Banc of California Statistics
Total Valuation
BANC has a market cap or net worth of $2.70 billion. The enterprise value is $3.55 billion.
Important Dates
The next estimated earnings date is Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Mar 16, 2026 |
Share Statistics
BANC has 159.20 million shares outstanding. The number of shares has increased by 1.30% in one year.
| Current Share Class | 153.70M |
| Shares Outstanding | 159.20M |
| Shares Change (YoY) | +1.30% |
| Shares Change (QoQ) | +0.66% |
| Owned by Insiders (%) | 0.91% |
| Owned by Institutions (%) | 88.56% |
| Float | 136.85M |
Valuation Ratios
The trailing PE ratio is 15.24 and the forward PE ratio is 9.91.
| PE Ratio | 15.24 |
| Forward PE | 9.91 |
| PS Ratio | 2.58 |
| Forward PS | 2.33 |
| PB Ratio | 0.87 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 11.51 |
| P/OCF Ratio | 10.58 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 18.79 |
| EV / Sales | 3.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 13.40 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.50%.
| Return on Equity (ROE) | 6.50% |
| Return on Assets (ROA) | 0.67% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.83% |
| Revenue Per Employee | $550,906 |
| Profits Per Employee | $99,294 |
| Employee Count | 1,904 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BANC has paid $84.10 million in taxes.
| Income Tax | 84.10M |
| Effective Tax Rate | 26.86% |
Stock Price Statistics
The stock price has increased by +19.92% in the last 52 weeks. The beta is 1.13, so BANC's price volatility has been higher than the market average.
| Beta (5Y) | 1.13 |
| 52-Week Price Change | +19.92% |
| 50-Day Moving Average | 18.90 |
| 200-Day Moving Average | 17.31 |
| Relative Strength Index (RSI) | 37.22 |
| Average Volume (20 Days) | 3,035,212 |
Short Selling Information
The latest short interest is 8.23 million, so 5.17% of the outstanding shares have been sold short.
| Short Interest | 8.23M |
| Short Previous Month | 6.99M |
| Short % of Shares Out | 5.17% |
| Short % of Float | 6.01% |
| Short Ratio (days to cover) | 2.92 |
Income Statement
In the last 12 months, BANC had revenue of $1.05 billion and earned $189.06 million in profits. Earnings per share was $1.11.
| Revenue | 1.05B |
| Gross Profit | 1.05B |
| Operating Income | 374.09M |
| Pretax Income | 313.08M |
| Net Income | 189.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.11 |
Full Income StatementBalance Sheet
The company has $2.30 billion in cash and $3.15 billion in debt, with a net cash position of -$849.07 million or -$5.33 per share.
| Cash & Cash Equivalents | 2.30B |
| Total Debt | 3.15B |
| Net Cash | -849.07M |
| Net Cash Per Share | -$5.33 |
| Equity (Book Value) | 3.54B |
| Book Value Per Share | 19.57 |
| Working Capital | -25.63B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $255.60 million and capital expenditures -$20.83 million, giving a free cash flow of $234.77 million.
| Operating Cash Flow | 255.60M |
| Capital Expenditures | -20.83M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 671.90M |
| Free Cash Flow | 234.77M |
| FCF Per Share | $1.47 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.66% |
| Pretax Margin | 29.85% |
| Profit Margin | 21.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.38% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.37%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 2.37% |
| Dividend Growth (YoY) | 5.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 37.69% |
| Buyback Yield | -1.30% |
| Shareholder Yield | 1.06% |
| Earnings Yield | 6.99% |
| FCF Yield | 8.69% |
Dividend DetailsAnalyst Forecast
The average price target for BANC is $21.45, which is 26.33% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $21.45 |
| Price Target Difference | 26.33% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 10 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
