American Express Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	56,282	54,865	50,406	47,381	41,330	33,074
Revenue Growth (YoY)	9.99%	8.85%	6.38%	14.64%	24.96%	23.41%
Cost of Revenue	37,422	33,482	29,579	27,402	24,213	19,240
Gross Profit	18,860	21,383	20,827	19,979	17,117	13,834
Selling, General & Admin	14,244	12,709	11,926	10,870	10,401	9,053
Other Operating Expenses	5,720	7,425	6,666	7,011	6,522	4,626
Operating Income	-1,104	1,249	2,235	2,098	194	155
Interest Income	26,128	25,598	23,795	19,983	12,658	9,033
Interest Expense	-8,241	-8,234	-8,252	-6,849	-2,763	-1,283
Total Non-Operating Income (Expense)	17,887	17,364	15,543	13,134	9,895	7,750
Pretax Income	14,243	13,795	12,895	10,513	9,585	10,689
Provision for Income Taxes	3,023	2,962	2,766	2,139	2,071	2,629
Net Income	11,220	10,833	10,129	8,374	7,514	8,060
Net Income to Common	11,220	10,833	10,129	8,374	7,514	8,060
Net Income Growth	9.19%	6.95%	20.96%	11.45%	-6.77%	157.10%
Shares Outstanding (Basic)	691	695	712	735	751	789
Shares Outstanding (Diluted)	692	696	713	736	752	790
Shares Change (YoY)	-2.33%	-2.38%	-3.13%	-2.13%	-4.81%	-1.98%
EPS (Basic)	16.04	15.41	14.04	11.23	9.86	10.04
EPS (Diluted)	16.03	15.38	14.01	11.21	9.85	10.02
EPS Growth	11.94%	9.78%	24.98%	13.81%	-1.70%	165.78%
Shares Outstanding	682	686	702	723	743	761
Free Cash Flow	14,324	16,003	12,139	16,996	19,224	13,095
Free Cash Flow Growth	-10.49%	31.83%	-28.58%	-11.59%	46.80%	218.38%
Free Cash Flow Per Share	20.71	22.99	17.03	23.09	25.56	16.58
Dividends Per Share	3.410	3.280	2.800	2.400	2.080	1.720
Dividend Growth	3.96%	17.14%	16.67%	15.38%	20.93%	-
Gross Margin	33.51%	38.97%	41.32%	42.17%	41.42%	41.83%
Operating Margin	-1.96%	2.28%	4.43%	4.43%	0.47%	0.47%
Profit Margin	19.94%	19.74%	20.09%	17.67%	18.18%	24.37%
FCF Margin	25.45%	29.17%	24.08%	35.87%	46.51%	39.59%
EBITDA	708	3,026	3,911	3,749	1,820	1,850
EBITDA Margin	1.26%	5.52%	7.76%	7.91%	4.40%	5.59%
EBIT	-1,104	1,249	2,235	2,098	194	155
EBIT Margin	-1.96%	2.28%	4.43%	4.43%	0.47%	0.47%
Effective Tax Rate	21.22%	21.47%	21.45%	20.35%	21.61%	24.60%

Updated Mar 31, 2026. Data Source: Fiscal.ai. standard template. Financial Sources.

SEC Filings: 10-K · 10-Q