Ames National Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	69.15	68.35	65.79	56.81	45.96	47.83
Interest Income on Investments	20.83	18.75	16.82	17.49	15.6	12.65
Total Interest Income	89.98	87.09	82.61	74.3	61.55	60.48
Interest Paid on Deposits	26.89	28.88	32.01	24.47	7.32	4.34
Interest Paid on Borrowings	2	2.55	5.62	5.21	0.99	0.14
Total Interest Expense	28.89	31.43	37.63	29.68	8.31	4.49
Net Interest Income	61.09	55.66	44.98	44.63	53.24	56
Net Interest Income Growth	23.23%	23.76%	0.79%	-16.19%	-4.92%	2.10%
Trust Income	6.49	6.27	5.31	4.65	4.94	4.45
Gain (Loss) on Sale of Investments	-0.77	-0.77	-0.93	-0.73	-0.72	-0.62
Other Non-Interest Income	4.37	4.36	4.17	4.17	4.11	4.39
Total Non-Interest Income	10.7	10.4	9.07	8.45	8.93	9.9
Non-Interest Income Growth	13.10%	14.70%	7.38%	-5.42%	-9.76%	-0.83%
Revenues Before Loan Losses	71.8	66.07	54.05	53.07	62.18	65.9
Provision for Loan Losses	-0.17	1.04	0.59	0.79	-0.87	-0.76
Revenue	71.97	65.03	53.46	52.28	63.05	66.65
Revenue Growth	24.66%	21.65%	2.24%	-17.08%	-5.40%	12.70%
Salaries and Employee Benefits	27.11	26.18	25.15	23.66	22.91	22.28
Occupancy Expenses	3.01	2.99	3.01	2.97	2.95	2.66
Federal Deposit Insurance	0.98	1.03	1.16	1.1	0.61	0.58
Amortization of Goodwill & Intangibles	0.28	0.3	0.34	0.5	0.57	0.63
Selling, General & Administrative	10.19	9.37	10.13	9.43	9.47	8.68
Other Non-Interest Expense	1.01	1.3	1.43	1.74	1.39	1.15
Total Non-Interest Expense	42.58	41.16	41.21	39.4	37.89	35.98
EBT Excluding Unusual Items	29.39	23.87	12.24	12.89	25.16	30.67
Pretax Income	29.39	23.87	12.24	12.89	25.16	30.67
Income Tax Expense	6.43	4.84	2.02	2.07	5.87	6.76
Net Income	22.96	19.03	10.22	10.82	19.29	23.91
Net Income to Common	22.96	19.03	10.22	10.82	19.29	23.91
Net Income Growth	67.82%	86.21%	-5.54%	-43.93%	-19.32%	26.86%
Basic Shares Outstanding	9	9	9	9	9	9
Diluted Shares Outstanding	9	9	9	9	9	9
Shares Change	-0.90%	-1.07%	-0.01%	-0.46%	-0.89%	-0.37%
EPS (Basic)	2.59	2.14	1.14	1.20	2.14	2.62
EPS (Diluted)	2.59	2.14	1.14	1.20	2.14	2.62
EPS Growth	69.34%	88.22%	-5.53%	-43.68%	-18.60%	27.33%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.880	0.600	0.940	1.080	1.080	1.040
Dividend Growth	46.67%	-36.17%	-12.96%	0%	3.85%	4.00%
Effective Tax Rate	21.87%	20.28%	16.53%	16.08%	23.32%	22.04%

SEC Filings: 10-K · 10-Q