Banc of California, Inc. (BANC)

United States Steel Statistics

Total Valuation

BANC has a market cap or net worth of $2.29 billion. The enterprise value is $2.80 billion.

Market Cap	2.29B
Enterprise Value	2.80B

Important Dates

The last earnings date was Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	Jun 16, 2025

Share Statistics

BANC has 157.46 million shares outstanding. The number of shares has increased by 27.25% in one year.

Current Share Class	147.19M
Shares Outstanding	157.46M
Shares Change (YoY)	+27.25%
Shares Change (QoQ)	-6.48%
Owned by Insiders (%)	0.81%
Owned by Institutions (%)	92.33%
Float	129.73M

Valuation Ratios

The trailing PE ratio is 22.56 and the forward PE ratio is 10.23.

PE Ratio	22.56
Forward PE	10.23
PS Ratio	2.54
Forward PS	2.10
PB Ratio	0.78
P/TBV Ratio	0.88
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	25.97
EV / Sales	2.95
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.32%.

Return on Equity (ROE)	4.32%
Return on Assets (ROA)	0.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$499,033
Profits Per Employee	$56,714
Employee Count	1,903
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BANC has paid $54.90 million in taxes.

Income Tax	54.90M
Effective Tax Rate	27.10%

Stock Price Statistics

The stock price has increased by +13.51% in the last 52 weeks. The beta is 1.43, so BANC's price volatility has been higher than the market average.

Beta (5Y)	1.43
52-Week Price Change	+13.51%
50-Day Moving Average	14.35
200-Day Moving Average	14.87
Relative Strength Index (RSI)	49.23
Average Volume (20 Days)	2,676,310

Short Selling Information

The latest short interest is 13.91 million, so 8.83% of the outstanding shares have been sold short.

Short Interest	13.91M
Short Previous Month	14.64M
Short % of Shares Out	8.83%
Short % of Float	10.72%
Short Ratio (days to cover)	5.89

Income Statement

In the last 12 months, BANC had revenue of $949.66 million and earned $107.93 million in profits. Earnings per share was $0.64.

Revenue	949.66M
Gross Profit	949.66M
Operating Income	272.17M
Pretax Income	-514.12M
Net Income	107.93M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.64

Balance Sheet

The company has $2.35 billion in cash and $2.87 billion in debt, giving a net cash position of -$512.84 million or -$3.26 per share.

Cash & Cash Equivalents	2.35B
Total Debt	2.87B
Net Cash	-512.84M
Net Cash Per Share	-$3.26
Equity (Book Value)	3.43B
Book Value Per Share	18.60
Working Capital	-25.14B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	28.66%
Pretax Margin	21.33%
Profit Margin	15.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.77%.

Dividend Per Share	$0.40
Dividend Yield	2.77%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	62.07%
Buyback Yield	-27.25%
Shareholder Yield	-24.49%
Earnings Yield	4.71%
FCF Yield	n/a

Analyst Forecast

The average price target for BANC is $17.18, which is 18.16% higher than the current price. The consensus rating is "Buy".

Price Target	$17.18
Price Target Difference	18.16%
Analyst Consensus	Buy
Analyst Count	11
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2