Axos Financial Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Net Interest Income	1,247	1,128	961.43	783.12	607.16
Net Interest Income Growth	10.56%	17.30%	22.77%	28.98%	12.70%
Non-Interest Income	233.58	131.07	222.66	120.49	113.36
Non-Interest Income Growth	78.22%	-41.14%	84.80%	6.29%	7.70%
Revenues Before Loan Losses	1,480	1,259	1,184	903.61	720.52
Provision for Credit Losses	101.11	55.75	32.5	24.25	23.75
Revenue	1,379	1,203	1,152	879.36	696.77
Revenue Growth	14.65%	4.47%	30.96%	26.21%	12.34%
Compensation Expenses	323.05	297.96	250.87	204.27	167.39
Selling, General & Admin	364.25	247.12	226.43	214.38	162.42
Other Non-Interest Expenses	45.42	44.62	38.81	28.97	27.01
Total Non-Interest Expense	732.72	589.7	516.11	447.62	356.81
Pretax Income	646.67	613.4	635.48	431.74	339.96
Provision for Income Taxes	156.3	180.49	185.47	124.58	99.24
Net Income	490.37	432.91	450.01	307.17	240.72
Net Income to Common	490.37	432.91	450.01	307.17	240.72
Net Income Growth	13.27%	-3.80%	46.50%	27.61%	11.69%
Shares Outstanding (Basic)	57	57	58	60	60
Shares Outstanding (Diluted)	58	58	59	61	61
Shares Change	-0.69%	-0.83%	-3.04%	-0.07%	0.15%
EPS (Basic)	8.66	7.61	7.82	5.15	4.04
EPS (Diluted)	8.48	7.61	7.82	5.15	4.04
EPS Growth	11.43%	-2.69%	51.84%	27.47%	10.99%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Free Cash Flow	0	471.04	293.08	187.67	195.12
Free Cash Flow Growth	-	60.72%	56.16%	-3.82%	-51.48%
Free Cash Flow Per Share	-	8.09	4.99	3.10	3.22
Profit Margin	35.55%	35.98%	39.08%	34.93%	34.55%
FCF Margin	0.00%	39.15%	25.45%	21.34%	28.00%
Effective Tax Rate	24.17%	29.42%	29.19%	28.85%	29.19%

SEC Filings: 10-K · 10-Q