Banc of California, Inc. (BANC)

Banc of California Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	977.39	926.05	747.13	1,291	1,104
Net Interest Income Growth	5.54%	23.95%	-42.12%	16.94%	391.47%
Non-Interest Income	142.14	77.15	-448.29	74.83	193.93
Non-Interest Income Growth	84.25%	-	-	-61.41%	927.70%
Revenues Before Loan Losses	1,120	1,003	298.84	1,366	1,298
Provision for Credit Losses	70.6	42.8	52	24.5	-162
Revenue	1,049	960.39	246.84	1,341	1,460
Revenue Growth (YoY)	9.22%	289.07%	-81.59%	-8.13%	582.94%
Compensation Expenses	349.51	341.4	332.35	406.84	368.45
Selling, General & Admin	244.59	278.74	262.2	192.31	130.7
Other Non-Interest Expenses	141.75	171.61	1,864	174.37	138.27
Total Non-Interest Expense	735.85	791.74	2,458	773.52	637.42
Pretax Income	313.08	168.65	-2,211	567.57	822.33
Net Income	273.29	128.87	-2,251	548.23	822.33
Net Income Attributable to Preferred Dividends	39.79	39.79	39.79	19.34	-
Net Income to Common	273.29	128.87	-2,251	548.23	822.33
Net Income Growth	112.07%	-	-	-33.33%	-
Shares Outstanding (Basic)	160	168	85	77	77
Shares Outstanding (Diluted)	162	169	85	77	77
Shares Change (YoY)	-4.13%	97.54%	10.51%	0.46%	39.47%
EPS (Basic)	1.18	0.52	-22.71	5.14	7.76
EPS (Diluted)	1.17	0.52	-22.71	5.14	7.76
EPS Growth	125.00%	-	-	-33.76%	-
Shares Outstanding	155.46	168.61	168.1	78.97	62.19
Free Cash Flow	234.77	64.33	120.55	681.84	485.69
Free Cash Flow Growth	264.96%	-46.64%	-82.32%	40.39%	596.14%
Free Cash Flow Per Share	1.45	0.38	1.41	8.82	6.31
Dividends Per Share	0.400	0.400	0.530	1.520	1.000
Dividend Growth	-	-24.53%	-65.13%	52.00%	-25.93%
Profit Margin	29.85%	17.56%	-895.85%	42.32%	56.33%
FCF Margin	22.38%	6.70%	48.84%	50.84%	33.27%
EBITDA	19.68	23.81	52.69	53.6	52.2
EBITDA Margin	1.88%	2.48%	21.35%	4.00%	3.58%

Updated Jan 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q