American Express Company (AXP)
NYSE: AXP · Real-Time Price · USD
340.31
-2.29 (-0.67%)
Aug 7, 2026, 2:41 PM EDT - Market open

American Express Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
57,60154,86550,40649,08642,96734,630
Revenue Growth
10.27%8.85%2.69%14.24%24.07%23.23%
Gross Profit
16,66916,56515,94416,96516,61316,618
Operating Income
-3,585-3,569-2,648-916-3102,939
Net Income
11,44510,83310,1298,3747,5148,060
Earnings Per Share
16.4815.3814.0111.219.8510.02
EPS Growth
15.65%9.78%24.98%13.81%-1.70%165.78%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
U.S. Consumer Services (USCS) Revenue Net of Interest Expense
36,65934,81431,42728,11623,91418,922
Commercial Services (CS) Revenue Net of Interest Expense
17,50316,92615,85914,77613,56910,911
International Card Services (ICS) Revenue Net of Interest Expense
13,98313,00011,46110,4309,0617,435
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense
8,1117,7597,4847,3966,4755,129
Corporate & Other Revenue Net of Interest Expense
-305-270-282-203-157-17
Revenue (Total)
57,60154,86550,40649,08642,96734,630

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
45,24347,79240,64046,59633,91422,028
Total Debt
59,04957,75851,08949,15943,92140,918
Net Cash (Debt)
-13,806-9,966-10,449-2,563-10,007-18,890
Net Cash Growth
------
Net Cash Per Share
-20.11-14.32-14.65-3.48-13.31-23.91

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
18,47518,42814,05018,55921,07914,645
Capital Expenditures
-3,423-2,425-1,911-1,563-1,855-1,550
Free Cash Flow
15,05216,00312,13916,99619,22413,095
Free Cash Flow Growth
35.66%31.83%-28.58%-11.59%46.80%218.38%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
28.94%30.19%31.63%34.56%38.66%47.99%
Operating Margin
-6.22%-6.51%-5.25%-1.87%-0.72%8.49%
Pretax Margin
25.63%25.14%25.58%21.42%22.31%30.87%
Profit Margin
19.87%19.74%20.09%17.06%17.49%23.27%
FCF Margin
26.13%29.17%24.08%34.62%44.74%37.81%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.8003.2802.8002.4002.0801.720
Dividend Per Share Growth
16.45%17.14%16.67%15.38%20.93%0%
Dividend Yield
1.12%0.88%0.95%1.29%1.41%1.12%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
20.8024.0521.1816.7115.0016.33
Forward PE
18.4622.2120.6115.7114.8518.32
P/FCF Ratio
15.2515.8617.167.975.719.51
PS Ratio
3.244.634.132.762.553.60