Banc of California, Inc. (BANC)
NYSE: BANC · Real-Time Price · USD
16.44
+0.03 (0.18%)
At close: Sep 17, 2025, 4:00 PM EDT
16.76
+0.32 (1.95%)
After-hours: Sep 17, 2025, 7:52 PM EDT

Banc of California Statistics

Total Valuation

BANC has a market cap or net worth of $2.59 billion. The enterprise value is $3.25 billion.

Market Cap2.59B
Enterprise Value 3.25B

Important Dates

The next estimated earnings date is Tuesday, October 21, 2025, before market open.

Earnings Date Oct 21, 2025
Ex-Dividend Date Sep 15, 2025

Share Statistics

BANC has 157.57 million shares outstanding. The number of shares has increased by 27.25% in one year.

Current Share Class 147.30M
Shares Outstanding 157.57M
Shares Change (YoY) +27.25%
Shares Change (QoQ) -6.48%
Owned by Insiders (%) 0.78%
Owned by Institutions (%) 88.03%
Float 126.74M

Valuation Ratios

The trailing PE ratio is 25.36 and the forward PE ratio is 11.57.

PE Ratio 25.36
Forward PE 11.57
PS Ratio 2.87
Forward PS 2.39
PB Ratio 0.88
P/TBV Ratio 1.00
P/FCF Ratio 12.83
P/OCF Ratio 12.67
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 30.12
EV / Sales 3.42
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 16.09

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 14.88
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.32%.

Return on Equity (ROE) 4.32%
Return on Assets (ROA) 0.42%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $499,033
Profits Per Employee $56,715
Employee Count1,903
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BANC has paid $54.90 million in taxes.

Income Tax 54.90M
Effective Tax Rate 27.10%

Stock Price Statistics

The stock price has increased by +15.45% in the last 52 weeks. The beta is 1.43, so BANC's price volatility has been higher than the market average.

Beta (5Y) 1.43
52-Week Price Change +15.45%
50-Day Moving Average 15.58
200-Day Moving Average 14.91
Relative Strength Index (RSI) 55.44
Average Volume (20 Days) 2,171,142

Short Selling Information

The latest short interest is 9.75 million, so 6.19% of the outstanding shares have been sold short.

Short Interest 9.75M
Short Previous Month 9.78M
Short % of Shares Out 6.19%
Short % of Float 7.69%
Short Ratio (days to cover) 4.90

Income Statement

In the last 12 months, BANC had revenue of $949.66 million and earned $107.93 million in profits. Earnings per share was $0.65.

Revenue949.66M
Gross Profit 949.66M
Operating Income 272.17M
Pretax Income -514.12M
Net Income 107.93M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.65
Full Income Statement

Balance Sheet

The company has $2.35 billion in cash and $3.01 billion in debt, giving a net cash position of -$660.13 million or -$4.19 per share.

Cash & Cash Equivalents 2.35B
Total Debt 3.01B
Net Cash -660.13M
Net Cash Per Share -$4.19
Equity (Book Value) 3.43B
Book Value Per Share 18.59
Working Capital -24.86B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $204.50 million and capital expenditures -$2.53 million, giving a free cash flow of $201.98 million.

Operating Cash Flow 204.50M
Capital Expenditures -2.53M
Free Cash Flow 201.98M
FCF Per Share $1.28
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 28.66%
Pretax Margin 21.33%
Profit Margin 15.55%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 21.27%

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.44%.

Dividend Per Share $0.40
Dividend Yield 2.44%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio 61.69%
Buyback Yield -27.25%
Shareholder Yield -24.81%
Earnings Yield 4.17%
FCF Yield 7.80%
Dividend Details

Analyst Forecast

The average price target for BANC is $17.18, which is 4.50% higher than the current price. The consensus rating is "Buy".

Price Target $17.18
Price Target Difference 4.50%
Analyst Consensus Buy
Analyst Count 11
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4