Banc of California, Inc. (BANC)
NYSE: BANC · Real-Time Price · USD
13.78
-0.22 (-1.57%)
At close: May 28, 2025, 4:00 PM
13.78
0.00 (0.00%)
After-hours: May 28, 2025, 4:10 PM EDT

Banc of California Statistics

Total Valuation

BANC has a market cap or net worth of $2.17 billion. The enterprise value is $2.58 billion.

Market Cap 2.17B
Enterprise Value 2.58B

Important Dates

The next estimated earnings date is Tuesday, July 22, 2025, before market open.

Earnings Date Jul 22, 2025
Ex-Dividend Date Jun 16, 2025

Share Statistics

BANC has 157.41 million shares outstanding. The number of shares has increased by 56.40% in one year.

Current Share Class 147.14M
Shares Outstanding 157.41M
Shares Change (YoY) +56.40%
Shares Change (QoQ) -0.18%
Owned by Insiders (%) 0.82%
Owned by Institutions (%) 92.92%
Float 129.66M

Valuation Ratios

The trailing PE ratio is 21.54 and the forward PE ratio is 10.70.

PE Ratio 21.54
Forward PE 10.70
PS Ratio 2.45
Forward PS 1.97
PB Ratio 0.77
P/TBV Ratio 0.81
P/FCF Ratio 12.70
P/OCF Ratio 12.03
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 23.50
EV / Sales 2.68
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 15.07

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 16.01
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.33%.

Return on Equity (ROE) 4.33%
Return on Assets (ROA) 0.43%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $506,668
Profits Per Employee $57,740
Employee Count 1,903
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BANC has paid $49.71 million in taxes.

Income Tax 49.71M
Effective Tax Rate 24.94%

Stock Price Statistics

The stock price has increased by +0.44% in the last 52 weeks. The beta is 1.43, so BANC's price volatility has been higher than the market average.

Beta (5Y) 1.43
52-Week Price Change +0.44%
50-Day Moving Average 13.66
200-Day Moving Average 14.85
Relative Strength Index (RSI) 48.08
Average Volume (20 Days) 1,613,963

Short Selling Information

The latest short interest is 16.29 million, so 10.35% of the outstanding shares have been sold short.

Short Interest 16.29M
Short Previous Month 15.10M
Short % of Shares Out 10.35%
Short % of Float 12.56%
Short Ratio (days to cover) 4.18

Income Statement

In the last 12 months, BANC had revenue of $964.19 million and earned $109.88 million in profits. Earnings per share was $0.65.

Revenue 964.19M
Gross Profit 964.19M
Operating Income 274.63M
Pretax Income -514.12M
Net Income 109.88M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.65
Full Income Statement

Balance Sheet

The company has $2.34 billion in cash and $2.74 billion in debt, giving a net cash position of -$405.36 million or -$2.58 per share.

Cash & Cash Equivalents 2.34B
Total Debt 2.74B
Net Cash -405.36M
Net Cash Per Share -$2.58
Equity (Book Value) 3.52B
Book Value Per Share 18.19
Working Capital -24.91B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $180.89 million and capital expenditures -$9.51 million, giving a free cash flow of $171.38 million.

Operating Cash Flow 180.89M
Capital Expenditures -9.51M
Free Cash Flow 171.38M
FCF Per Share $1.09
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 28.48%
Pretax Margin 20.67%
Profit Margin 15.52%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 17.77%

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.90%.

Dividend Per Share $0.40
Dividend Yield 2.90%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 61.53%
Buyback Yield -56.40%
Shareholder Yield -53.51%
Earnings Yield 5.05%
FCF Yield 7.87%
Dividend Details

Analyst Forecast

The average price target for BANC is $17.00, which is 23.46% higher than the current price. The consensus rating is "Buy".

Price Target $17.00
Price Target Difference 23.46%
Analyst Consensus Buy
Analyst Count 11
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4