Banc of California Statistics
Total Valuation
BANC has a market cap or net worth of $3.16 billion. The enterprise value is $4.59 billion.
| Market Cap | 3.16B |
| Enterprise Value | 4.59B |
Important Dates
The next estimated earnings date is Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Jun 15, 2026 |
Share Statistics
BANC has 154.20 million shares outstanding. The number of shares has increased by 0.70% in one year.
| Current Share Class | 153.72M |
| Shares Outstanding | 154.20M |
| Shares Change (YoY) | +0.70% |
| Shares Change (QoQ) | +4.12% |
| Owned by Insiders (%) | 1.01% |
| Owned by Institutions (%) | 98.12% |
| Float | 138.23M |
Valuation Ratios
The trailing PE ratio is 16.54 and the forward PE ratio is 11.68.
| PE Ratio | 16.54 |
| Forward PE | 11.68 |
| PS Ratio | 2.96 |
| Forward PS | 2.58 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.15 |
| P/FCF Ratio | 11.86 |
| P/OCF Ratio | 10.93 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 22.11 |
| EV / Sales | 4.29 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.19 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 13.60 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.99%.
| Return on Equity (ROE) | 6.99% |
| Return on Assets (ROA) | 0.72% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.36% |
| Revenue Per Employee | $561,637 |
| Profits Per Employee | $108,960 |
| Employee Count | 1,904 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BANC has paid $88.41 million in taxes.
| Income Tax | 88.41M |
| Effective Tax Rate | 26.33% |
Stock Price Statistics
The stock price has increased by +48.62% in the last 52 weeks. The beta is 1.32, so BANC's price volatility has been higher than the market average.
| Beta (5Y) | 1.32 |
| 52-Week Price Change | +48.62% |
| 50-Day Moving Average | 19.03 |
| 200-Day Moving Average | 18.45 |
| Relative Strength Index (RSI) | 66.33 |
| Average Volume (20 Days) | 2,732,046 |
Short Selling Information
The latest short interest is 9.76 million, so 6.33% of the outstanding shares have been sold short.
| Short Interest | 9.76M |
| Short Previous Month | 9.52M |
| Short % of Shares Out | 6.33% |
| Short % of Float | 7.06% |
| Short Ratio (days to cover) | 3.53 |
Income Statement
In the last 12 months, BANC had revenue of $1.07 billion and earned $207.46 million in profits. Earnings per share was $1.24.
| Revenue | 1.07B |
| Gross Profit | 1.07B |
| Operating Income | 395.45M |
| Pretax Income | 335.77M |
| Net Income | 207.46M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.24 |
Balance Sheet
The company has $2.21 billion in cash and $3.63 billion in debt, with a net cash position of -$1.42 billion or -$9.23 per share.
| Cash & Cash Equivalents | 2.21B |
| Total Debt | 3.63B |
| Net Cash | -1.42B |
| Net Cash Per Share | -$9.23 |
| Equity (Book Value) | 3.55B |
| Book Value Per Share | 19.81 |
| Working Capital | -25.26B |
Cash Flow
In the last 12 months, operating cash flow was $289.46 million and capital expenditures -$22.69 million, giving a free cash flow of $266.78 million.
| Operating Cash Flow | 289.46M |
| Capital Expenditures | -22.69M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 880.49M |
| Free Cash Flow | 266.78M |
| FCF Per Share | $1.73 |
Margins
| Gross Margin | n/a |
| Operating Margin | 36.98% |
| Pretax Margin | 31.40% |
| Profit Margin | 23.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.95% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.34%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 2.34% |
| Dividend Growth (YoY) | 10.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 35.48% |
| Buyback Yield | -0.70% |
| Shareholder Yield | 1.64% |
| Earnings Yield | 6.56% |
| FCF Yield | 8.44% |
Analyst Forecast
The average price target for BANC is $22.68, which is 10.58% higher than the current price. The consensus rating is "Buy".
| Price Target | $22.68 |
| Price Target Difference | 10.58% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (3Y) | 6.85% |
| EPS Growth Forecast (3Y) | 24.42% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 1, 2023. It was a reverse split with a ratio of 1:1.52.
| Last Split Date | Dec 1, 2023 |
| Split Type | Reverse |
| Split Ratio | 1:1.52 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |