Banc of California Statistics
Total Valuation
BANC has a market cap or net worth of $2.74 billion. The enterprise value is $3.09 billion.
| Market Cap | 2.74B |
| Enterprise Value | 3.09B |
Important Dates
The next confirmed earnings date is Tuesday, October 27, 2026, after market close.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Sep 15, 2026 |
Share Statistics
BANC has 158.43 million shares outstanding. The number of shares has decreased by -6.38% in one year.
| Current Share Class | 157.95M |
| Shares Outstanding | 158.43M |
| Shares Change (YoY) | -6.38% |
| Shares Change (QoQ) | +0.63% |
| Owned by Insiders (%) | 0.81% |
| Owned by Institutions (%) | 102.35% |
| Float | 156.64M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 8.99 |
| PS Ratio | 3.97 |
| Forward PS | 2.19 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 1.05 |
| P/FCF Ratio | 7.53 |
| P/OCF Ratio | 7.06 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 4.48 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.49 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.67 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -0.65%.
| Return on Equity (ROE) | -0.65% |
| Return on Assets (ROA) | -0.06% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.06% |
| Revenue Per Employee | $362,517 |
| Profits Per Employee | -$27,467 |
| Employee Count | 1,904 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -24.98M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -2.32% in the last 52 weeks. The beta is 1.21, so BANC's price volatility has been higher than the market average.
| Beta (5Y) | 1.21 |
| 52-Week Price Change | -2.32% |
| 50-Day Moving Average | 18.49 |
| 200-Day Moving Average | 19.11 |
| Relative Strength Index (RSI) | 37.41 |
| Average Volume (20 Days) | 2,519,388 |
Short Selling Information
The latest short interest is 11.16 million, so 7.04% of the outstanding shares have been sold short.
| Short Interest | 11.16M |
| Short Previous Month | 9.24M |
| Short % of Shares Out | 7.04% |
| Short % of Float | 7.12% |
| Short Ratio (days to cover) | 5.10 |
Income Statement
In the last 12 months, BANC had revenue of $690.23 million and -$52.30 million in losses. Loss per share was -$0.34.
| Revenue | 690.23M |
| Gross Profit | 690.23M |
| Operating Income | 16.62M |
| Pretax Income | -47.35M |
| Net Income | -52.30M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.34 |
Balance Sheet
The company has $2.81 billion in cash and $3.16 billion in debt, with a net cash position of -$351.02 million or -$2.22 per share.
| Cash & Cash Equivalents | 2.81B |
| Total Debt | 3.16B |
| Net Cash | -351.02M |
| Net Cash Per Share | -$2.22 |
| Equity (Book Value) | 3.41B |
| Book Value Per Share | 18.38 |
| Working Capital | -24.42B |
Cash Flow
In the last 12 months, operating cash flow was $388.18 million and capital expenditures -$24.04 million, giving a free cash flow of $364.14 million.
| Operating Cash Flow | 388.18M |
| Capital Expenditures | -24.04M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 159.62M |
| Free Cash Flow | 364.14M |
| FCF Per Share | $2.30 |
Margins
| Gross Margin | n/a |
| Operating Margin | 2.41% |
| Pretax Margin | -6.86% |
| Profit Margin | -3.24% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 52.76% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.78%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 2.78% |
| Dividend Growth (YoY) | 15.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | 20.01% |
| Buyback Yield | 6.38% |
| Shareholder Yield | 9.15% |
| Earnings Yield | -1.91% |
| FCF Yield | 13.29% |
Analyst Forecast
The average price target for BANC is $21.83, which is 26.19% higher than the current price. The consensus rating is "Buy".
| Price Target | $21.83 |
| Price Target Difference | 26.19% |
| Analyst Consensus | Buy |
| Analyst Count | 12 |
| Revenue Growth Forecast (3Y) | 6.98% |
| EPS Growth Forecast (3Y) | 22.09% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on December 1, 2023. It was a reverse split with a ratio of 1:1.52.
| Last Split Date | Dec 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 1:1.52 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |