Amerant Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	430.03	479.43	505.48	475.41	293.21	216.1
Interest Income on Investments	127.23	118	90.11	73.17	45.57	31.75
Total Interest Income	557.26	597.43	595.59	548.58	338.78	247.84
Interest Paid on Deposits	181.02	200.9	230.91	183.74	49.05	27.89
Interest Paid on Borrowings	32.77	35.84	38.72	38.38	23.06	14.81
Total Interest Expense	213.79	236.74	269.63	222.12	72.11	42.7
Net Interest Income	343.47	360.69	325.96	326.46	266.67	205.14
Net Interest Income Growth	-4.10%	10.65%	-0.15%	22.43%	29.99%	8.22%
Gain (Loss) on Sale of Assets	-	-	12.64	-	-	62.39
Gain (Loss) on Sale of Investments	2.95	5.1	-76.86	-10.99	-3.69	3.74
Other Non-Interest Income	50.85	53.4	52.36	39.03	41.7	39.77
Total Non-Interest Income	75.21	78.6	8.29	47.41	56.6	123.11
Non-Interest Income Growth	-5.21%	847.91%	-82.51%	-16.23%	-54.02%	67.40%
Revenues Before Loan Losses	418.68	439.29	334.25	373.88	323.26	328.25
Provision for Loan Losses	22.24	42.6	60.46	61.28	13.95	-16.5
Revenue	396.44	396.69	273.79	312.6	309.32	344.75
Revenue Growth	2.04%	44.89%	-12.41%	1.06%	-10.28%	97.59%
Salaries and Employee Benefits	137.74	137.83	131.48	122.2	114.39	108.58
Occupancy Expenses	13.62	14.38	17.38	14.98	14.73	16.89
Federal Deposit Insurance	10.77	11.43	11.58	10.6	6.6	6.42
Selling, General & Administrative	104.27	110.56	99.75	86.25	70.9	51.85
Other Non-Interest Expense	39.7	48.02	34.47	66.06	19.02	9.17
Total Non-Interest Expense	304.18	323.08	299.49	302.18	229.05	192.93
EBT Excluding Unusual Items	92.26	73.61	-25.7	10.42	80.27	151.82
Other Unusual Items	0.69	0.01	1.62	40.08	10.68	-2.49
Pretax Income	85.47	66.14	-24.08	41.33	78.58	144.02
Income Tax Expense	18.13	13.72	-8.33	10.54	16.62	33.71
Earnings From Continuing Operations	67.33	52.42	-15.75	30.79	61.96	110.31
Minority Interest in Earnings	-	-	-	1.7	1.35	2.61
Net Income	67.33	52.42	-15.75	32.49	63.31	112.92
Net Income to Common	67.33	52.42	-15.75	32.49	63.31	112.92
Net Income Growth	1.10%	-	-	-48.68%	-43.93%	-
Basic Shares Outstanding	40	42	36	34	34	37
Diluted Shares Outstanding	40	42	36	34	34	38
Shares Change	-4.40%	16.71%	6.18%	-1.37%	-9.02%	-10.09%
EPS (Basic)	1.69	1.26	-0.44	0.97	1.87	3.04
EPS (Diluted)	1.67	1.26	-0.44	0.96	1.85	3.01
EPS Growth	5.25%	-	-	-48.11%	-38.54%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.360	0.360	0.360	0.360	0.060
Dividend Growth	0%	0%	0%	0%	500.00%	-
Effective Tax Rate	21.22%	20.75%	-	25.50%	21.15%	23.41%

SEC Filings: 10-K · 10-Q