American Express Statistics
Total Valuation
American Express has a market cap or net worth of $244.49 billion. The enterprise value is $251.00 billion.
Important Dates
The last earnings date was Friday, October 17, 2025, before market open.
| Earnings Date | Oct 17, 2025 |
| Ex-Dividend Date | Oct 10, 2025 |
Share Statistics
American Express has 688.85 million shares outstanding. The number of shares has decreased by -2.68% in one year.
| Current Share Class | 688.85M |
| Shares Outstanding | 688.85M |
| Shares Change (YoY) | -2.68% |
| Shares Change (QoQ) | -0.86% |
| Owned by Insiders (%) | 0.13% |
| Owned by Institutions (%) | 69.35% |
| Float | 535.66M |
Valuation Ratios
The trailing PE ratio is 23.86 and the forward PE ratio is 21.33. American Express's PEG ratio is 1.73.
| PE Ratio | 23.86 |
| Forward PE | 21.33 |
| PS Ratio | 3.79 |
| Forward PS | 3.18 |
| PB Ratio | 7.54 |
| P/TBV Ratio | 7.54 |
| P/FCF Ratio | 12.91 |
| P/OCF Ratio | 11.57 |
| PEG Ratio | 1.73 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 24.11 |
| EV / Sales | 3.84 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.25 |
Financial Position
The company has a current ratio of 1.60, with a Debt / Equity ratio of 1.85.
| Current Ratio | 1.60 |
| Quick Ratio | 1.58 |
| Debt / Equity | 1.85 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.17 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 33.94%.
| Return on Equity (ROE) | 33.94% |
| Return on Assets (ROA) | 3.71% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $869,427 |
| Profits Per Employee | $138,628 |
| Employee Count | 75,100 |
| Asset Turnover | 0.23 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, American Express has paid $2.92 billion in taxes.
| Income Tax | 2.92B |
| Effective Tax Rate | 21.69% |
Stock Price Statistics
The stock price has increased by +30.30% in the last 52 weeks. The beta is 1.29, so American Express's price volatility has been higher than the market average.
| Beta (5Y) | 1.29 |
| 52-Week Price Change | +30.30% |
| 50-Day Moving Average | 329.06 |
| 200-Day Moving Average | 301.60 |
| Relative Strength Index (RSI) | 65.10 |
| Average Volume (20 Days) | 2,606,204 |
Short Selling Information
The latest short interest is 9.85 million, so 1.43% of the outstanding shares have been sold short.
| Short Interest | 9.85M |
| Short Previous Month | 10.58M |
| Short % of Shares Out | 1.43% |
| Short % of Float | 1.84% |
| Short Ratio (days to cover) | 3.48 |
Income Statement
In the last 12 months, American Express had revenue of $65.29 billion and earned $10.41 billion in profits. Earnings per share was $14.88.
| Revenue | 65.29B |
| Gross Profit | 41.88B |
| Operating Income | 13.42B |
| Pretax Income | 13.46B |
| Net Income | 10.41B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $14.88 |
Full Income StatementBalance Sheet
The company has $53.55 billion in cash and $60.06 billion in debt, giving a net cash position of -$6.51 billion or -$9.45 per share.
| Cash & Cash Equivalents | 53.55B |
| Total Debt | 60.06B |
| Net Cash | -6.51B |
| Net Cash Per Share | -$9.45 |
| Equity (Book Value) | 32.42B |
| Book Value Per Share | 47.05 |
| Working Capital | 100.45B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $21.14 billion and capital expenditures -$2.20 billion, giving a free cash flow of $18.94 billion.
| Operating Cash Flow | 21.14B |
| Capital Expenditures | -2.20B |
| Free Cash Flow | 18.94B |
| FCF Per Share | $27.49 |
Full Cash Flow StatementMargins
Gross margin is 64.13%, with operating and profit margins of 20.55% and 16.14%.
| Gross Margin | 64.13% |
| Operating Margin | 20.55% |
| Pretax Margin | 20.62% |
| Profit Margin | 16.14% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.00% |
Dividends & Yields
This stock pays an annual dividend of $3.28, which amounts to a dividend yield of 0.92%.
| Dividend Per Share | $3.28 |
| Dividend Yield | 0.92% |
| Dividend Growth (YoY) | 17.04% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 21.24% |
| Buyback Yield | 2.68% |
| Shareholder Yield | 3.60% |
| Earnings Yield | 4.26% |
| FCF Yield | 7.75% |
Dividend DetailsAnalyst Forecast
The average price target for American Express is $327.70, which is -7.67% lower than the current price. The consensus rating is "Buy".
| Price Target | $327.70 |
| Price Target Difference | -7.67% |
| Analyst Consensus | Buy |
| Analyst Count | 20 |
| Revenue Growth Forecast (5Y) | 9.37% |
| EPS Growth Forecast (5Y) | 9.34% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 2000. It was a forward split with a ratio of 3:1.
| Last Split Date | May 11, 2000 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
