Banc of California Statistics
Total Valuation
BANC has a market cap or net worth of $2.89 billion. The enterprise value is $3.58 billion.
Important Dates
The last earnings date was Wednesday, October 22, 2025, after market close.
| Earnings Date | Oct 22, 2025 |
| Ex-Dividend Date | Dec 15, 2025 |
Share Statistics
BANC has 155.44 million shares outstanding. The number of shares has increased by 6.82% in one year.
| Current Share Class | 150.83M |
| Shares Outstanding | 155.44M |
| Shares Change (YoY) | +6.82% |
| Shares Change (QoQ) | +0.37% |
| Owned by Insiders (%) | 0.79% |
| Owned by Institutions (%) | 87.78% |
| Float | 124.61M |
Valuation Ratios
The trailing PE ratio is 18.08 and the forward PE ratio is 11.55.
| PE Ratio | 18.08 |
| Forward PE | 11.55 |
| PS Ratio | 2.85 |
| Forward PS | 2.58 |
| PB Ratio | 0.93 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 12.75 |
| P/OCF Ratio | 12.36 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.25 |
| EV / Sales | 3.51 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.85 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 13.65 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.99%.
| Return on Equity (ROE) | 5.99% |
| Return on Assets (ROA) | 0.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $535,977 |
| Profits Per Employee | $88,626 |
| Employee Count | 1,903 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BANC has paid $74.89 million in taxes.
| Income Tax | 74.89M |
| Effective Tax Rate | 26.43% |
Stock Price Statistics
The stock price has increased by +9.74% in the last 52 weeks. The beta is 1.43, so BANC's price volatility has been higher than the market average.
| Beta (5Y) | 1.43 |
| 52-Week Price Change | +9.74% |
| 50-Day Moving Average | 16.97 |
| 200-Day Moving Average | 15.12 |
| Relative Strength Index (RSI) | 67.61 |
| Average Volume (20 Days) | 2,384,853 |
Short Selling Information
The latest short interest is 7.48 million, so 4.81% of the outstanding shares have been sold short.
| Short Interest | 7.48M |
| Short Previous Month | 11.38M |
| Short % of Shares Out | 4.81% |
| Short % of Float | 6.00% |
| Short Ratio (days to cover) | 1.59 |
Income Statement
In the last 12 months, BANC had revenue of $1.02 billion and earned $168.66 million in profits. Earnings per share was $1.03.
| Revenue | 1.02B |
| Gross Profit | 1.02B |
| Operating Income | 348.47M |
| Pretax Income | 283.39M |
| Net Income | 168.66M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.03 |
Full Income StatementBalance Sheet
The company has $2.39 billion in cash and $3.09 billion in debt, giving a net cash position of -$700.82 million or -$4.51 per share.
| Cash & Cash Equivalents | 2.39B |
| Total Debt | 3.09B |
| Net Cash | -700.82M |
| Net Cash Per Share | -$4.51 |
| Equity (Book Value) | 3.47B |
| Book Value Per Share | 19.10 |
| Working Capital | -24.59B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $233.31 million and capital expenditures -$7.11 million, giving a free cash flow of $226.20 million.
| Operating Cash Flow | 233.31M |
| Capital Expenditures | -7.11M |
| Free Cash Flow | 226.20M |
| FCF Per Share | $1.46 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 34.17% |
| Pretax Margin | 27.78% |
| Profit Margin | 20.44% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.18% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.15%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 2.15% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 38.88% |
| Buyback Yield | -6.82% |
| Shareholder Yield | -4.67% |
| Earnings Yield | 5.85% |
| FCF Yield | 7.84% |
Dividend DetailsAnalyst Forecast
The average price target for BANC is $19.28, which is 3.66% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $19.28 |
| Price Target Difference | 3.66% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 9 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
