AMERISAFE, Inc. (AMSF)

NASDAQ: AMSF · Real-Time Price · USD

26.42

+0.40 (1.56%)

At close: Aug 24, 2026, 4:00 PM EDT

26.42

0.00 (0.00%)

After-hours: Aug 24, 2026, 4:58 PM EDT

AMERISAFE Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	335.66	317.3	309.11	306.91	294.69	316.01
Revenue Growth	9.52%	2.65%	0.72%	4.15%	-6.75%	-6.92%
Operating Income	58.6	58.85	69.06	77.38	67.65	79.45
Net Income	46.98	47.15	55.44	62.11	55.6	65.76
Earnings Per Share	2.48	2.47	2.89	3.23	2.88	3.39
EPS Growth	-5.69%	-14.53%	-10.53%	12.15%	-15.04%	-24.16%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	65.48	61.93	44.05	38.68	61.47	70.72
Total Debt	-	0.49	0.43	0.27	0.34	0.57
Net Cash (Debt)	65.48	61.44	43.62	38.42	61.13	70.15
Net Cash Growth	35.10%	40.85%	13.54%	-37.16%	-12.85%	14.51%
Net Cash Per Share	3.46	3.22	2.28	2.00	3.16	3.61

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	20.4	11.07	24.19	29.84	28.19	37.98
Capital Expenditures	-1.09	-2.15	-0.84	-0.55	-2.09	-1.3
Free Cash Flow	19.31	8.92	23.35	29.29	26.11	36.68
Free Cash Flow Growth	143.81%	-61.79%	-20.28%	12.20%	-28.84%	-41.29%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	17.46%	18.55%	22.34%	25.21%	22.96%	25.14%
Pretax Margin	17.46%	18.55%	22.34%	25.21%	22.95%	25.14%
Profit Margin	14.00%	14.86%	17.93%	20.24%	18.87%	20.81%
FCF Margin	5.75%	2.81%	7.55%	9.54%	8.86%	11.61%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.640	1.560	1.480	1.360	1.240	1.160
Dividend Per Share Growth	-42.29%	5.41%	8.82%	9.68%	6.90%	7.41%
Dividend Yield	9.99%	4.17%	3.13%	3.44%	3.11%	3.09%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.65	15.41	17.70	14.44	17.90	15.85
Forward PE	13.63	17.55	22.99	19.33	20.91	18.19
P/FCF Ratio	25.33	81.42	42.03	30.62	38.12	28.41
PS Ratio	1.46	2.29	3.18	2.92	3.38	3.30