Banc of California, Inc. (BANC)
NYSE: BANC · Real-Time Price · USD
19.49
+0.54 (2.85%)
At close: Aug 11, 2026, 4:00 PM EDT
19.49
0.00 (0.00%)
After-hours: Aug 11, 2026, 4:20 PM EDT
Banc of California Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -22.38 | 228.97 | 126.89 | -1,899 | 423.61 | 606.96 |
Depreciation & Amortization | 18.69 | 19.68 | 23.81 | 52.69 | 53.6 | 52.2 |
Provision for Credit Losses | 193.78 | 70.6 | 42.8 | 52 | 24.5 | -162 |
Stock-Based Compensation | 21.25 | 23.35 | 15.45 | 28.7 | 34.77 | 32.22 |
Other Adjustments | -12.41 | 16.87 | 76.19 | 2,071 | 170.93 | 82.05 |
Changes in Other Operating Activities | -116.79 | -103.88 | -207.76 | -169.57 | -5.44 | -108.47 |
Operating Cash Flow | 388.18 | 255.6 | 77.37 | 135.77 | 701.97 | 502.96 |
Operating Cash Flow Growth | 89.81% | 230.35% | -43.01% | -80.66% | 39.57% | 571.84% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | -19.11 | -12.67 | -21.43 | -31.85 | -17.04 | - |
Net Change in Loans Held-for-Investment | -550.11 | -1,397 | 1,793 | 8,988 | -5,744 | -3,781 |
Net Change in Securities and Investments | -2,656 | -107.2 | 102.36 | 3,277 | 2,292 | -5,649 |
Capital Expenditures | -24.04 | -20.83 | -13.05 | -15.22 | -20.13 | -17.26 |
Sale of Property, Plant & Equipment | - | - | 0.19 | 9.02 | 0.01 | 0.1 |
Other Investing Activities | 67.21 | 59.39 | 29.83 | 382.11 | -80.93 | 3,733 |
Investing Cash Flow | -493.47 | -1,478 | 1,891 | 12,609 | -3,570 | -5,714 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 592.75 | 651.45 | -3,210 | -10,082 | -1,061 | 5,897 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | - | - | - | - | - | -55.21 |
Long-Term Debt Issued | 940 | 850.19 | 1,100 | 2,506 | 1,763 | 394.31 |
Long-Term Debt Repaid | -395.38 | -178.29 | -2,624 | -2,321 | - | - |
Net Long-Term Debt Issued (Repaid) | 544.62 | 671.9 | -1,524 | 185.78 | 1,763 | 394.31 |
Issuance of Common Stock | 0.16 | 0.39 | 0.7 | 382.97 | - | - |
Repurchase of Common Stock | -74.61 | -191.44 | -2.71 | -5.42 | -9.53 | -8.51 |
Net Common Stock Issued (Repurchased) | -74.45 | -191.06 | -2.01 | 377.55 | -9.53 | -8.51 |
Issuance of Preferred Stock | - | - | - | - | 498.52 | - |
Net Preferred Stock Issued (Repurchased) | - | - | - | - | 498.52 | - |
Common Dividends Paid | -68.1 | -63.9 | -68.3 | -48.88 | -120.26 | -119.44 |
Preferred Share Dividends Paid | -39.79 | -39.79 | -39.79 | -39.79 | -19.34 | - |
Financing Cash Flow | 569.8 | 1,028 | -4,844 | -9,608 | 1,051 | 6,108 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 464.5 | -194.25 | -2,875 | 3,137 | -1,817 | 896.57 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 364.14 | 234.77 | 64.33 | 120.55 | 681.84 | 485.69 |
Free Cash Flow Growth | 86.45% | 264.96% | -46.64% | -82.32% | 40.39% | 596.14% |
FCF Margin | 53.49% | 22.38% | 6.70% | 48.84% | 50.84% | 33.27% |
Free Cash Flow Per Share | 2.29 | 1.45 | 0.38 | 1.41 | 8.82 | 6.31 |