Banc of California, Inc. (BANC)
NYSE: BANC · Real-Time Price · USD
19.49
+0.54 (2.82%)
Aug 11, 2026, 4:00 PM EDT - Market closed

Banc of California Statistics

Total Valuation

BANC has a market cap or net worth of $3.09 billion. The enterprise value is $3.44 billion.

Market Cap3.09B
Enterprise Value 3.44B

Important Dates

The last earnings date was Wednesday, July 29, 2026, before market open.

Earnings Date Jul 29, 2026
Ex-Dividend Date Sep 15, 2026

Share Statistics

BANC has 158.43 million shares outstanding. The number of shares has decreased by -6.38% in one year.

Current Share Class 157.95M
Shares Outstanding 158.43M
Shares Change (YoY) -6.38%
Shares Change (QoQ) +0.63%
Owned by Insiders (%) 0.96%
Owned by Institutions (%) 92.65%
Float 140.60M

Valuation Ratios

PE Ratio n/a
Forward PE 10.20
PS Ratio 4.47
Forward PS 2.48
PB Ratio 1.03
P/TBV Ratio 1.19
P/FCF Ratio 8.48
P/OCF Ratio 7.95
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 4.98
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 9.44

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 8.67
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -0.65%.

Return on Equity (ROE) -0.65%
Return on Assets (ROA) -0.06%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.20%
Revenue Per Employee $362,517
Profits Per Employee -$27,467
Employee Count1,904
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -24.98M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +34.01% in the last 52 weeks. The beta is 1.14, so BANC's price volatility has been higher than the market average.

Beta (5Y) 1.14
52-Week Price Change +34.01%
50-Day Moving Average 20.09
200-Day Moving Average 19.05
Relative Strength Index (RSI) 46.15
Average Volume (20 Days) 3,944,800

Short Selling Information

The latest short interest is 9.52 million, so 6.01% of the outstanding shares have been sold short.

Short Interest 9.52M
Short Previous Month 9.01M
Short % of Shares Out 6.01%
Short % of Float 6.77%
Short Ratio (days to cover) 3.35

Income Statement

In the last 12 months, BANC had revenue of $690.23 million and -$52.30 million in losses. Loss per share was -$0.34.

Revenue690.23M
Gross Profit 690.23M
Operating Income 16.62M
Pretax Income -47.35M
Net Income -52.30M
EBITDA n/a
EBIT n/a
Loss Per Share -$0.34
Full Income Statement

Balance Sheet

The company has $2.81 billion in cash and $3.16 billion in debt, with a net cash position of -$351.02 million or -$2.22 per share.

Cash & Cash Equivalents 2.81B
Total Debt 3.16B
Net Cash -351.02M
Net Cash Per Share -$2.22
Equity (Book Value) 3.41B
Book Value Per Share 18.38
Working Capital -24.42B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $388.18 million and capital expenditures -$24.04 million, giving a free cash flow of $364.14 million.

Operating Cash Flow 388.18M
Capital Expenditures -24.04M
Depreciation & Amortization n/a
Net Borrowing 159.62M
Free Cash Flow 364.14M
FCF Per Share $2.30
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 2.41%
Pretax Margin -6.86%
Profit Margin -3.24%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 52.76%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.46%.

Dividend Per Share $0.48
Dividend Yield 2.46%
Dividend Growth (YoY) 15.00%
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 6.38%
Shareholder Yield 8.84%
Earnings Yield -1.69%
FCF Yield 11.80%
Dividend Details

Analyst Forecast

The average price target for BANC is $22.27, which is 14.35% higher than the current price. The consensus rating is "Buy".

Price Target $22.27
Price Target Difference 14.35%
Analyst Consensus Buy
Analyst Count 11
Revenue Growth Forecast (3Y) 7.16%
EPS Growth Forecast (3Y) 25.26%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on December 1, 2023. It was a reverse split with a ratio of 1:1.52.

Last Split Date Dec 1, 2023
Split Type Reverse
Split Ratio 1:1.52

Scores

Altman Z-Score n/a
Piotroski F-Score 2