Amerant Bancorp Inc. (AMTB)

NYSE: AMTB · Real-Time Price · USD

29.52

+1.02 (3.58%)

Jul 27, 2026, 4:00 PM EDT - Market closed

Amerant Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	609.97	757.39	601.36	679.15	586.66	547.4
Revenue Growth	-12.29%	25.95%	-11.45%	15.77%	7.17%	50.40%
Net Income	56.37	52.42	-15.75	32.49	63.31	112.92
Earnings Per Share	1.39	1.26	-0.44	0.96	1.85	3.01
EPS Growth	-	-	-	-48.11%	-38.54%	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	301.63	462.92	583.42	315.79	290.6	274.21
Total Debt	796.67	805.96	898.65	798.16	1,059	932.65
Net Cash (Debt)	-796.67	-805.96	-898.65	-798.16	-1,059	-932.65
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-19.56	-19.31	-25.13	-23.70	-31.02	-24.85

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	127.69	136.98	82.19	26.72	-49.16	67.43
Capital Expenditures	-1.1	-7.75	-7.4	-10.93	-10.63	-6.58
Free Cash Flow	126.59	129.24	74.79	15.79	-59.79	60.85
Free Cash Flow Growth	34.28%	72.79%	373.73%	-	-	17.77%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	58.76%	56.36%	50.20%	54.15%	58.85%	63.78%
Profit Margin	59.03%	6.92%	-2.62%	4.53%	10.56%	20.15%
FCF Margin	0.00%	17.06%	12.44%	2.32%	-10.19%	11.12%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.360	0.360	0.360	0.360	0.060
Dividend Per Share Growth	0%	0%	0%	0%	500.00%	-
Dividend Yield	1.22%	1.86%	1.60%	1.47%	1.35%	0.00%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	21.27	15.48	-	25.59	14.51	11.48
Forward PE	11.61	9.39	12.47	12.65	10.20	18.76
P/FCF Ratio	9.53	6.13	12.62	52.29	-	20.37
PS Ratio	2.96	1.05	1.57	1.22	1.55	2.26