AMERISAFE Statistics
Total Valuation
AMERISAFE has a market cap or net worth of $361.07 million. The enterprise value is $321.40 million.
| Market Cap | 361.07M |
| Enterprise Value | 321.40M |
Important Dates
The last earnings date was Wednesday, October 28, 2026, after market close.
| Earnings Date | Oct 28, 2026 |
| Ex-Dividend Date | Dec 4, 2026 |
Share Statistics
AMERISAFE has 18.52 million shares outstanding. The number of shares has decreased by -1.57% in one year.
| Current Share Class | 18.52M |
| Shares Outstanding | 18.52M |
| Shares Change (YoY) | -1.57% |
| Shares Change (QoQ) | -0.33% |
| Owned by Insiders (%) | 2.08% |
| Owned by Institutions (%) | 84.83% |
| Float | 17.18M |
Valuation Ratios
The trailing PE ratio is 9.07 and the forward PE ratio is 10.45. AMERISAFE's PEG ratio is 1.04.
| PE Ratio | 9.07 |
| Forward PE | 10.45 |
| PS Ratio | 1.08 |
| Forward PS | 1.04 |
| PB Ratio | 1.52 |
| P/TBV Ratio | 1.52 |
| P/FCF Ratio | 29.30 |
| P/OCF Ratio | 28.73 |
| PEG Ratio | 1.04 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.33, with an EV/FCF ratio of 26.08.
| EV / Earnings | 7.96 |
| EV / Sales | 0.96 |
| EV / EBITDA | 6.33 |
| EV / EBIT | 6.41 |
| EV / FCF | 26.08 |
Financial Position
The company has a current ratio of 2.09, with zero debt.
| Current Ratio | 2.09 |
| Quick Ratio | 1.48 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.76% and return on invested capital (ROIC) is 16.57%.
| Return on Equity (ROE) | 15.76% |
| Return on Assets (ROA) | 2.75% |
| Return on Invested Capital (ROIC) | 16.57% |
| Return on Capital Employed (ROCE) | 5.44% |
| Weighted Average Cost of Capital (WACC) | 5.62% |
| Revenue Per Employee | $901,314 |
| Profits Per Employee | $109,078 |
| Employee Count | 370 |
| Asset Turnover | 0.29 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AMERISAFE has paid $9.76 million in taxes.
| Income Tax | 9.76M |
| Effective Tax Rate | 19.47% |
Stock Price Statistics
The stock price has decreased by -52.66% in the last 52 weeks. The beta is 0.25, so AMERISAFE's price volatility has been lower than the market average.
| Beta (5Y) | 0.25 |
| 52-Week Price Change | -52.66% |
| 50-Day Moving Average | 23.65 |
| 200-Day Moving Average | 30.03 |
| Relative Strength Index (RSI) | 24.12 |
| Average Volume (20 Days) | 433,585 |
Short Selling Information
The latest short interest is 554,060, so 2.99% of the outstanding shares have been sold short.
| Short Interest | 554,060 |
| Short Previous Month | 583,261 |
| Short % of Shares Out | 2.99% |
| Short % of Float | 3.23% |
| Short Ratio (days to cover) | 1.35 |
Income Statement
In the last 12 months, AMERISAFE had revenue of $333.49 million and earned $40.36 million in profits. Earnings per share was $2.15.
| Revenue | 333.49M |
| Gross Profit | 85.11M |
| Operating Income | 50.12M |
| Pretax Income | 50.12M |
| Net Income | 40.36M |
| EBITDA | 50.80M |
| EBIT | 50.12M |
| Earnings Per Share (EPS) | $2.15 |
Balance Sheet
The company has $98.37 million in cash and no debt, with a net cash position of $39.68 million or $2.14 per share.
| Cash & Cash Equivalents | 98.37M |
| Total Debt | n/a |
| Net Cash | 39.68M |
| Net Cash Per Share | $2.14 |
| Equity (Book Value) | 237.25M |
| Book Value Per Share | 12.81 |
| Working Capital | 205.62M |
Cash Flow
In the last 12 months, operating cash flow was $12.57 million and capital expenditures -$241,000, giving a free cash flow of $12.33 million.
| Operating Cash Flow | 12.57M |
| Capital Expenditures | -241,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -82,000 |
| Free Cash Flow | 12.33M |
| FCF Per Share | $0.67 |
Margins
Gross margin is 25.52%, with operating and profit margins of 15.03% and 12.10%.
| Gross Margin | 25.52% |
| Operating Margin | 15.03% |
| Pretax Margin | 15.03% |
| Profit Margin | 12.10% |
| EBITDA Margin | 15.23% |
| EBIT Margin | 15.03% |
| FCF Margin | 3.70% |
Dividends & Yields
This stock pays an annual dividend of $2.64, which amounts to a dividend yield of 13.54%.
| Dividend Per Share | $2.64 |
| Dividend Yield | 13.54% |
| Dividend Growth (YoY) | -35.94% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 76.29% |
| FCF Payout Ratio | 246.39% |
| Buyback Yield | 1.57% |
| Shareholder Yield | 15.10% |
| Earnings Yield | 11.02% |
| FCF Yield | 3.41% |
Analyst Forecast
The average price target for AMERISAFE is $31.00, which is 58.97% higher than the current price. The consensus rating is "Hold".
| Price Target | $31.00 |
| Price Target Difference | 58.97% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 4.49% |
| EPS Growth Forecast (3Y) | -6.33% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |