AMERISAFE, Inc. (AMSF)
NASDAQ: AMSF · Real-Time Price · USD
19.50
+0.18 (0.93%)
At close: Nov 13, 2026, 4:00 PM EST
19.49
-0.01 (-0.05%)
After-hours: Nov 13, 2026, 7:30 PM EST
AMERISAFE Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 40.36 | 47.15 | 55.44 | 62.11 | 55.6 | 65.76 |
Depreciation & Amortization | 0.68 | 0.74 | 1.09 | 1.43 | 1.31 | 1.02 |
Gain (Loss) on Sale of Assets | 0.02 | - | 0.21 | 0 | 0.01 | -0.02 |
Gain (Loss) on Sale of Investments | -6.99 | -6.23 | -7.55 | -4.84 | 11.43 | -5.22 |
Stock-Based Compensation | 2.47 | 2.91 | 2.94 | 1.56 | 2.48 | 2.32 |
Change in Accounts Receivable | -11.1 | -18.24 | -12.06 | -8.49 | 13.39 | 21.66 |
Reinsurance Recoverable | 5.79 | 9.13 | 11.93 | -3.74 | -4.75 | -14.65 |
Change in Accounts Payable | 1.84 | 1.86 | -2.23 | 0.31 | 0.97 | -2.24 |
Change in Unearned Revenue | 5.16 | 13.58 | 5.34 | 1.61 | -6.12 | -8.17 |
Change in Income Taxes | 1.21 | -0.91 | -0.4 | -0.33 | 4.96 | -6.83 |
Change in Insurance Reserves / Liabilities | -31.77 | -37.73 | -22.69 | -22.04 | -49.24 | -15.28 |
Change in Other Net Operating Assets | 3.11 | 0.37 | -8.06 | 2.21 | -0.36 | -2.38 |
Other Operating Activities | 2.42 | 0.37 | 1.4 | 0.63 | -1.14 | 1.27 |
Operating Cash Flow | 12.57 | 11.07 | 24.19 | 29.84 | 28.19 | 37.98 |
Operating Cash Flow Growth | 11.46% | -54.24% | -18.94% | 5.85% | -25.76% | -40.09% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.24 | -2.15 | -0.84 | -0.55 | -2.09 | -1.3 |
Sale of Property, Plant & Equipment | - | - | - | - | - | 0.02 |
Investment in Securities | 40.47 | 70.57 | 73.21 | 44.44 | 77.52 | 72.23 |
Investing Cash Flow | 40.23 | 68.42 | 72.37 | 43.88 | 75.43 | 70.96 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -0.08 | -0.09 | -0.09 | -0.09 | -0.06 | -0.04 |
Net Debt Issued (Repaid) | -0.08 | -0.09 | -0.09 | -0.09 | -0.06 | -0.04 |
Repurchases of Common Stock | -18.55 | -12.92 | -5.68 | -3.12 | -12.39 | - |
Common Dividends Paid | -30.25 | -29.62 | -28.22 | -26.11 | -23.77 | -22.46 |
Special Dividends Paid | -18.99 | -18.99 | -57.21 | -67.2 | -76.66 | -77.46 |
Total Dividends Paid | -49.24 | -48.61 | -85.44 | -93.31 | -100.43 | -99.93 |
Financing Cash Flow | -67.87 | -61.61 | -91.2 | -96.51 | -112.87 | -99.97 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -15.07 | 17.88 | 5.36 | -22.79 | -9.25 | 8.97 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 12.33 | 8.92 | 23.35 | 29.29 | 26.11 | 36.68 |
Free Cash Flow Growth | 32.74% | -61.79% | -20.28% | 12.20% | -28.84% | -41.29% |
Free Cash Flow Margin | 3.70% | 2.81% | 7.55% | 9.54% | 8.86% | 11.61% |
Free Cash Flow Per Share | 0.66 | 0.47 | 1.22 | 1.52 | 1.35 | 1.89 |
Levered Free Cash Flow | -3.53 | 37.76 | 43.28 | 53.94 | 94.47 | 32.19 |
Unlevered Free Cash Flow | -3.53 | 37.76 | 43.28 | 53.94 | 94.47 | 32.19 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 11.25 | 11.25 | 11.75 | 13.95 | 7.79 | 18.2 |
Change in Working Capital | -26.39 | -33.86 | -29.34 | -31.04 | -41.5 | -27.14 |