Banc of California Statistics
Total Valuation
BANC has a market cap or net worth of $3.26 billion. The enterprise value is $3.95 billion.
| Market Cap | 3.26B |
| Enterprise Value | 3.95B |
Important Dates
The last earnings date was Wednesday, January 21, 2026, after market close.
| Earnings Date | Jan 21, 2026 |
| Ex-Dividend Date | Mar 16, 2026 |
Share Statistics
BANC has 155.46 million shares outstanding. The number of shares has increased by 6.82% in one year.
| Current Share Class | 150.84M |
| Shares Outstanding | 155.46M |
| Shares Change (YoY) | +6.82% |
| Shares Change (QoQ) | +0.66% |
| Owned by Insiders (%) | 0.75% |
| Owned by Institutions (%) | 88.66% |
| Float | 136.53M |
Valuation Ratios
The trailing PE ratio is 17.82 and the forward PE ratio is 12.20.
| PE Ratio | 17.82 |
| Forward PE | 12.20 |
| PS Ratio | 3.18 |
| Forward PS | 2.89 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.19 |
| P/FCF Ratio | 14.33 |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 20.88 |
| EV / Sales | 3.77 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.46 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 13.34 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.50%.
| Return on Equity (ROE) | 6.50% |
| Return on Assets (ROA) | 0.67% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.21% |
| Revenue Per Employee | $551,195 |
| Profits Per Employee | $99,414 |
| Employee Count | 1,903 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BANC has paid $84.10 million in taxes.
| Income Tax | 84.10M |
| Effective Tax Rate | 26.86% |
Stock Price Statistics
The stock price has increased by +26.29% in the last 52 weeks. The beta is 1.06, so BANC's price volatility has been similar to the market average.
| Beta (5Y) | 1.06 |
| 52-Week Price Change | +26.29% |
| 50-Day Moving Average | 19.80 |
| 200-Day Moving Average | 16.54 |
| Relative Strength Index (RSI) | 59.52 |
| Average Volume (20 Days) | 3,124,747 |
Short Selling Information
The latest short interest is 8.79 million, so 5.65% of the outstanding shares have been sold short.
| Short Interest | 8.79M |
| Short Previous Month | 9.46M |
| Short % of Shares Out | 5.65% |
| Short % of Float | 6.44% |
| Short Ratio (days to cover) | 4.87 |
Income Statement
In the last 12 months, BANC had revenue of $1.05 billion and earned $189.19 million in profits. Earnings per share was $1.17.
| Revenue | 1.05B |
| Gross Profit | 1.05B |
| Operating Income | 374.09M |
| Pretax Income | 313.08M |
| Net Income | 189.19M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.17 |
Balance Sheet
The company has $2.31 billion in cash and $3.02 billion in debt, with a net cash position of -$708.59 million or -$4.56 per share.
| Cash & Cash Equivalents | 2.31B |
| Total Debt | 3.02B |
| Net Cash | -708.59M |
| Net Cash Per Share | -$4.56 |
| Equity (Book Value) | 3.54B |
| Book Value Per Share | 19.57 |
| Working Capital | -25.73B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | 226.20M |
| FCF Per Share | $1.46 |
Margins
| Gross Margin | n/a |
| Operating Margin | 35.66% |
| Pretax Margin | 29.85% |
| Profit Margin | 21.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.56% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.92%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.92% |
| Dividend Growth (YoY) | 5.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 35.90% |
| Buyback Yield | -6.82% |
| Shareholder Yield | -4.90% |
| Earnings Yield | 5.84% |
| FCF Yield | 6.98% |
Analyst Forecast
The average price target for BANC is $21.39, which is 2.10% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $21.39 |
| Price Target Difference | 2.10% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 9 |
| Revenue Growth Forecast (5Y) | 9.27% |
| EPS Growth Forecast (5Y) | 46.49% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |