Ames National Corporation (ATLO)
NASDAQ: ATLO · Real-Time Price · USD
33.51
-0.35 (-1.03%)
At close: Oct 30, 2026, 4:00 PM EDT
33.64
+0.13 (0.39%)
After-hours: Oct 30, 2026, 7:30 PM EDT
Ames National Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 69.64 | 68.35 | 65.79 | 56.81 | 45.96 | 47.83 |
Interest Income on Investments | 22.12 | 18.75 | 16.82 | 17.49 | 15.6 | 12.65 |
Total Interest Income | 91.76 | 87.09 | 82.61 | 74.3 | 61.55 | 60.48 |
Interest Paid on Deposits | 26.09 | 28.88 | 32.01 | 24.47 | 7.32 | 4.34 |
Interest Paid on Borrowings | 1.67 | 2.55 | 5.62 | 5.21 | 0.99 | 0.14 |
Total Interest Expense | 27.76 | 31.43 | 37.63 | 29.68 | 8.31 | 4.49 |
Net Interest Income | 64 | 55.66 | 44.98 | 44.63 | 53.24 | 56 |
Net Interest Income Growth | 21.79% | 23.76% | 0.79% | -16.19% | -4.92% | 2.10% |
Trust Income | 7.21 | 6.27 | 5.31 | 4.65 | 4.94 | 4.45 |
Gain (Loss) on Sale of Investments | -0.77 | -0.77 | -0.93 | -0.73 | -0.72 | -0.62 |
Other Non-Interest Income | 4.57 | 4.36 | 4.17 | 4.17 | 4.11 | 4.39 |
Total Non-Interest Income | 11.63 | 10.4 | 9.07 | 8.45 | 8.93 | 9.9 |
Non-Interest Income Growth | 21.37% | 14.70% | 7.38% | -5.42% | -9.76% | -0.83% |
Revenues Before Loan Losses | 75.63 | 66.07 | 54.05 | 53.07 | 62.18 | 65.9 |
Provision for Loan Losses | -0.73 | 1.04 | 0.59 | 0.79 | -0.87 | -0.76 |
| 76.37 | 65.03 | 53.46 | 52.28 | 63.05 | 66.65 | |
Revenue Growth | 26.09% | 21.65% | 2.24% | -17.08% | -5.40% | 12.70% |
Salaries and Employee Benefits | 27.65 | 26.18 | 25.15 | 23.66 | 22.91 | 22.28 |
Occupancy Expenses | 3.09 | 2.99 | 3.01 | 2.97 | 2.95 | 2.66 |
Federal Deposit Insurance | 0.96 | 1.03 | 1.16 | 1.1 | 0.61 | 0.58 |
Amortization of Goodwill & Intangibles | 0.28 | 0.3 | 0.34 | 0.5 | 0.57 | 0.63 |
Selling, General & Administrative | 10.74 | 9.37 | 10.13 | 9.43 | 9.47 | 8.68 |
Other Non-Interest Expense | 0.85 | 1.3 | 1.43 | 1.74 | 1.39 | 1.15 |
Total Non-Interest Expense | 43.56 | 41.16 | 41.21 | 39.4 | 37.89 | 35.98 |
EBT Excluding Unusual Items | 32.81 | 23.87 | 12.24 | 12.89 | 25.16 | 30.67 |
Pretax Income | 32.81 | 23.87 | 12.24 | 12.89 | 25.16 | 30.67 |
Income Tax Expense | 7.35 | 4.84 | 2.02 | 2.07 | 5.87 | 6.76 |
Net Income | 25.45 | 19.03 | 10.22 | 10.82 | 19.29 | 23.91 |
Net Income to Common | 25.45 | 19.03 | 10.22 | 10.82 | 19.29 | 23.91 |
Net Income Growth | 58.82% | 86.21% | -5.54% | -43.93% | -19.32% | 26.86% |
Basic Shares Outstanding | 9 | 9 | 9 | 9 | 9 | 9 |
Diluted Shares Outstanding | 9 | 9 | 9 | 9 | 9 | 9 |
Shares Change | -0.73% | -1.07% | -0.01% | -0.46% | -0.89% | -0.37% |
EPS (Basic) | 2.87 | 2.14 | 1.14 | 1.20 | 2.14 | 2.62 |
EPS (Diluted) | 2.87 | 2.14 | 1.14 | 1.20 | 2.14 | 2.62 |
EPS Growth | 59.99% | 88.22% | -5.53% | -43.68% | -18.60% | 27.33% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.920 | 0.600 | 0.940 | 1.080 | 1.080 | 1.040 |
Dividend Growth | 53.33% | -36.17% | -12.96% | 0% | 3.85% | 4.00% |
Effective Tax Rate | 22.41% | 20.28% | 16.53% | 16.08% | 23.32% | 22.04% |