American Express Statistics
Total Valuation
American Express has a market cap or net worth of $216.84 billion. The enterprise value is $219.80 billion.
Important Dates
The last earnings date was Friday, July 18, 2025, before market open.
| Earnings Date | Jul 18, 2025 |
| Ex-Dividend Date | Jul 3, 2025 |
Share Statistics
American Express has 695.88 million shares outstanding. The number of shares has decreased by -2.83% in one year.
| Current Share Class | 695.88M |
| Shares Outstanding | 695.88M |
| Shares Change (YoY) | -2.83% |
| Shares Change (QoQ) | -0.43% |
| Owned by Insiders (%) | 0.14% |
| Owned by Institutions (%) | 68.99% |
| Float | 542.66M |
Valuation Ratios
The trailing PE ratio is 21.90 and the forward PE ratio is 19.40. American Express's PEG ratio is 1.41.
| PE Ratio | 21.90 |
| Forward PE | 19.40 |
| PS Ratio | 3.45 |
| Forward PS | 2.89 |
| PB Ratio | 6.71 |
| P/TBV Ratio | 6.71 |
| P/FCF Ratio | 19.55 |
| P/OCF Ratio | 16.56 |
| PEG Ratio | 1.41 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.94 |
| EV / Sales | 3.47 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 19.82 |
Financial Position
The company has a current ratio of 1.60, with a Debt / Equity ratio of 1.88.
| Current Ratio | 1.60 |
| Quick Ratio | 1.59 |
| Debt / Equity | 1.88 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.47 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 32.81%.
| Return on Equity (ROE) | 32.81% |
| Return on Assets (ROA) | 3.57% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $844,674 |
| Profits Per Employee | $133,382 |
| Employee Count | 75,100 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, American Express has paid $2.69 billion in taxes.
| Income Tax | 2.69B |
| Effective Tax Rate | 20.98% |
Stock Price Statistics
The stock price has increased by +29.30% in the last 52 weeks. The beta is 1.26, so American Express's price volatility has been higher than the market average.
| Beta (5Y) | 1.26 |
| 52-Week Price Change | +29.30% |
| 50-Day Moving Average | 304.59 |
| 200-Day Moving Average | 290.84 |
| Relative Strength Index (RSI) | 52.08 |
| Average Volume (20 Days) | 2,833,511 |
Short Selling Information
The latest short interest is 9.38 million, so 1.35% of the outstanding shares have been sold short.
| Short Interest | 9.38M |
| Short Previous Month | 8.30M |
| Short % of Shares Out | 1.35% |
| Short % of Float | 1.73% |
| Short Ratio (days to cover) | 3.15 |
Income Statement
In the last 12 months, American Express had revenue of $63.44 billion and earned $10.02 billion in profits. Earnings per share was $14.23.
| Revenue | 63.44B |
| Gross Profit | 40.76B |
| Operating Income | 12.84B |
| Pretax Income | n/a |
| Net Income | 10.02B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $14.23 |
Full Income StatementBalance Sheet
The company has $57.76 billion in cash and $60.72 billion in debt, giving a net cash position of -$2.96 billion or -$4.26 per share.
| Cash & Cash Equivalents | 57.76B |
| Total Debt | 60.72B |
| Net Cash | -2.96B |
| Net Cash Per Share | -$4.26 |
| Equity (Book Value) | 32.31B |
| Book Value Per Share | 46.42 |
| Working Capital | 100.09B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $13.09 billion and capital expenditures -$2.00 billion, giving a free cash flow of $11.09 billion.
| Operating Cash Flow | 13.09B |
| Capital Expenditures | -2.00B |
| Free Cash Flow | 11.09B |
| FCF Per Share | $15.94 |
Full Cash Flow StatementMargins
Gross margin is 64.25%, with operating and profit margins of 20.24% and 15.99%.
| Gross Margin | 64.25% |
| Operating Margin | 20.24% |
| Pretax Margin | 20.24% |
| Profit Margin | 15.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 17.48% |
Dividends & Yields
This stock pays an annual dividend of $3.28, which amounts to a dividend yield of 1.05%.
| Dividend Per Share | $3.28 |
| Dividend Yield | 1.05% |
| Dividend Growth (YoY) | 16.92% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 21.37% |
| Buyback Yield | 2.83% |
| Shareholder Yield | 3.88% |
| Earnings Yield | 4.62% |
| FCF Yield | 5.11% |
Dividend DetailsAnalyst Forecast
The average price target for American Express is $304.90, which is -2.15% lower than the current price. The consensus rating is "Buy".
| Price Target | $304.90 |
| Price Target Difference | -2.15% |
| Analyst Consensus | Buy |
| Analyst Count | 21 |
| Revenue Growth Forecast (5Y) | 9.37% |
| EPS Growth Forecast (5Y) | 9.34% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 2000. It was a forward split with a ratio of 3:1.
| Last Split Date | May 11, 2000 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
