Banc of California Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,169	2,293	2,497	5,374	2,238	4,055
Investment Securities	5,066	2,507	2,634	2,574	3,413	4,791
Trading Asset Securities	-	3.44	3.76	3.69	4.05	3.56
Mortgage-Backed Securities	-	2,803	2,485	2,689	4,153	6,340
Total Investments	5,066	5,313	5,123	5,266	7,571	11,134
Gross Loans	24,591	25,155	23,984	25,797	28,726	23,026
Allowance for Loan Losses	-234.43	-245.61	-239.36	-281.69	-200.73	-200.56
Other Adjustments to Gross Loans	-	-122.81	-202.26	-307.03	-116.89	-84.76
Net Loans	24,356	24,787	23,542	25,208	28,408	22,741
Property, Plant & Equipment	415.23	484.14	549.83	624.25	584.82	509.12
Goodwill	214.52	214.52	214.52	198.63	1,377	1,406
Other Intangible Assets	86.52	105.29	132.94	165.48	31.38	44.96
Loans Held for Sale	498.76	182.94	26.33	122.76	65.08	-
Accrued Interest Receivable	-	131.43	125.47	138.52	157.11	120.33
Other Receivables	-	52.49	69.24	176.71	238.76	169.26
Restricted Cash	-	15.1	5.3	3.3	2.7	2
Other Current Assets	-	33.83	39.43	43.5	26.75	27.63
Long-Term Deferred Tax Assets	743.71	656.76	720.59	739.11	281.85	-
Other Real Estate Owned & Foreclosed	-	17.12	9.73	7.39	5.02	12.84
Other Long-Term Assets	1,240	350.08	339.52	339.64	207.8	203.84
Total Assets	34,965	34,797	33,543	38,534	41,229	40,443

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Bearing Deposits	20,570	19,003	18,374	21,521	21,185	19,968
Institutional Deposits	-	1,018	1,098	1,106	1,539	486.89
Non-Interest Bearing Deposits	7,691	7,823	7,720	7,774	11,212	14,543
Total Deposits	28,260	27,843	27,192	30,402	33,936	34,998
Short-Term Borrowings	-	248.22	7.56	2,629	1,638	0.93
Current Portion of Leases	-	30.69	-	-	-	2.02
Accrued Interest Payable	372.71	232.24	355.93	691.76	465.09	364.3
Long-Term Debt	2,984	570.37	748	748.67	527.16	394.63
Federal Home Loan Bank Debt, Long-Term	-	1,710	1,100	-	-	-
Long-Term Leases	-	89.9	124.36	161.31	148.4	142.12
Trust Preferred Securities	-	496	485.74	480.95	471.95	468.65
Long-Term Unearned Revenue	-	0.28	0.35	0.42	0.49	0.23
Other Long-Term Liabilities	-	34.92	29.07	29.57	91.07	73.07
Total Liabilities	31,617	31,256	30,043	35,143	37,278	36,444

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Preferred Stock, Redeemable	498.52	498.52	498.52	498.52	498.52	-
Common Stock	1.59	1.56	1.69	1.69	1.23	1.22
Additional Paid-In Capital	3,472	3,552	3,786	3,841	2,821	3,013
Retained Earnings	-358.2	-242.02	-431.2	-518.3	1,421	1,016
Treasury Stock	-	-	-	-	-	-97.31
Comprehensive Income & Other	-265.04	-269.26	-354.78	-432.11	-790.9	65.97
Total Common Equity	2,850	3,043	3,001	2,892	3,452	4,000
Shareholders' Equity	3,349	3,541	3,500	3,391	3,951	4,000
Total Liabilities & Equity	34,965	34,797	33,543	38,534	41,229	40,443

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	2,984	3,145	2,466	4,020	2,785	1,008
Net Cash (Debt)	-814.94	-849.07	35.02	1,358	-543.85	3,050
Net Cash Growth	-	-	-97.42%	-	-	19.59%
Net Cash Per Share	-5.22	-4.97	0.21	15.90	-7.04	39.66
Filing Date Shares Outstanding	158.45	155.46	168.41	168.1	117.93	117.32
Total Common Shares Outstanding	158.45	155.46	168.61	168.1	117.82	117.27
Book Value Per Share	17.99	19.57	17.80	17.21	29.30	34.11
Tangible Book Value	2,549	2,723	2,654	2,528	2,044	2,549
Tangible Book Value Per Share	16.09	17.52	15.74	15.04	17.35	21.74

SEC Filings: 10-K · 10-Q