AMERISAFE Statistics
Total Valuation
AMERISAFE has a market cap or net worth of $550.34 million. The enterprise value is $481.95 million.
| Market Cap | 550.34M |
| Enterprise Value | 481.95M |
Important Dates
The last earnings date was Tuesday, July 21, 2026, after market close.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Sep 11, 2026 |
Share Statistics
AMERISAFE has 18.52 million shares outstanding. The number of shares has decreased by -1.12% in one year.
| Current Share Class | 18.52M |
| Shares Outstanding | 18.52M |
| Shares Change (YoY) | -1.12% |
| Shares Change (QoQ) | -0.85% |
| Owned by Insiders (%) | 2.06% |
| Owned by Institutions (%) | 98.82% |
| Float | 18.14M |
Valuation Ratios
The trailing PE ratio is 11.98 and the forward PE ratio is 15.33. AMERISAFE's PEG ratio is 1.50.
| PE Ratio | 11.98 |
| Forward PE | 15.33 |
| PS Ratio | 1.63 |
| Forward PS | 1.60 |
| PB Ratio | 2.15 |
| P/TBV Ratio | 2.19 |
| P/FCF Ratio | 28.35 |
| P/OCF Ratio | 26.83 |
| PEG Ratio | 1.50 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.13, with an EV/FCF ratio of 24.96.
| EV / Earnings | 10.26 |
| EV / Sales | 1.44 |
| EV / EBITDA | 8.13 |
| EV / EBIT | 8.22 |
| EV / FCF | 24.96 |
Financial Position
The company has a current ratio of 2.04
| Current Ratio | 2.04 |
| Quick Ratio | 1.45 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.23% and return on invested capital (ROIC) is 18.92%.
| Return on Equity (ROE) | 18.23% |
| Return on Assets (ROA) | 3.21% |
| Return on Invested Capital (ROIC) | 18.92% |
| Return on Capital Employed (ROCE) | 6.24% |
| Weighted Average Cost of Capital (WACC) | 5.68% |
| Revenue Per Employee | $907,178 |
| Profits Per Employee | $126,976 |
| Employee Count | 370 |
| Asset Turnover | 0.29 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AMERISAFE has paid $11.62 million in taxes.
| Income Tax | 11.62M |
| Effective Tax Rate | 19.83% |
Stock Price Statistics
The stock price has decreased by -33.50% in the last 52 weeks. The beta is 0.26, so AMERISAFE's price volatility has been lower than the market average.
| Beta (5Y) | 0.26 |
| 52-Week Price Change | -33.50% |
| 50-Day Moving Average | 32.06 |
| 200-Day Moving Average | 35.36 |
| Relative Strength Index (RSI) | 32.28 |
| Average Volume (20 Days) | 220,586 |
Short Selling Information
The latest short interest is 835,527, so 4.51% of the outstanding shares have been sold short.
| Short Interest | 835,527 |
| Short Previous Month | 817,270 |
| Short % of Shares Out | 4.51% |
| Short % of Float | 4.61% |
| Short Ratio (days to cover) | 3.39 |
Income Statement
In the last 12 months, AMERISAFE had revenue of $335.66 million and earned $46.98 million in profits. Earnings per share was $2.48.
| Revenue | 335.66M |
| Gross Profit | 92.91M |
| Operating Income | 58.60M |
| Pretax Income | 58.60M |
| Net Income | 46.98M |
| EBITDA | 59.29M |
| EBIT | 58.60M |
| Earnings Per Share (EPS) | $2.48 |
Balance Sheet
The company has $88.75 million in cash and no debt, with a net cash position of $65.48 million or $3.53 per share.
| Cash & Cash Equivalents | 88.75M |
| Total Debt | n/a |
| Net Cash | 65.48M |
| Net Cash Per Share | $3.53 |
| Equity (Book Value) | 249.99M |
| Book Value Per Share | 13.50 |
| Working Capital | 196.68M |
Cash Flow
In the last 12 months, operating cash flow was $20.40 million and capital expenditures -$1.09 million, giving a free cash flow of $19.31 million.
| Operating Cash Flow | 20.40M |
| Capital Expenditures | -1.09M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -83,000 |
| Free Cash Flow | 19.31M |
| FCF Per Share | $1.04 |
Margins
Gross margin is 27.68%, with operating and profit margins of 17.46% and 14.00%.
| Gross Margin | 27.68% |
| Operating Margin | 17.46% |
| Pretax Margin | 17.46% |
| Profit Margin | 14.00% |
| EBITDA Margin | 17.66% |
| EBIT Margin | 17.46% |
| FCF Margin | 5.75% |
Dividends & Yields
This stock pays an annual dividend of $2.64, which amounts to a dividend yield of 8.89%.
| Dividend Per Share | $2.64 |
| Dividend Yield | 8.89% |
| Dividend Growth (YoY) | -42.29% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 105.62% |
| Buyback Yield | 1.12% |
| Shareholder Yield | 10.03% |
| Earnings Yield | 8.58% |
| FCF Yield | 3.53% |
Analyst Forecast
The average price target for AMERISAFE is $35.67, which is 20.06% higher than the current price. The consensus rating is "Hold".
| Price Target | $35.67 |
| Price Target Difference | 20.06% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |