Banc of California, Inc. (BANC)

Banc of California Statistics

Total Valuation

BANC has a market cap or net worth of $3.28 billion. The enterprise value is $3.99 billion.

Market Cap	3.28B
Enterprise Value	3.99B

Important Dates

The last earnings date was Wednesday, January 21, 2026, after market close.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Dec 15, 2025

Share Statistics

BANC has 155.44 million shares outstanding. The number of shares has decreased by -5.09% in one year.

Current Share Class	150.83M
Shares Outstanding	155.44M
Shares Change (YoY)	-5.09%
Shares Change (QoQ)	+0.66%
Owned by Insiders (%)	0.75%
Owned by Institutions (%)	87.50%
Float	124.67M

Valuation Ratios

The trailing PE ratio is 50.24 and the forward PE ratio is 12.32.

PE Ratio	50.24
Forward PE	12.32
PS Ratio	11.70
Forward PS	3.00
PB Ratio	1.08
P/TBV Ratio	1.20
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	59.14
EV / Sales	14.22
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.20%.

Return on Equity (ROE)	2.20%
Return on Assets (ROA)	0.23%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$147,364
Profits Per Employee	$35,441
Employee Count	1,903
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BANC has paid $22.40 million in taxes.

Income Tax	22.40M
Effective Tax Rate	22.45%

Stock Price Statistics

The stock price has increased by +30.41% in the last 52 weeks. The beta is 1.06, so BANC's price volatility has been similar to the market average.

Beta (5Y)	1.06
52-Week Price Change	+30.41%
50-Day Moving Average	19.06
200-Day Moving Average	16.08
Relative Strength Index (RSI)	67.15
Average Volume (20 Days)	1,867,550

Short Selling Information

The latest short interest is 8.46 million, so 5.44% of the outstanding shares have been sold short.

Short Interest	8.46M
Short Previous Month	8.76M
Short % of Shares Out	5.44%
Short % of Float	6.79%
Short Ratio (days to cover)	4.91

Income Statement

In the last 12 months, BANC had revenue of $280.43 million and earned $67.44 million in profits. Earnings per share was $0.42.

Revenue	280.43M
Gross Profit	280.43M
Operating Income	113.65M
Pretax Income	99.79M
Net Income	67.44M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.42

Balance Sheet

The company has $2.31 billion in cash and $3.02 billion in debt, with a net cash position of -$708.59 million or -$4.56 per share.

Cash & Cash Equivalents	2.31B
Total Debt	3.02B
Net Cash	-708.59M
Net Cash Per Share	-$4.56
Equity (Book Value)	3.54B
Book Value Per Share	19.56
Working Capital	-25.75B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	40.53%
Pretax Margin	35.58%
Profit Margin	27.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.90%.

Dividend Per Share	$0.40
Dividend Yield	1.90%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	95.24%
Buyback Yield	5.09%
Shareholder Yield	6.99%
Earnings Yield	2.06%
FCF Yield	n/a

Analyst Forecast

The average price target for BANC is $20.06, which is -4.93% lower than the current price. The consensus rating is "Strong Buy".

Price Target	$20.06
Price Target Difference	-4.93%
Analyst Consensus	Strong Buy
Analyst Count	9
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2