Banc of California, Inc. (BANC)

Banc of California Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	247.36	228.97	126.89	-1,899	423.61	606.96
Depreciation & Amortization	17.55	19.68	23.81	52.69	53.6	52.2
Provision for Credit Losses	71.1	70.6	42.8	52	24.5	-162
Stock-Based Compensation	23.49	23.35	15.45	28.7	34.77	32.22
Other Adjustments	-29.33	16.87	76.19	2,071	170.93	82.05
Changes in Other Operating Activities	-89.99	-103.88	-207.76	-169.57	-5.44	-108.47
Operating Cash Flow	289.46	255.6	77.37	135.77	701.97	502.96
Operating Cash Flow Growth	60.02%	230.35%	-43.01%	-80.66%	39.57%	571.84%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-15.91	-12.67	-21.43	-31.85	-17.04	-
Net Change in Loans Held-for-Investment	-885.03	-1,397	1,793	8,988	-5,744	-3,781
Net Change in Securities and Investments	-276.19	-107.2	102.36	3,277	2,292	-5,649
Capital Expenditures	-22.69	-20.83	-13.05	-15.22	-20.13	-17.26
Sale of Property, Plant & Equipment	-	-	0.19	9.02	0.01	0.1
Other Investing Activities	59.3	59.39	29.83	382.11	-80.93	3,733
Investing Cash Flow	-1,133	-1,478	1,891	12,609	-3,570	-5,714
Net Change in Deposits	128.94	651.45	-3,210	-10,082	-1,061	5,897
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-	-	-55.21
Long-Term Debt Issued	1,060	850.19	1,100	2,506	1,763	394.31
Long-Term Debt Repaid	-179.67	-178.29	-2,624	-2,321	-	-
Net Long-Term Debt Issued (Repaid)	880.49	671.9	-1,524	185.78	1,763	394.31
Issuance of Common Stock	0.24	0.39	0.7	382.97	-	-
Repurchase of Common Stock	-150.67	-191.44	-2.71	-5.42	-9.53	-8.51
Net Common Stock Issued (Repurchased)	-150.44	-191.06	-2.01	377.55	-9.53	-8.51
Issuance of Preferred Stock	-	-	-	-	498.52	-
Net Preferred Stock Issued (Repurchased)	-	-	-	-	498.52	-
Common Dividends Paid	-65.43	-63.9	-68.3	-48.88	-120.26	-119.44
Preferred Share Dividends Paid	-39.79	-39.79	-39.79	-39.79	-19.34	-
Financing Cash Flow	716.55	1,028	-4,844	-9,608	1,051	6,108
Net Cash Flow	-126.62	-194.25	-2,875	3,137	-1,817	896.57
Free Cash Flow	266.78	234.77	64.33	120.55	681.84	485.69
Free Cash Flow Growth	13.63%	264.96%	-46.64%	-82.32%	40.39%	596.14%
FCF Margin	24.95%	22.38%	6.70%	48.84%	50.84%	33.27%
Free Cash Flow Per Share	1.67	1.45	0.38	1.41	8.82	6.31
Levered Free Cash Flow	1,039	840.17	-1,592	-2,197	2,339	1,143
Unlevered Free Cash Flow	-95.12	-105.02	-197	-132.1	28.03	-73.53

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q