Amerant Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	442.36	479.43	505.48	475.41	293.21	216.1
Interest Income on Investments	126.24	118	90.11	73.17	45.57	31.75
Total Interest Income	568.6	597.43	595.59	548.58	338.78	247.84
Interest Paid on Deposits	187.49	200.9	230.91	183.74	49.05	27.89
Interest Paid on Borrowings	33.96	35.84	38.72	38.38	23.06	14.81
Total Interest Expense	221.45	236.74	269.63	222.12	72.11	42.7
Net Interest Income	347.16	360.69	325.96	326.46	266.67	205.14
Net Interest Income Growth	0.62%	10.65%	-0.15%	22.43%	29.99%	8.22%
Gain (Loss) on Sale of Assets	-	-	12.64	-	-	62.39
Gain (Loss) on Sale of Investments	4.18	5.1	-76.86	-10.99	-3.69	3.74
Other Non-Interest Income	50.32	53.4	52.36	39.03	41.7	39.77
Total Non-Interest Income	74.79	78.6	8.29	47.41	56.6	123.11
Non-Interest Income Growth	438.97%	847.91%	-82.51%	-16.23%	-54.02%	67.40%
Revenues Before Loan Losses	421.95	439.29	334.25	373.88	323.26	328.25
Provision for Loan Losses	30.64	42.6	60.46	61.28	13.95	-16.5
Revenue	391.31	396.69	273.79	312.6	309.32	344.75
Revenue Growth	28.10%	44.89%	-12.41%	1.06%	-10.28%	97.59%
Salaries and Employee Benefits	136.32	137.83	131.48	122.2	114.39	108.58
Occupancy Expenses	13.03	14.38	17.38	14.98	14.73	16.89
Federal Deposit Insurance	10.62	11.43	11.58	10.6	6.6	6.42
Selling, General & Administrative	105.98	110.56	99.75	86.25	70.9	51.85
Other Non-Interest Expense	44.45	48.02	34.47	66.06	19.02	9.17
Total Non-Interest Expense	312.92	323.08	299.49	302.18	229.05	192.93
EBT Excluding Unusual Items	78.39	73.61	-25.7	10.42	80.27	151.82
Other Unusual Items	0.07	0.01	1.62	40.08	10.68	-2.49
Pretax Income	70.97	66.14	-24.08	41.33	78.58	144.02
Income Tax Expense	14.6	13.72	-8.33	10.54	16.62	33.71
Earnings From Continuing Operations	56.37	52.42	-15.75	30.79	61.96	110.31
Minority Interest in Earnings	-	-	-	1.7	1.35	2.61
Net Income	56.37	52.42	-15.75	32.49	63.31	112.92
Net Income to Common	56.37	52.42	-15.75	32.49	63.31	112.92
Net Income Growth	1433.13%	-	-	-48.68%	-43.93%	-
Basic Shares Outstanding	41	42	36	34	34	37
Diluted Shares Outstanding	41	42	36	34	34	38
Shares Change	1.98%	16.71%	6.18%	-1.37%	-9.02%	-10.09%
EPS (Basic)	1.39	1.26	-0.44	0.97	1.87	3.04
EPS (Diluted)	1.39	1.26	-0.44	0.96	1.85	3.01
EPS Growth	1437.56%	-	-	-48.11%	-38.54%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.360	0.360	0.360	0.360	0.060
Dividend Growth	0%	0%	0%	0%	500.00%	-
Effective Tax Rate	20.57%	20.75%	-	25.50%	21.15%	23.41%

SEC Filings: 10-K · 10-Q