Axos Financial Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	1,923	1,863	1,680	1,522	1,068	647.14
Interest Income on Investments	85.58	93.56	135.19	133.63	89.61	12.59
Total Interest Income	2,008	1,957	1,815	1,656	1,157	659.73
Interest Paid on Deposits	642.38	646.37	667.75	670.57	339.48	33.62
Interest Paid on Borrowings	78.8	63.68	19.94	23.61	34.54	18.95
Total Interest Expense	721.18	710.04	687.69	694.18	374.02	52.57
Net Interest Income	1,287	1,247	1,128	961.43	783.12	607.16
Net Interest Income Growth	14.23%	10.56%	17.30%	22.77%	28.98%	12.70%
Mortgage Banking Activities	7.17	6.11	13.01	10	7.1	19.2
Other Non-Interest Income	257.89	227.48	118.06	120.26	113.39	94.17
Total Non-Interest Income	265.06	233.58	131.07	130.26	120.49	113.36
Non-Interest Income Growth	96.64%	78.22%	0.62%	8.11%	6.29%	7.70%
Revenues Before Loan Losses	1,552	1,480	1,259	1,092	903.61	720.52
Provision for Loan Losses	108.35	101.11	55.75	32.5	24.25	23.75
Revenue	1,444	1,379	1,203	1,059	879.36	696.77
Revenue Growth	20.06%	14.65%	13.59%	20.45%	26.21%	12.34%
Salaries and Employee Benefits	286.62	278.79	255.98	215.68	178.17	146.15
Occupancy Expenses	113.45	90.21	35.42	31.39	27.63	27.54
Federal Deposit Insurance	29.47	27.69	27.56	20.55	15.53	11.82
Selling, General & Administrative	324.58	318.29	253.67	230.23	212.84	145.14
Other Non-Interest Expense	17.77	17.73	17.07	18.26	13.43	15.18
Total Non-Interest Expense	771.88	732.72	589.7	516.11	447.62	345.84
EBT Excluding Unusual Items	671.94	646.67	613.4	543.08	431.74	350.93
Other Unusual Items	-	-	-	92.4	-	-10.98
Pretax Income	671.94	646.67	613.4	635.48	431.74	339.96
Income Tax Expense	164.27	156.3	180.49	185.47	124.58	99.24
Net Income	507.67	490.37	432.91	450.01	307.17	240.72
Net Income to Common	507.67	490.37	432.91	450.01	307.17	240.72
Net Income Growth	17.27%	13.27%	-3.80%	46.50%	27.61%	11.69%
Basic Shares Outstanding	57	57	57	58	60	60
Diluted Shares Outstanding	58	58	58	59	61	61
Shares Change	-0.63%	-0.69%	-0.83%	-3.04%	-0.07%	0.15%
EPS (Basic)	8.95	8.66	7.61	7.82	5.15	4.04
EPS (Diluted)	8.79	8.48	7.43	7.66	5.07	3.97
EPS Growth	18.15%	14.13%	-3.00%	51.09%	27.71%	11.52%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Effective Tax Rate	24.45%	24.17%	29.42%	29.19%	28.85%	29.19%

SEC Filings: 10-K · 10-Q