Banc of California Statistics
Total Valuation
BANC has a market cap or net worth of $2.88 billion. The enterprise value is $4.37 billion.
Important Dates
The next estimated earnings date is Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Jun 15, 2026 |
Share Statistics
BANC has 154.20 million shares outstanding. The number of shares has increased by 0.70% in one year.
| Current Share Class | 153.72M |
| Shares Outstanding | 154.20M |
| Shares Change (YoY) | +0.70% |
| Shares Change (QoQ) | +4.12% |
| Owned by Insiders (%) | 1.02% |
| Owned by Institutions (%) | 97.97% |
| Float | 135.50M |
Valuation Ratios
The trailing PE ratio is 15.40 and the forward PE ratio is 10.83.
| PE Ratio | 15.40 |
| Forward PE | 10.83 |
| PS Ratio | 2.75 |
| Forward PS | 2.40 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | 11.04 |
| P/OCF Ratio | 10.18 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.06 |
| EV / Sales | 4.09 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.38 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 13.60 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.99%.
| Return on Equity (ROE) | 6.99% |
| Return on Assets (ROA) | 0.72% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.31% |
| Revenue Per Employee | $561,637 |
| Profits Per Employee | $108,960 |
| Employee Count | 1,904 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BANC has paid $88.41 million in taxes.
| Income Tax | 88.41M |
| Effective Tax Rate | 26.33% |
Stock Price Statistics
The stock price has increased by +39.21% in the last 52 weeks. The beta is 0.98, so BANC's price volatility has been similar to the market average.
| Beta (5Y) | 0.98 |
| 52-Week Price Change | +39.21% |
| 50-Day Moving Average | 18.46 |
| 200-Day Moving Average | 18.21 |
| Relative Strength Index (RSI) | 55.42 |
| Average Volume (20 Days) | 2,787,983 |
Short Selling Information
The latest short interest is 10.17 million, so 6.59% of the outstanding shares have been sold short.
| Short Interest | 10.17M |
| Short Previous Month | 7.98M |
| Short % of Shares Out | 6.59% |
| Short % of Float | 7.50% |
| Short Ratio (days to cover) | 3.53 |
Income Statement
In the last 12 months, BANC had revenue of $1.07 billion and earned $207.46 million in profits. Earnings per share was $1.24.
| Revenue | 1.07B |
| Gross Profit | 1.07B |
| Operating Income | 395.45M |
| Pretax Income | 335.77M |
| Net Income | 207.46M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.24 |
Full Income StatementBalance Sheet
The company has $2.21 billion in cash and $3.63 billion in debt, with a net cash position of -$1.42 billion or -$9.23 per share.
| Cash & Cash Equivalents | 2.21B |
| Total Debt | 3.63B |
| Net Cash | -1.42B |
| Net Cash Per Share | -$9.23 |
| Equity (Book Value) | 3.55B |
| Book Value Per Share | 19.81 |
| Working Capital | -25.26B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $289.46 million and capital expenditures -$22.69 million, giving a free cash flow of $266.78 million.
| Operating Cash Flow | 289.46M |
| Capital Expenditures | -22.69M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 880.49M |
| Free Cash Flow | 266.78M |
| FCF Per Share | $1.73 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.98% |
| Pretax Margin | 31.40% |
| Profit Margin | 23.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.95% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.51%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 2.51% |
| Dividend Growth (YoY) | 10.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 35.48% |
| Buyback Yield | -0.70% |
| Shareholder Yield | 1.81% |
| Earnings Yield | 7.04% |
| FCF Yield | 9.06% |
Dividend DetailsAnalyst Forecast
The average price target for BANC is $22.68, which is 21.48% higher than the current price. The consensus rating is "Buy".
| Price Target | $22.68 |
| Price Target Difference | 21.48% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (3Y) | 6.85% |
| EPS Growth Forecast (3Y) | 28.62% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
