book Value Per Share | 13.50 |
| Working Capital | 196.68M |
Cash Flow
In the last 12 months, operating cash flow was $20.40 million and capital expenditures -$1.09 million, giving a free cash flow of $19.31 million.
| Operating Cash Flow | 20.40M |
| Capital Expenditures | -1.09M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -83,000 |
| Free Cash Flow | 19.31M |
| FCF Per Share | $1.04 |
Margins
Gross margin is 27.68%, with operating and profit margins of 17.46% and 14.00%.
| Gross Margin | 27.68% |
| Operating Margin | 17.46% |
| Pretax Margin | 17.46% |
| Profit Margin | 14.00% |
| EBITDA Margin | 17.66% |
| EBIT Margin | 17.46% |
| FCF Margin | 5.75% |
Dividends & Yields
This stock pays an annual dividend of $2.64, which amounts to a dividend yield of 10.03%.
| Dividend Per Share | $2.64 |
| Dividend Yield | 10.03% |
| Dividend Growth (YoY) | -42.29% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 105.62% |
| FCF Payout Ratio | 251.37% |
| Buyback Yield | 1.12% |
| Shareholder Yield | 11.16% |
| Earnings Yield | 9.43% |
| FCF Yield | 3.96% |
Analyst Forecast
The average price target for AMERISAFE is $33.33, which is 26.68% higher than the current price. The consensus rating is "Hold".
| Price Target | $33.33 |
| Price Target Difference | 26.68% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 4.49% |
| EPS Growth Forecast (3Y) | -6.33% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |