Banc of California, Inc. (BANC)
NYSE: BANC · Real-Time Price · USD
17.01
+0.06 (0.35%)
Oct 30, 2025, 4:00 PM EDT - Market closed

Banc of California Statistics

Total Valuation

BANC has a market cap or net worth of $2.64 billion. The enterprise value is $3.20 billion.

Market Cap2.64B
Enterprise Value 3.20B

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date Oct 22, 2025
Ex-Dividend Date Sep 15, 2025

Share Statistics

BANC has 155.44 million shares outstanding. The number of shares has increased by 6.82% in one year.

Current Share Class 145.17M
Shares Outstanding 155.44M
Shares Change (YoY) +6.82%
Shares Change (QoQ) +0.37%
Owned by Insiders (%) 0.79%
Owned by Institutions (%) 89.28%
Float 124.61M

Valuation Ratios

The trailing PE ratio is 16.58 and the forward PE ratio is 10.57.

PE Ratio 16.58
Forward PE 10.57
PS Ratio 2.72
Forward PS 2.37
PB Ratio 0.89
P/TBV Ratio 1.00
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 18.97
EV / Sales 3.14
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.99%.

Return on Equity (ROE) 5.99%
Return on Assets (ROA) 0.62%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $535,977
Profits Per Employee $88,687
Employee Count1,903
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BANC has paid $74.89 million in taxes.

Income Tax 74.89M
Effective Tax Rate 26.43%

Stock Price Statistics

The stock price has increased by +7.93% in the last 52 weeks. The beta is 1.43, so BANC's price volatility has been higher than the market average.

Beta (5Y) 1.43
52-Week Price Change +7.93%
50-Day Moving Average 16.78
200-Day Moving Average 15.02
Relative Strength Index (RSI) 52.34
Average Volume (20 Days) 5,062,132

Short Selling Information

The latest short interest is 10.73 million, so 6.90% of the outstanding shares have been sold short.

Short Interest 10.73M
Short Previous Month 10.90M
Short % of Shares Out 6.90%
Short % of Float 8.61%
Short Ratio (days to cover) 2.97

Income Statement

In the last 12 months, BANC had revenue of $1.02 billion and earned $168.77 million in profits. Earnings per share was $1.03.

Revenue1.02B
Gross Profit 1.02B
Operating Income 348.47M
Pretax Income 283.39M
Net Income 168.77M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.03
Full Income Statement

Balance Sheet

The company has $2.40 billion in cash and $2.96 billion in debt, giving a net cash position of -$557.65 million or -$3.59 per share.

Cash & Cash Equivalents 2.40B
Total Debt 2.96B
Net Cash -557.65M
Net Cash Per Share -$3.59
Equity (Book Value) 3.47B
Book Value Per Share 19.10
Working Capital -24.98B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 34.17%
Pretax Margin 27.78%
Profit Margin 20.44%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.35%.

Dividend Per Share $0.40
Dividend Yield 2.35%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio 38.98%
Buyback Yield -6.82%
Shareholder Yield -4.47%
Earnings Yield 6.38%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for BANC is $19.28, which is 13.35% higher than the current price. The consensus rating is "Strong Buy".

Price Target $19.28
Price Target Difference 13.35%
Analyst Consensus Strong Buy
Analyst Count 9
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2