Banc of California, Inc. (BANC)
NYSE: BANC · Real-Time Price · USD
18.16
-0.46 (-2.47%)
Sep 1, 2026, 4:00 PM EDT - Market closed
Banc of California Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 2,802 | 2,293 | 2,497 | 5,374 | 2,238 | 4,055 |
Investment Securities | 1,217 | 2,507 | 2,634 | 2,574 | 3,413 | 4,791 |
Trading Asset Securities | 3.33 | 3.44 | 3.76 | 3.69 | 4.05 | 3.56 |
Mortgage-Backed Securities | 3,807 | 2,803 | 2,485 | 2,689 | 4,153 | 6,340 |
Total Investments | 5,027 | 5,313 | 5,123 | 5,266 | 7,571 | 11,134 |
Gross Loans | 24,291 | 25,155 | 23,984 | 25,797 | 28,726 | 23,026 |
Allowance for Loan Losses | -243.32 | -245.61 | -239.36 | -281.69 | -200.73 | -200.56 |
Other Adjustments to Gross Loans | -80.56 | -122.81 | -202.26 | -307.03 | -116.89 | -84.76 |
Net Loans | 23,968 | 24,787 | 23,542 | 25,208 | 28,408 | 22,741 |
Property, Plant & Equipment | 458.66 | 484.14 | 549.83 | 624.25 | 584.82 | 509.12 |
Goodwill | 214.52 | 214.52 | 214.52 | 198.63 | 1,377 | 1,406 |
Other Intangible Assets | 92.71 | 105.29 | 132.94 | 165.48 | 31.38 | 44.96 |
Loans Held for Sale | 915.17 | 182.94 | 26.33 | 122.76 | 65.08 | - |
Accrued Interest Receivable | 124.05 | 131.43 | 125.47 | 138.52 | 157.11 | 120.33 |
Other Receivables | 121.42 | 52.49 | 69.24 | 176.71 | 238.76 | 169.26 |
Restricted Cash | 16.3 | 15.1 | 5.3 | 3.3 | 2.7 | 2 |
Other Current Assets | 40.55 | 33.83 | 39.43 | 43.5 | 26.75 | 27.63 |
Long-Term Deferred Tax Assets | 704.47 | 656.76 | 720.59 | 739.11 | 281.85 | - |
Other Real Estate Owned & Foreclosed | 16.32 | 17.12 | 9.73 | 7.39 | 5.02 | 12.84 |
Other Long-Term Assets | 348.78 | 350.08 | 339.52 | 339.64 | 207.8 | 203.84 |
Total Assets | 35,031 | 34,797 | 33,543 | 38,534 | 41,229 | 40,443 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 19,477 | 19,003 | 18,374 | 21,521 | 21,185 | 19,968 |
Institutional Deposits | 885.82 | 1,018 | 1,098 | 1,106 | 1,539 | 486.89 |
Non-Interest Bearing Deposits | 7,758 | 7,823 | 7,720 | 7,774 | 11,212 | 14,543 |
Total Deposits | 28,121 | 27,843 | 27,192 | 30,402 | 33,936 | 34,998 |
Short-Term Borrowings | 8.02 | 248.22 | 7.56 | 2,629 | 1,638 | 0.93 |
Current Portion of Leases | 15.81 | 30.69 | - | - | - | 2.02 |
Accrued Interest Payable | 310.36 | 232.24 | 355.93 | 691.76 | 465.09 | 364.3 |
Long-Term Debt | 185.36 | 570.37 | 748 | 748.67 | 527.16 | 394.63 |
Federal Home Loan Bank Debt, Long-Term | 2,350 | 1,710 | 1,100 | - | - | - |
Long-Term Leases | 98.35 | 89.9 | 124.36 | 161.31 | 148.4 | 142.12 |
Trust Preferred Securities | 498.56 | 496 | 485.74 | 480.95 | 471.95 | 468.65 |
Long-Term Unearned Revenue | 0.24 | 0.28 | 0.35 | 0.42 | 0.49 | 0.23 |
Other Long-Term Liabilities | 32.92 | 34.92 | 29.07 | 29.57 | 91.07 | 73.07 |
Total Liabilities | 31,621 | 31,256 | 30,043 | 35,143 | 37,278 | 36,444 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Redeemable | 498.52 | 498.52 | 498.52 | 498.52 | 498.52 | - |
Common Stock | 1.59 | 1.56 | 1.69 | 1.69 | 1.23 | 1.22 |
Additional Paid-In Capital | 3,486 | 3,552 | 3,786 | 3,841 | 2,821 | 3,013 |
Retained Earnings | -431.31 | -242.02 | -431.2 | -518.3 | 1,421 | 1,016 |
Treasury Stock | - | - | - | - | - | -97.31 |
Comprehensive Income & Other | -144.21 | -269.26 | -354.78 | -432.11 | -790.9 | 65.97 |
Total Common Equity | 2,912 | 3,043 | 3,001 | 2,892 | 3,452 | 4,000 |
Shareholders' Equity | 3,410 | 3,541 | 3,500 | 3,391 | 3,951 | 4,000 |
Total Liabilities & Equity | 35,031 | 34,797 | 33,543 | 38,534 | 41,229 | 40,443 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 3,156 | 3,145 | 2,466 | 4,020 | 2,785 | 1,008 |
Net Cash (Debt) | -351.02 | -849.07 | 35.02 | 1,358 | -543.85 | 3,050 |
Net Cash Growth | - | - | -97.42% | - | - | 19.59% |
Net Cash Per Share | -2.25 | -4.97 | 0.21 | 15.90 | -7.04 | 39.66 |
Filing Date Shares Outstanding | 158.43 | 155.46 | 168.41 | 168.1 | 117.93 | 117.32 |
Total Common Shares Outstanding | 158.43 | 155.46 | 168.61 | 168.1 | 117.82 | 117.27 |
Book Value Per Share | 18.38 | 19.57 | 17.80 | 17.21 | 29.30 | 34.11 |
Tangible Book Value | 2,604 | 2,723 | 2,654 | 2,528 | 2,044 | 2,549 |
Tangible Book Value Per Share | 16.44 | 17.52 | 15.74 | 15.04 | 17.35 | 21.74 |