Ames National Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	61.09	55.66	44.98	44.63	53.24	56
Net Interest Income Growth	23.23%	23.76%	0.79%	-16.19%	-4.92%	2.10%
Non-Interest Income	11.47	11.17	9.84	9.22	9.69	10.54
Non-Interest Income Growth	12.12%	13.55%	6.75%	-4.87%	-8.07%	-0.78%
Revenues Before Loan Losses	72.56	66.83	54.81	53.84	62.93	66.53
Provision for Credit Losses	-0.17	1.04	0.59	0.79	-0.87	-0.76
Revenue	72.74	65.8	54.22	53.05	63.81	67.29
Revenue Growth	24.34%	21.35%	2.21%	-16.85%	-5.18%	12.56%
Compensation Expenses	27.11	26.18	25.15	23.66	22.91	22.28
Selling, General & Admin	14.46	13.69	14.64	13.99	13.6	12.55
Other Non-Interest Expenses	1.78	2.06	2.2	2.51	2.14	1.79
Total Non-Interest Expense	43.34	41.93	41.98	40.16	38.64	36.62
Pretax Income	29.39	23.87	12.24	12.89	25.16	30.67
Provision for Income Taxes	6.43	4.84	2.02	2.07	5.87	6.76
Net Income	22.96	19.03	10.22	10.82	19.29	23.91
Net Income to Common	22.96	19.03	10.22	10.82	19.29	23.91
Net Income Growth	67.82%	86.21%	-5.54%	-43.93%	-19.32%	26.86%
Shares Outstanding (Basic)	9	9	9	9	9	9
Shares Outstanding (Diluted)	9	9	9	9	9	9
Shares Change	-0.90%	-1.07%	-0.01%	-0.46%	-0.89%	-0.37%
EPS (Basic)	2.58	2.14	1.14	1.20	2.14	2.62
EPS (Diluted)	2.58	2.14	1.14	1.20	2.14	2.62
EPS Growth	67.53%	87.72%	-5.00%	-43.92%	-18.32%	27.18%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	21	20.7	14	14.31	18.37	28.6
Free Cash Flow Growth	6.43%	47.83%	-2.18%	-22.10%	-35.75%	0.47%
Free Cash Flow Per Share	2.37	2.33	1.56	1.59	2.03	3.14
Dividends Per Share	0.880	0.600	0.940	1.080	1.080	1.040
Dividend Growth	46.67%	-36.17%	-12.96%	0%	3.85%	4.00%
Profit Margin	31.57%	28.92%	18.85%	20.39%	30.24%	35.54%
FCF Margin	28.87%	31.46%	25.82%	26.98%	28.80%	42.50%
Effective Tax Rate	21.87%	20.28%	16.53%	16.08%	23.32%	22.04%

SEC Filings: 10-K · 10-Q