AMERISAFE, Inc. (AMSF)
NASDAQ: AMSF · Real-Time Price · USD
29.71
+0.67 (2.31%)
Aug 3, 2026, 11:01 AM EDT - Market open

AMERISAFE Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
335.63317.25309.04306.85294.74315.93
Revenue Growth
9.54%2.66%0.71%4.11%-6.71%-6.93%
Gross Profit
151.73147.32151.78158.59142.42155.14
Operating Income
58.658.8569.0677.3867.6579.45
Net Income
46.9847.1555.4462.1155.665.76
Earnings Per Share
2.482.472.893.232.883.39
EPS Growth
-6.06%-14.53%-10.53%12.15%-15.04%-24.16%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
88.7576.1653.3838.6875.59128.15
Total Debt
000000
Net Cash (Debt)
88.7576.1653.3838.6875.59128.15
Net Cash Growth
40.06%42.67%38.01%-48.83%-41.02%19.04%
Net Cash Per Share
4.703.992.792.013.916.60

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
20.411.0724.1929.8428.1937.98
Capital Expenditures
-1.09-2.15-0.84-0.55-2.09-1.3
Free Cash Flow
19.318.9223.3529.2926.1136.68
Free Cash Flow Growth
143.81%-61.79%-20.28%12.20%-28.84%-41.29%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
45.21%46.43%49.11%51.68%48.32%49.10%
Operating Margin
17.46%18.55%22.35%25.22%22.95%25.15%
Pretax Margin
17.46%18.55%22.35%25.22%22.95%25.15%
Profit Margin
14.00%14.86%17.94%20.24%18.87%20.81%
FCF Margin
5.75%2.81%7.56%9.54%8.86%11.61%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.6401.5601.4801.3601.2401.160
Dividend Per Share Growth
-42.29%5.41%8.82%9.68%6.90%7.41%
Dividend Yield
8.89%6.67%8.69%10.42%10.05%9.60%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.9815.5517.8314.4818.0515.88
Forward PE
15.3317.5522.9919.3320.9118.19
P/FCF Ratio
28.3580.9142.0530.5638.1428.42
PS Ratio
1.632.283.182.923.383.30