American Express Company (AXP)
NYSE: AXP · Real-Time Price · USD
313.22
-11.95 (-3.68%)
At close: Oct 23, 2026, 4:00 PM EDT
313.40
+0.18 (0.06%)
After-hours: Oct 23, 2026, 7:59 PM EDT

American Express Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
72,85266,97360,76455,59250,68043,799
Revenue Growth
11.58%10.22%9.30%9.69%15.71%39.68%
Operating Income
15,33013,65512,33710,73410,0229,946
Net Income
12,09210,7019,9958,2527,4007,917
Earnings Per Share
17.7315.3814.0111.219.8510.02
EPS Growth
19.20%9.78%24.98%13.81%-1.70%165.78%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
U.S. Consumer Services (USCS) Revenue Net of Interest Expense
37,64334,81431,42728,11623,91418,922
Commercial Services (CS) Revenue Net of Interest Expense
17,77516,92615,85914,77613,56910,911
International Card Services (ICS) Revenue Net of Interest Expense
14,32913,00011,46110,4309,0617,435
Global Merchant and Network Services (GMNS) Revenue Net of Interest Expense
8,2217,7597,4847,3966,4755,129
Corporate & Other Revenue Net of Interest Expense
-382-270-282-203-157-17
Revenue (Total)
58,78354,86550,40649,08642,96734,630

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
43,20347,64541,11046,10533,62321,796
Total Debt
59,95363,90955,50059,98251,60540,960
Net Cash (Debt)
-16,750-16,264-14,390-13,877-17,982-19,164
Net Cash Growth
------
Net Cash Per Share
-24.54-23.37-20.18-18.85-23.91-24.26

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-18,42814,05018,55921,07914,645
Capital Expenditures
--2,426-1,917-1,565-1,856-1,638
Free Cash Flow
-16,00212,13316,99419,22313,007
Free Cash Flow Growth
-31.89%-28.60%-11.59%47.79%216.32%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
21.04%20.39%20.30%19.31%19.78%22.71%
Pretax Margin
21.23%20.60%21.22%18.91%18.91%24.40%
Profit Margin
16.60%15.98%16.45%14.84%14.60%18.08%
FCF Margin
-23.89%19.97%30.57%37.93%29.70%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.8003.2802.8002.4002.0801.720
Dividend Per Share Growth
16.14%17.14%16.67%15.38%20.93%0%
Dividend Yield
1.21%0.88%0.94%1.27%1.40%1.03%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
17.6623.8220.9216.5414.9216.01
Forward PE
16.1622.2120.6115.7114.8518.32
P/FCF Ratio
13.9615.9317.238.035.749.74
PS Ratio
2.883.813.442.462.182.89